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This is a sitemap over all available pages ordered by namespaces.

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  - How to file an RTI for birth certificate in Chandigarh
  - How to file an RTI for building plan / OC / CC in Chandigarh
  - How to file an RTI for death certificate in Chandigarh
  - How to file an RTI for drainage / waterlogging in Chandigarh
  - How to file an RTI for electricity bill dispute in Chandigarh
  - How to file an RTI for FIR registration / status in Chandigarh
  - How to file an RTI for garbage collection failure in Chandigarh
  - How to file an RTI for property mutation / dakhil-kharij in Chandigarh
  - How to file an RTI for property tax assessment / receipt in Chandigarh
  - How to file an RTI for pothole / road not repaired in Chandigarh
  - How to file an RTI for RTE 25% school admission in Chandigarh
  - How to file an RTI for sewerage overflow / clog in Chandigarh
  - RTI in Chandigarh — 15 city services covered
  - How to file an RTI for non-functional streetlights in Chandigarh
  - How to file an RTI for traffic challan dispute in Chandigarh
  - How to file an RTI for water supply / contamination in Chandigarh
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Aadhaar Correction Delay — RTI to UIDAI, 2026 Guide
Aadhaar Services 2026 — UIDAI's Full Citizen Suite
Aadhaar Application/Update Status RTI — UIDAI delay (2026)
About RTI Wiki — India's independent Right to Information reference
10 Most Absurd RTI Replies in India That Will Surprise You (Real Cases)
RTI Act, 2005 (Amended 14 Nov 2025): Full Text
How to add or remove name on ration card — complete 2026 guide
Page Subscribers — Admin Dashboard
Moved to the [[:tools:rti-assistant|RTI Assistant]]
How to order Aadhaar PVC card — complete 2026 guide
How to apply for ABRY (Aatmanirbhar Bharat Rojgar Yojana) — complete 2026 guide
How to apply for adoption through CARA — complete 2026 guide
How to apply for an Arms Licence in India — complete 2026 guide
How to apply for Atal Pension Yojana — complete 2026 guide
How to apply for the Ayushman Bharat (PMJAY) and ABHA card — complete 2026 guide
Get the Ayushman Bharat PMJAY card (₹5 lakh free hospitalisation) — 2026 guide
How to apply for Ayushman Vay Vandana Yojana (70+) — complete 2026 guide
How to apply for a bank locker — complete 2026 guide
How to apply for Bank PO / Clerk via IBPS and SBI — complete 2026 guide
How to register as a voluntary blood donor — complete 2026 guide
How to apply for BPL ration card — complete 2026 guide
How to apply for an MSME business loan with CGTMSE — complete 2026 guide
How to apply for a car or bike (vehicle) loan — complete 2026 guide
How to apply for a caveat in court — complete 2026 guide
How to apply for a CGHS card — complete 2026 guide
How to apply for a child's disability certificate — complete 2026 guide
How to apply for CM Relief Fund medical assistance — complete 2026 guide
How to apply for a Completion Certificate (CC) — complete 2026 guide
How to apply for a credit card in India — complete 2026 guide
How to apply for CUET-UG — complete 2026 guide
How to apply for the railway disability concession card — complete 2026 guide
How to apply for a fresh driving licence — complete 2026 guide
How to apply for ECHS — complete 2026 guide
How to apply for education loan + interest subsidy — complete 2026 guide
How to apply for FASTag — complete 2026 guide
How to get a Fitness Certificate (FC) for a private vehicle — complete 2026 guide
How to apply for govt-funded foreign scholarship — complete 2026 guide
How to file Form 15G or Form 15H to stop TDS on bank interest — complete 2026 guide
How to apply for an FSSAI food licence — complete 2026 guide
How to apply for GATE (engineering postgraduate) — complete 2026 guide
How to apply for a gold loan — complete 2026 guide
How to apply for GST registration — complete 2026 guide
How to do a Home Loan Balance Transfer — complete 2026 guide
How to apply for a home loan in India and claim PMAY-CLSS subsidy — complete 2026 guide
How to apply for IEC (Importer Exporter Code) — complete 2026 guide
How to apply for an International Driving Permit (IDP) — complete 2026 guide
How to activate international mobile roaming — complete 2026 guide
How to book IRCTC tatkal ticket — complete 2026 guide
How to submit Jeevan Pramaan (digital life certificate) — complete 2026 guide
How to apply for free legal aid — complete 2026 guide
How to apply for Legal Heir Certificate — complete 2026 guide
How to apply for a lost or duplicate passport — complete 2026 guide
How to apply for Mahila Udyam Nidhi — complete 2026 guide
How to apply for marriage certificate online — complete 2026 guide
How to apply for MBBS medical college admission — complete 2026 guide
Apply for an MGNREGA job card (100 days of guaranteed wage work) — 2026 guide
How to apply for MUDRA Tarun loan up to ₹10 lakh — complete 2026 guide
How to change your name legally through gazette — complete 2026 guide
How to apply for NAPS — National Apprenticeship Promotion Scheme — complete 2026 guide
How to apply for NEET-PG (medical postgraduate) — complete 2026 guide
How to enrol for a new Aadhaar — complete 2026 guide
How to apply for Niramaya health insurance — complete 2026 guide
How to apply for a Form 28 NOC for inter-state vehicle transfer — complete 2026 guide
How to apply for an Occupancy Certificate (OC) — complete 2026 guide
How to apply for an OCI card — complete 2026 guide
How to apply for old age pension (IGNOAPS + state top-up) — complete 2026 guide
How to pledge your organs — complete 2026 guide
How to apply for an Overdraft facility — complete 2026 guide
How to apply for PAN card online — complete 2026 guide
How to apply for PAN correction or re-issue — complete 2026 guide
How to apply for tatkal passport — complete 2026 guide
How to apply for a personal loan — complete 2026 guide
Apply for PM-KISAN Samman Nidhi (₹6,000/year) — full 2026 guide + RTI for stuck cases
How to apply for PMAY (Urban + Gramin) — complete 2026 guide
How to apply for PMEGP (Pradhan Mantri Employment Generation Programme) — complete 2026 guide
How to apply for Pradhan Mantri Fasal Bima Yojana — complete 2026 guide
How to apply for PMNRF medical assistance — complete 2026 guide
How to apply for PMSBY and PMJJBY — complete 2026 guide
How to manage PMVVY (and what replaced it) — complete 2026 guide
How to apply for PMAY-G via Awaas+ — complete 2026 guide
How to apply for PM Vishwakarma scheme — complete 2026 guide
How to claim pre-emption right on a property — complete 2026 guide
How to apply for and pay property tax online — complete 2026 guide
How to get a Pollution Under Control (PUC) certificate — complete 2026 guide
How to claim railway senior citizen / patient concession — complete 2026 guide
How to apply for Rashtriya Arogya Nidhi (RAN) — complete 2026 guide
How to apply for RRB (Railway Recruitment Board) — complete 2026 guide
How to apply for RTE 25 percent admission — complete 2026 guide
How to apply for a Senior Citizen Card — complete 2026 guide
How to apply for Shop and Establishment Licence — complete 2026 guide
How to apply for PMKVY (Skill India / PMKVY 4.0) — complete 2026 guide
How to apply for a Society NOC — complete 2026 guide
How to apply for SSC CGL exam — complete 2026 guide
How to apply for Stand-Up India loan — complete 2026 guide
How to apply for Startup India Seed Fund Scheme — complete 2026 guide
How to apply for State PSC (Public Service Commission) civil services — complete 2026 guide
How to apply for a stay order / injunction — complete 2026 guide
How to apply for Succession Certificate — complete 2026 guide
How to apply for PM SVANidhi street vendor loan — complete 2026 guide
How to apply for TAN (Tax Deduction Account Number) — complete 2026 guide
How to apply for a Trade Licence from the Municipality — complete 2026 guide
How to apply for a trademark in India — complete 2026 guide
Apply for UDID disability certificate (40% benchmark, RPwD Act, 2016) — 2026 guide
How to apply for UPSC Civil Services Exam — complete 2026 guide
How to apply for a commercial vehicle permit — complete 2026 guide
How to apply for vehicle Registration Certificate (RC) for a new car or bike — complete 2026 guide
How to use the Vehicle Scrappage Policy — complete 2026 guide
Apply for widow pension (IGNWPS + state schemes) — 2026 guide + RTI for stuck cases
Arrest, FIR, Notice: Your Legal Rights vs Police Powers in India
Ask the RTI Community
Atal Pension Yojana (APY) 2026 — ₹1,000–5,000/month Pension After 60
Ayushman Bharat (PMJAY) Benefits 2026: Complete Citizen Guide
Banking & Insurance RTI — PSU bank / LIC records (2026)
Best Free AI Tools in 2026 — Tested & Categorised
Beti Bachao Beti Padhao (BBBP) 2026 + State Girl-Child Schemes
Bhashini 2026 — National Language Translation Mission
Birth Certificate RTI — delayed registration / correction (2026)
Bitcoin in India: Legal Status, Tax Rules, What's Allowed
Right to Information Wiki Blog
Bombay High Court — Landmark RTI Rulings
Calcutta High Court — Landmark RTI Rulings
RTI case-law database — 300+ CIC, IC and judicial decisions (2026)
RTI Case-Law Database
How to challenge exam result + get answer script — complete 2026 guide
Charge-Sheet Copy RTI — §173(2) CrPC + RTI route (2026)
ChatGPT Ka Use Kaise Kare — Beginner's Guide (2026)
How to check PF balance and claim withdrawal — complete 2026 guide
⚖ CIC + SIC orders — weekly digest
Cited by — RTI Wiki in journalism, research and government training
Citizen RTI playbook — file, escalate, win (2026)
City-by-city RTI guide — 50 cities, every municipal service (2026)
How to claim CGHS reimbursement — complete 2026 guide
How to claim 4% disability employment reservation under RPwD Act — complete 2026 guide
How to claim flight cancellation / delay refund — complete 2026 guide
How to claim your rights under the Mental Healthcare Act 2017 — complete 2026 guide
How to claim PF death benefit as nominee — complete 2026 guide
How to claim RTI fee waiver as BPL cardholder — complete 2026 guide
How to claim train ticket refund (TDR) — complete 2026 guide
How to claim vehicle insurance — complete 2026 guide
How to close a bank account in India — complete 2026 guide
Closure Report RTI — when police file 'Final Report Negative' (2026)
How to complain when builder is not handing over your flat — complete 2026 guide
How to complain about Speed Post or India Post parcel loss — complete 2026 guide
Consumer Court in India: Step-by-Step Filing Guide (2026)
Content Roadmap 2026 — Detailed Implementation Plan
Content Roadmap 2026 — Editorial Strategy for RTI Wiki
Contribute to RTI Wiki
Co-operative Housing Society RTI — Registrar of Cooperatives (2026)
Corrections — RTI Wiki corrections log + how to file one
Court Case Records RTI — judgments, orders, file notings (2026)
CPGRAMS Status RTI — central grievance portal escalation (2026)
Credit Card Charges in India: Every Fee Explained (2026)
Is Cryptocurrency Legal in India? Laws, Taxes, Risks (2026 Guide)
Cyber Crime Complaint in India: Full Process from FIR to Recovery (2026)
Degree Verification RTI — university confirmation, employer check (2026)
DigiLocker 2026 — Free Government Document Wallet
Digital Arrest Scam in India: Spot it, Stop it, Recover Your Money (2026)
Digital India & e-Governance Schemes in India 2026
Digital RTI — the 2026 Guide
Disclaimer — RTI Wiki
How to dispute a wrong CIBIL credit score — complete 2026 guide
Page temporarily unavailable
How to download e-Aadhaar (digital Aadhaar) — step-by-step guide for 2026
Drainage / Sewerage Complaint RTI — overflow, blockage, repair (2026)
Driving Licence Delay — RTI Templates, RTO Escalation, 2026 Guide
Duplicate Mark-sheet RTI — issue of certified copy (2026)
e-NAM (National Agriculture Market) 2026 — Sell Crops Online to All India
e-Sanjeevani 2026 — Free Online Doctor Consultation
e-Shram Card 2026 — Universal Worker Registration + ₹2 Lakh Cover
Editorial board — RTI Wiki
Editorial policy — RTI Wiki
Education & Skill Development Schemes in India 2026
Election Commission RTI — voter roll / candidate / expense (2026)
Electricity Complaints — RTI to DISCOM + SERC
Embed RTI Wiki content on your site
Employment & Labour Schemes in India 2026
Encroachment Complaint RTI — illegal occupation of public land (2026)
How to Check EPFO Claim Status and File an RTI if it is Stuck — 2026 Guide
Exam Answer-Sheet RTI — get a photocopy under Aditya Bandopadhyay (2026)
Exam Result Delay RTI — board / university / recruitment (2026)
Exam Revaluation RTI — revaluation, rechecking, marks (2026)
How to exercise your Data Protection rights under DPDP — complete 2026 guide
Common Terms
FAA appellate review — 12-point checklist (§19(6) speaking order) (2026)
FAA timelines — §19(1), §19(6), §7(3) interaction (2026)
FAA balancing test — privacy v public interest under §8(1)(j) (2026)
FAA powers under §19(8) — direction, cost, penalty referral (2026)
How a First Appellate Authority Writes a Speaking Order Under the RTI Act
25 RTI Questions Answered (2026 Update)
Farmer & Agriculture Schemes in India 2026
How to file a bail application — complete 2026 guide
How to file a CBI / CVC vigilance complaint — complete 2026 guide
How to file a cheque bounce complaint under §138 NI Act — complete 2026 guide
How to file a consumer complaint (NCDRC / e-Daakhil) — complete 2026 guide
How to file a CPGRAMS grievance — complete 2026 guide
How to file a cybercrime complaint — complete 2026 guide
How to file a DGCA / airline complaint — complete 2026 guide
How to file a domestic violence complaint — complete 2026 guide
How to file First Appeal under Section 19(1) of RTI Act — complete 2026 guide
How to file GST return online — complete 2026 guide
How to file an insurance complaint (IRDAI / Ombudsman) — complete 2026 guide
How to file ITR online — complete 2026 guide
How to file ITR rectification under §154 — complete 2026 guide
How to file an LIC death, maturity or surrender claim — complete 2026 guide
How to file a Lokpal / Lokayukta complaint — complete 2026 guide
How to file mutual consent divorce — complete 2026 guide
How to file an NHRC human rights complaint — complete 2026 guide
How to file a Public Interest Litigation (PIL) — complete 2026 guide
How to file a POSH workplace harassment complaint — complete 2026 guide
How to file a RERA complaint — complete 2026 guide
File RTI in Bihar — 2026 guide
File RTI in Delhi — 2026 guide
File RTI in Gujarat — 2026 guide
How to File RTI in Andaman & Nicobar Islands — Online & Postal Guide (2026)
How to File RTI in Andhra Pradesh — Online & Postal Guide (2026)
How to File RTI in Assam — Online & Postal Guide (2026)
How to File RTI in Bihar — Online & Postal Guide (2026)
How to File RTI in Chandigarh (UT) — Online & Postal Guide (2026)
How to File RTI in Chhattisgarh — Online & Postal Guide (2026)
How to File RTI in Dadra & Nagar Haveli and Daman & Diu — Online & Postal Guide (2026)
How to File RTI in Delhi — Online & Postal Guide (2026)
How to File RTI in Goa — Online & Postal Guide (2026)
How to File RTI in Gujarat — Online & Postal Guide (2026)
How to File RTI in Haryana — Online & Postal Guide (2026)
How to File RTI in Himachal Pradesh — Online & Postal Guide (2026)
How to File RTI in Jammu and Kashmir (UT) — Online & Postal Guide (2026)
How to File RTI in Jharkhand — Online & Postal Guide (2026)
How to File RTI in Karnataka — Online & Postal Guide (2026)
How to File RTI in Kerala — Online & Postal Guide (2026)
How to File RTI in Ladakh (UT) — Online & Postal Guide (2026)
How to File RTI in Lakshadweep (UT) — Online & Postal Guide (2026)
How to File RTI in Madhya Pradesh — Online & Postal Guide (2026)
How to File RTI in Maharashtra — Online & Postal Guide (2026)
How to File RTI in Manipur — Online & Postal Guide (2026)
How to File RTI in Meghalaya — Online & Postal Guide (2026)
How to File RTI in Nagaland — Online & Postal Guide (2026)
How to File RTI in Odisha — Online & Postal Guide (2026)
How to File RTI in Puducherry (UT) — Online & Postal Guide (2026)
How to File RTI in Punjab — Online & Postal Guide (2026)
How to File RTI in Rajasthan — Online & Postal Guide (2026)
How to File RTI in Sikkim — Online & Postal Guide (2026)
How to File RTI in Tamil Nadu — Online & Postal Guide (2026)
How to File RTI in Telangana — Online & Postal Guide (2026)
How to File RTI in Tripura — Online & Postal Guide (2026)
How to File RTI in Uttar Pradesh — Online & Postal Guide (2026)
How to File RTI in Uttarakhand — Online & Postal Guide (2026)
How to File RTI in West Bengal — Online & Postal Guide (2026)
File RTI in Karnataka — 2026 guide
File RTI in Kerala — 2026 guide
File RTI in Madhya Pradesh — 2026 guide
File RTI in Maharashtra — 2026 guide
File RTI Online in India — Manual 12-Step Guide
File RTI Online — 12 steps + free tools
File RTI in Tamil Nadu — 2026 guide
File RTI in Uttar Pradesh — 2026 guide
File RTI in West Bengal — 2026 guide
How to file Second Appeal to CIC / SIC under Section 19(3) of RTI Act — complete 2026 guide
How to file a TRAI / telecom complaint — complete 2026 guide
Financial Support Schemes in India 2026 — Loans, DBT, Pension, Banking
How to find a Jan Aushadhi store near you — complete 2026 guide
How to find a PMJAY empanelled hospital — complete 2026 guide
How to find polling booth and search voter list — complete 2026 guide
How to Get an FIR Copy — Section 154 First, RTI as Backup
When SHO Refuses to Register Your FIR — Lalita Kumari Rule + RTI
Forum Policy — DPDP & IT Rules Compliance
RTI Wiki Forum
The Complete Citizen Guide to Gambling Laws in India 2026
Is Gambling Legal in Your State? A Plain-Language Map for Indians
Garbage Collection RTI — door-to-door sanitation grievance (2026)
How to get college migration certificate + original mark-list — complete 2026 guide
How to get a school Transfer Certificate (TC) — complete 2026 guide
RTI Glossary — 80 plain-language definitions
Government Jobs in India 2026: Complete Citizen Guide
Top Government Schemes in India (2026) — Complete Citizen Guide to Benefits, Eligibility & How to Apply
Guides — Right to Information Act, 2005
Health & Insurance Schemes in India 2026 — Ayushman Bharat, PMJAY, e-Sanjeevani
सूचना का अधिकार — हिंदी पोर्टल
Historical CIC Orders — A Chronological Archive
RTI Wiki — File any RTI in India free in 60 seconds
Home Remedies for Common Illnesses in India (2026)
Hospital Negligence RTI — government hospital records (2026)
Housing & Basic-Needs Schemes in India 2026 — House, Water, LPG, Electricity
Cheated by a Betting App? Here's Exactly Where to Complain in India
How to file an RTI in India — the definitive 2026 guide
Illegal Construction RTI — unauthorised building / occupancy (2026)
Important Decisions
Got an IT Notice? Deadlines, Replies, Penalties Explained
Income Tax Notice in India: What It Means and What To Do Next (2026)
Income Tax Refund Delay — RTI Templates, Case Law, 2026 Guide
IPL Betting Apps: Legal, Illegal, or a Trap? What Every Fan Must Know
IRCTC Refund Delay — RTI Templates, Banking Ombudsman, 2026 Guide
Jal Jeevan Mission (JJM) — Har Ghar Jal 2026
Join RTI Wiki — Free Account
Karnataka High Court — Landmark RTI Rulings
Kerala High Court — Landmark RTI Rulings
Kisan Credit Card (KCC) 2026 — ₹3 Lakh Credit @ 4% Effective
Land Records RTI — Khasra, Khatauni, mutation (2026)
10 Landmark CIC Decisions That Transformed RTI in India (With Case Analysis & Practical Lessons)
Landmark RTI Cases — Top 25 must-know rulings (2026)
Landmark RTI Rulings, 2021 to 2026
Layout Approval RTI — DTCP / TCP / building plan sanction (2026)
How to link PAN with Aadhaar online — complete 2026 guide
Loan Settlement in India: How OTS Works (2026)
Madras High Court — Landmark RTI Rulings
How to merge multiple UANs into one — complete 2026 guide
Methodology — how RTI Wiki sources, verifies, and publishes
MGNREGA Wage Delay & Job Card Issues — RTI 2026 Guide
How Transparent Are India's Ministry Websites? Section 4(1)(b) Ranking, 2026
Track your MP & MLA — the complete guide (2026)
Municipal Complaint RTI — generic ULB grievance follow-up (2026)
My Learnings
National Career Service (NCS) 2026 — Government's Free Job Portal
National Scholarship Portal (NSP) 2026 — Apply for 100+ Government Scholarships
RTI Wiki Newsletter Archive
ONDC 2026 — Open Network for Digital Commerce
India's New Online Gaming Law 2026: What Changes from May 1
Online Gaming in India: Fantasy, Rummy, Poker (2026 Guide)
How to open a Current Account for your business — complete 2026 guide
How to open a Demat and trading account in India — complete 2026 guide
How to open a Fixed Deposit (FD) in a bank — complete 2026 guide
How to open a Pradhan Mantri Jan Dhan Yojana account or BSBDA — complete 2026 guide
How to open NPS account — complete 2026 guide
How to open a PPF (Public Provident Fund) account — complete 2026 guide
How to open a Senior Citizen Savings Scheme (SCSS) account — complete 2026 guide
How to open Sukanya Samriddhi account — complete 2026 guide
PAN Card Delay — RTI Templates, Escalation Ladder, 2026 Guide
Passport Delay RTI — Delhi 2026 — Force a 30-Day Reply from Your RPO
Passport Delay RTI 2026 — Check Status, Escalate & Force a 30-Day Reply
How to pay court fees and buy stamp paper — complete 2026 guide
PDF Document Library
Pension + Gratuity Delay — RTI for Retirement Benefits
PF Transfer Delay RTI — UAN transfer / withdrawal stuck (2026)
Banking + financial RTI — Jayantilal Mistry; customer vs regulator data (2026)
How to cite RTI case law — ratio vs obiter, the 3-line citation, common pitfalls (2026)
CIC, SIC and Ministry PIO — Contact Directory
Deemed refusal under §7(2) — what triggers it, how to avoid, when applicants invoke it (2026)
Education RTI beyond exams — scholarships, UGC/AICTE approvals, admissions, faculty (2026)
PIO & FAA Knowledge Base — Advanced RTI Decision-Making
PIO/FAA officer's handbook — the complete reference (2026)
Health + hospital RTI — duty roster, drug stock, Ayushman Bharat; doctor-patient privilege (2026)
Top High Court rulings on RTI — Delhi, Bombay, Madras, Kerala (2026)
Investigation RTI — §8(1)(h) + §24 proviso; FIR, case diary, closure (2026)
Land + housing RTI — DDA / PMAY / mutation; §4(1)(b)(xii) beneficiary list (2026)
Policy file noting RTI — R.K. Jain post-decisional disclosability (2026)
Political party RTI — CIC 2013 Full Bench; Election Commission overlay; Electoral Bonds legacy (2026)
PIO Playbook — Recruitment and Examination RTI Applications
How Public Information Officers Should Evaluate and Respond to RTI Applications: Legal Grounds, Drafting Templates, and Landmark Judgments
Section 7(9) — alternative form of access (PIO's tool for voluminous requests)
Section 8(1)(a) RTI Act: Sovereignty, Integrity and Security — Rules, Example and Guide (2026)
Section 8(1)(b) RTI Act: Contempt of Court Exemption — Rules, Example and Guide (2026)
Section 8(1)(c) RTI Act: Breach of Parliamentary Privilege — Rules and Guide (2026)
Section 8(1)(d) RTI Act: Commercial Confidence and Trade Secrets — Rules and Guide (2026)
Section 8(1)(e) — Fiduciary Relationship — PIO Framework
Section 8(1)(f) RTI Act: Information from Foreign Governments — Rules and Guide (2026)
Section 8(1)(g) RTI Act: Endangerment of Life, Safety or Identity — Rules and Guide (2026)
Section 8(1)(h) RTI Act: Investigation and Prosecution Exemption — Rules and Guide (2026)
Section 8(1)(i) RTI Act: Cabinet Papers Exemption — Rules, Example and Guide (2026)
Section 8(1)(j) after DPDP 2025 — A Decision Framework for Public Information Officers
Section 10 — Severability — PIO Framework
Third Party in RTI Act — Section 11 Rules, Example and Step-by-Step Guide (2026)
Section 20 Penalty under the RTI Act: Rs 250 per day, Up to Rs 25,000 (2026 Guide)
Section 22 RTI Act: Overriding Effect on the Official Secrets Act and Other Laws (2026 Guide)
Section 24 RTI Act: Exempt Intelligence and Security Organisations (CBI, IB, R&AW, NTRO) — 2026 Guide
Service records RTI — pay, APAR, leave, disciplinary (Deshpande boundary) (2026)
PIO speaking replies — how to write a §7(8) order that survives appeal (2026)
10 Supreme Court rulings every PIO must know (2026)
Tender + contract RTI — §8(1)(d); pre vs post-award disclosability (2026)
PM eVIDYA 2026 — Free Digital Education Class 1–12
Pradhan Mantri Fasal Bima Yojana (PMFBY) 2026 — Crop Insurance Made Simple
PM Jan Dhan Yojana (PMJDY) 2026 — Zero-Balance Bank Account for Every Indian
PM-KISAN Samman Nidhi 2026 — ₹6,000/year for Small Farmers
PM Matru Vandana Yojana (PMMVY) 2026 — ₹5,000–11,000 Maternity Benefit
PM Mudra Yojana 2026 — Loans up to ₹20 lakh, No Collateral
PM SVANidhi Yojana 2026 — Street Vendor Loan ₹10k → ₹50k
PMAY 2026 — Complete Guide to Pradhan Mantri Awas Yojana (Gramin + Urban 2.0)
How to read & verify the PMAY beneficiary list (2026)
PMAY Documents Required 2026 — Complete Checklist (Gramin + Urban 2.0)
PMAY Status Check Bihar 2026 — Gramin + PMAY-U 2.0
PMAY Status Check Gujarat 2026 — Gramin + PMAY-U 2.0
PMAY स्थिति कैसे जाँचें 2026 — पूरी हिंदी गाइड (Gramin + Urban 2.0)
PMAY Status Check Karnataka 2026 — Gramin + PMAY-U 2.0
PMAY Status Check Madhya Pradesh 2026 — Gramin + PMAY-U 2.0
PMAY Status Check Maharashtra 2026 — Gramin + PMAY-U 2.0
PMAY Status Check Rajasthan 2026 — Gramin + PMAY-U 2.0
PMAY Application — RTI for Status, Rejection, and Subsidy Delay
PMAY Status Check Tamil Nadu 2026 — Gramin + PMAY-U 2.0
PMAY Status Check Uttar Pradesh 2026 — Gramin + PMAY-U 2.0
Police Powers in India: What Police Can and Cannot Do (2026)
Pollution / Air Quality RTI — CPCB / SPCB enforcement (2026)
How to port mobile number — complete 2026 guide
Privacy Policy — RTI Wiki Android and iOS app
Privacy Policy — RTI Wiki
Your Profile
Property Tax RTI — assessment, dues, refund, exemption (2026)
Download ready-to-cite RTI rulings
Ration Card — Status Check, Verification, and RTI in 2026
How to recover money lost to UPI fraud — complete 2026 guide
How to recover and activate UAN — complete 2026 guide
Recruitment Results RTI — answer-key, cut-off, merit-list (2026)
How to register a Will in India — complete 2026 guide
How to register on E-Shram (unorganised worker UAN card) — complete 2026 guide
How to register an NGO (Trust / Society / Section 8 Company) — complete 2026 guide
How to register your startup with DPIIT — complete 2026 guide
How to register Udyam (MSME) — complete 2026 guide
How to renew your driving licence online — complete 2026 guide
How to respond to an income tax notice — complete 2026 guide
Aadhaar update stuck? File one RTI to UIDAI
The complete RTI Act 2005 guide — citizen + officer reference (2026)
RTI Act, 2005 Explained Simply — 40 Plain-English Questions Answered (2026)
Anganwadi services missing? File one RTI
Atal Pension Yojana (APY) issue? File one RTI
Birth certificate stuck? Make the Municipal CRS answer
Building plan / OC stuck? File one RTI
Caste certificate stuck? File one RTI to unstick it
Need a certified copy of a govt record? File one RTI
CGHS card / reimbursement claim stuck? File one RTI
Citizen Charter missed? Make the office answer with one RTI
Copyright registration stuck? File one RTI
Demat / DP transfer stuck? File one RTI
Disability certificate / UDID stuck? File one RTI
Stuck driving licence? Make the RTO answer with one RTI
Encumbrance Certificate stuck? Make the Sub-Registrar answer
EPF claim stuck? Make EPFO answer with one RTI
EPS-95 higher pension stuck? File one RTI
ESIC claim delayed? File one RTI to ESIC
RTI Fees by State and Online Portal Directory (2026)
Firearms license stuck? File one RTI
RTI First Appeal under Section 19(1): Process, Grounds, Templates and Timelines (2026)
RTI First Appeal & Second Appeal — Complete 2026 Guide
Aadhaar Not Downloading or Generated? How to File RTI to Get Status, Errors & Officer Details
Aadhaar update rejected? Use RTI to get the real reason (a 7-step plain-language guide for 2026)
Aadhaar update stuck for weeks? File an RTI to UIDAI and get a written answer in 30 days (2026 guide)
Aadhaar update stuck? RTI to UIDAI / regional centre
ACR / APAR grading — RTI for own copy + representation
AICTE approval of engineering college — RTI to AICTE
Airport expansion / new terminal — RTI
AMRUT scheme funds — RTI for trail
Answer-sheet inspection (post Aditya Bandopadhyay) — RTI
Get Your Answer Sheet under RTI — the Aditya Bandopadhyay Right
Arrest records / DK Basu compliance — RTI
Ayushman Bharat (PMJAY) claim denied? Use RTI to fix it (2026 guide)
Ayushman Bharat (PMJAY) claim denied — RTI
Bail orders / custody records — RTI
आरटीआई के लिए शुरुआती गाइड — पहली बार आवेदन कैसे लिखें (हिन्दी)
RTI for Beginners: Everything You Need to Know Before Filing Your First Application
Bid rejected — RTI for written reasons
Birth certificate delayed? RTI to municipal registrar
Birth Certificate Delayed or Rejected? File RTI to Get Registrar's Record
Birth or death certificate stuck in 2026? Use RTI to unstick it (a 7-step plain-language guide)
Blood bank availability / safety — RTI for records
Bridge construction delay — RTI
Departmental budget allocation — RTI for breakup
Building plan / OC delayed for months? Use RTI to find out why (2026 guide)
Building plan approval stuck — RTI to Town Planning
Bus route delayed / frequency cut — RTI to State Transport Corporation
CAG audit objection — RTI for status & response
Campus Placement Data Suspicious? RTI for Company-wise Offer Record
Caste certificate stuck at tehsildar? Use RTI to unstick it before your deadline (a 7-step plain-language guide for 2026)
Caste Certificate Stuck or Rejected? RTI to Get the Tehsildar's Record
RTI for CBSE 10th & 12th Result Correction (2026 Step-by-Step)
CGHS card / hospital empanelment — RTI
CEA compliance audit — RTI to State Health
CM Relief Fund disbursement — RTI
College Admission Rejected? RTI for Merit-List and Seat-Matrix
College affiliation with university — RTI
Commercial vehicle Fitness Certificate stuck in 2026? Use RTI to get back on the road (a 7-step plain-language guide)
Pillar 2 — RTI for Community & Society
Completion Certificate (CC) delay — RTI to Town Planning
Consumer Complaint Ignored? RTI to Accelerate Resolution
RTI for court case delay — template + framework (2026)
Cybercrime complaint pending — RTI
দৈনন্দিন জীবনের সমস্যার জন্য তথ্য জানার অধিকার — Pillar 1 (বাংলা)
रोज़मर्रा की समस्याओं के लिए आरटीआई — Pillar 1 (हिन्दी)
ದಿನನಿತ್ಯದ ಸಮಸ್ಯೆಗಳಿಗಾಗಿ ಮಾಹಿತಿ ಹಕ್ಕು — Pillar 1 (ಕನ್ನಡ)
दैनंदिन समस्यांसाठी माहितीचा अधिकार — Pillar 1 (मराठी)
அன்றாட வாழ்க்கைக்கான தகவல் அறியும் உரிமை — Pillar 1 (தமிழ்)
Pillar 1 — RTI for Daily Life Problems
Death certificate delay — RTI to municipal registrar
Death Certificate Delayed or Rejected? Use RTI to Unlock the Registrar's Record
Degree or Mark Sheet Delayed? RTI to University Registrar
Departmental enquiry — RTI for records
RTI for Persons with Disabilities — Access, Rights, and Schemes
Disciplinary action pending — RTI for status
Govt doctor not present — RTI for attendance & posting
Domicile certificate delayed? Use RTI to unstick it before your state-quota deadline (a 7-step plain-language guide for 2026)
Domicile Certificate Delayed or Rejected? Use RTI to Unlock the Tehsildar's File
Drainage clogged / waterlogging — RTI to Storm-Water Drains cell
Driving Licence Not Issued or Renewed? File RTI to Get RTO Status & Delay Reason
Driving licence status / smart-card delay — RTI to RTO
Drug stock at govt hospital — RTI to CMO
Inflated electricity bill — RTI to discom for meter & billing audit
Electricity connection delayed or wrong bill in 2026? Use RTI to force a written answer (8-step guide)
Encroachment in your area — RTI to municipal Anti-Encroachment cell
Encumbrance Certificate stuck for weeks? Use RTI to break the deadlock (2026 guide)
Using RTI to Know About Pollution, Water Quality, and Environmental Actions in Your Area
Employer deducting PF but not depositing? Use RTI + §7A to recover it (2026 guide)
ESIC denied treatment or reimbursement? Use RTI to unstick the claim (2026 guide)
Exam Result Delayed? RTI to the Examining Body
RTI for delayed PMFBY crop insurance claim (2026)
FIR not getting registered in 2026? Use RTI to force a written reason (an 8-step plain-language guide)
FIR not registered / pending — RTI to SP & Magistrate
Fire NOC delayed — RTI to Fire Service Department
Flyover construction / repair — RTI
FSSAI food licence delayed — RTI to designated officer
Garbage not collected — RTI to municipal Solid-Waste cell
Government contract awarded — RTI for full disclosure
How RTI Can Help You Understand Services in Government Hospitals
How to File an RTI for Your Government Job Result (2026 Step-by-Step)
Government Scheme Benefits Not Received? Use RTI to Track Your Application & Payment
RTI for Government Scholarship, Exam Grievance, or Marksheet Error (2026)
How Parents Can Use RTI to Improve Government School Facilities and Teaching Quality
Grant-in-aid disbursement — RTI for trail
Gratuity calculation disputed — RTI for basis
GST refund stuck beyond 60 days in 2026? Use RTI to unblock it (and claim §56 interest)
GST Refund Stuck? File RTI to Unlock Your Refund
Highway construction delay — RTI to NHAI
Hospital / nursing home licence — RTI for status & compliance
Hostel Fees Unexplained? RTI for Line-Item Breakdown
No Action on Your Complaint? How to Use RTI to Force Government Response
Income certificate delayed? Use RTI to get it before your deadline (a 7-step plain-language guide for 2026)
Income-Tax Refund Delayed? File RTI to CPC Bangalore
Jal Jeevan Mission tap connection — RTI
Land Records or Property Status Not Clear? Use RTI to Access Official Documents
Lost mobile / IMEI tracking — RTI
LPG PAHAL / Ujjwala subsidy not credited in 2026? Use RTI to get it back
LPG Subsidy Not Credited? RTI to the Oil Marketing Company
Marriage certificate delay — RTI to municipal/SDM registrar
Marriage registration stuck in 2026? Use RTI to unstick it (a 7-step plain-language guide)
Marriage Registration Stuck or Rejected? RTI to the Sub-Registrar
Medical equipment tender — RTI for procurement details
Medical negligence — RTI for enquiry & action
Metro project progress — RTI
Metro Construction Concerns? RTI to the Metro Corporation
MGNREGA wages not paid in 2026? Use RTI to unblock the FTO and claim delay compensation
MGNREGA wages delayed — RTI to Block Programme Officer
Mid-Day Meal irregular — RTI to DEO / MDM cell
Pillar 4 — RTI for Money & Schemes
MP/MLA Local Area Development fund utilization — RTI
Property tax receipt missing — RTI to municipal corporation
Noise Pollution Complaint Ignored? RTI to Police / SPCB
NSAP Pension Stopped? RTI to District Social Welfare Officer
NSP scholarship not credited in 2026? Use RTI to find out exactly where it is stuck
Occupancy Certificate (OC) delayed — RTI to Municipal Commissioner
PAN card status, correction & e-PAN delay — RTI to NSDL/UTIITSL/CBDT
Public park / playground neglected — RTI to Horticulture / Parks
Passport Delayed or Stuck? File RTI to Know Police Verification & File Movement Status
Passport Rejected? Use RTI to Know the Exact Reason & Officer Responsibility
Passport stuck in police verification or print? RTI gets you a date
PDS grievance / short delivery — RTI to Tehsil Food Inspector
Pension delayed by months? Use this RTI to fix it
Pension fixation grievance — RTI for basis
How to Use RTI to Solve Personal Problems — Real-Life Cases and Templates
PF Withdrawal or Pension Delayed? File RTI to Get Exact Status & Accountability
PM-KISAN Installment Not Received? RTI to Unlock the Credit
PMAY Installment Stuck? RTI to Block / Urban Development Agency
PMAY-G/U application stuck — RTI to BDO/CMO
PMFBY Crop-Insurance Claim Stuck? RTI to District Agriculture Officer
PM-KISAN installment missed — RTI to Agriculture department
PMMVY maternity benefit not credited in 2026? Use RTI to find out exactly where it is stuck
PNG or LPG connection stuck in 2026? Use RTI to force a written answer (8-step guide)
Police character certificate stuck in 2026? Use RTI to unblock it (a 7-step plain-language guide)
RTI for Police Department, Railway Recruitment, or State Board (2026 Step-by-Step)
Employment / character verification — RTI
Police verification adverse — RTI for remarks
Police verification stuck for your passport / job / tenant in 2026? Use RTI to unblock it (a 7-step plain-language guide)
Pollution NOC (CTE/CTO) delay — RTI to State Pollution Control Board
Promotion denied? RTI for DPC minutes
Property mutation stuck for months? File an RTI and get a written answer in 30 days (2026 guide)
Property Registration Stuck? RTI to the Sub-Registrar
Property tax assessment too high — RTI for assessment basis
Property tax suddenly tripled? Use RTI to challenge it (2026 guide)
Public toilet broken / unhygienic — RTI to municipal Sanitation
Railway station redevelopment — RTI
Ration Card Cancelled or Rejected? Use RTI to Restore It
Ration-card application/correction stuck — RTI to Food & Civil Supplies
Recruitment cut-off changed mid-process — RTI for order
Recruitment merit list & cut-off — RTI
Pothole / road not repaired — RTI to PWD/Municipal Engineering
RTI Act implementation in your state — RTI for §4 audit
How RTI Empowers Rural Citizens to Access Information and Benefits
RTI for Sarkari Exam Admit Card Problem (UPSC, SSC, Banking, Railway) — 2026 Guide
Scholarship Not Credited? RTI to NSP / State Welfare
Scholarship delayed — RTI to state / central nodal
RTE 25% admission denied — RTI to school + DEO
School fee hike unfair — RTI to Fee Regulatory Committee
RTI for Senior Citizens — Pension, Safety, and Benefits
Sewerage overflow — RTI to Sewerage Board / Jal Board
Shop & Establishment registration delay — RTI to Labour dept
Slum Rehabilitation Dispute? RTI to the SRA / Housing Board
Smart City project — RTI to SPV
Sub-Registrar overcharged stamp duty? Use RTI + §49 to get a refund (2026 guide)
Stray dog / cattle menace — RTI to municipal Veterinary Officer
Streetlights not working — RTI to municipal Electrical Engineer
Stuck driving licence? Use RTI to unstick it (plain-language 7-step guide)
Stuck passport application? File RTI in 30 days — plain-language guide
Stuck PF withdrawal? Use RTI to unstick it (a 7-step plain-language guide)
Pillar 3 — RTI for Students & Youth
How Students Can Use RTI for Education, Exams, and Transparency
Swachh Bharat Mission funds — RTI
TDS / Income Tax refund stuck in 2026? Use RTI to find out why (and claim §244A interest)
Teacher attendance / vacancies — RTI to DEO
Tender evaluation — RTI for matrix & basis
Trade licence renewal pending? RTI to municipal commissioner
Traffic challan disputed — RTI
Transfer policy / order — RTI for basis
RTI for Scheduled Tribe Citizens — Forest Rights, Schemes, and Governance
UDID disability card stuck in 2026? Use RTI to unstick it (a 7-step plain-language guide)
UGC recognition status of college — RTI to UGC
Ujjwala Connection Rejected? RTI to Oil Marketing Company
University result rechecking / revaluation — RTI
Untraced report / final report — RTI
UPSC / SSC Recruitment Queries? RTI for Cut-offs, Marks & Answer Keys
Utilization Certificate (UC) status — RTI
Vaccine stock at PHC — RTI for availability
Vehicle RC / NOC stuck at the RTO in 2026? Use RTI to unblock it (a 7-step plain-language guide)
Vendor empanelment — RTI for criteria & list
Vigilance clearance for promotion / posting — RTI
Voter ID (EPIC) correction delay — RTI to ERO/CEO
Voter ID Not Received or Rejected? How to File RTI to Track Application Status
Water connection stuck or contaminated supply in 2026? Use RTI to force a written answer (8-step guide)
No water supply / contamination — RTI to Jal Board / municipal water dept
Water Supply Quality Concerns? RTI to Municipal Water Board
Widow pension not credited? Use RTI to track and unblock it (2026 guide)
RTI for Women — Safety, Schemes, and Rights
RTI Form Format — what a valid RTI application must contain (2026)
FSSAI license stuck? File one RTI
IEC (Import Export Code) stuck at DGFT? File one RTI
Income certificate stuck? File one RTI
International Driving Permit (IDP) stuck? File one RTI
JSY cash benefit not received? File one RTI
KCC 2% interest subvention not credited? File one RTI
Khasra / Pahani / Jamabandi not issued? File one RTI
Kisan Credit Card stuck? File one RTI to your bank
Marriage certificate stuck? File one RTI to your Registrar
Pillar 5 — RTI Mastery (Legal + Process)
Passport police verification stuck? File one RTI
MGNREGA wage stuck? Make the BDO answer with one RTI
Mid-Day Meal not served? File one RTI
MP / MLA fund utilization — file an RTI to find out
MSME Udyam registration stuck? File one RTI
Mudra loan rejected? File one RTI to find out why
Common RTI Myths Busted — what you can and cannot ask (2026)
RTI News & Weekly Updates
NPS Tier-2 / partial withdrawal stuck? File one RTI
NSP scholarship not credited? File one RTI to unstick it
OCI card stuck? File one RTI to MEA / FRRO
Patent application stuck? File one RTI to IPO
PM Vishwakarma scheme stuck? File one RTI
Stuck PMAY application? Make the housing cell answer with one RTI
PMKVY skill certificate / placement stuck? File one RTI
PMMVY benefit not received? File one RTI
PMSBY / PMJJBY claim stuck? File one RTI
PMVVY (Vaya Vandana) stuck? File one RTI to LIC
SPCB Consent (CTE/CTO) stuck? File one RTI
PPF account stuck? File one RTI
Property mutation stuck? File one RTI to your Tehsildar
State RTC bus issues? Make the corporation answer
RTI Query Builder — drafting templates for common subjects
Stuck ration card? Make the PDS answer with one RTI
RTI in 2025-26 — what changed and what's next (2026)
How to Use RTI Responsibly: A Citizen's Guide to Ethical Information Seeking
Road work incomplete? Make the PWD answer with one RTI
RTE 25% quota admission denied? File one RTI
Sale deed copy stuck? Make the Sub-Registrar issue it
Rural electrification stuck? File one RTI
RTI Second Appeal under Section 19(3): Filing before CIC and SIC (2026 Guide)
Senior Citizen Savings Scheme stuck? File one RTI
Stand Up India loan rejected? File one RTI
India's 36 state RTI portals — directory, status, fees (2026)
Widow pension stuck? File one RTI
RTI in India 2026: State-wise Data on Applications, Rejections, Speed & Appeals
Street lights broken? Make the Municipal Cell answer
How RTI Has Helped Improve Society: Real-Life Success Stories from India
Sukanya Samriddhi (SSY) stuck? File one RTI
TDS not in Form 26AS / AIS? File one RTI
Telecom bill dispute? File one RTI
RTI template for a PSU bank (SBI, PNB, BoB, Canara) — what to ask, who to file with, sample 2026
RTI template for government school or college — what to ask, who to file with, sample 2026
RTI template for Municipal Corporation — what to ask, who to file with, sample 2026
RTI template for Passport Seva / Regional Passport Office — what to ask, who to file with, sample 2026
How RTI Can Help Improve Roads, Parks, and Civic Facilities in Your Area
How to Use RTI to Track How Government Money is Spent in Your Area
How to Use RTI to Track Progress of Government Projects in Your Area
How RTI Helps Citizens Understand Government Policies and Decisions
Toll overcharging? Make NHAI answer with one RTI
Free RTI AI tools — the complete suite (2026)
Trade license stuck? File one RTI
Trademark application stuck? File one RTI to CGPDTM
MNP request stuck? File one RTI to TRAI / DoT
Vehicle RC transfer / NOC stuck? File one RTI to RTO
Voter ID (EPIC) stuck? Make the DEO answer with one RTI
RTI vs alternatives — when to use what (2026 decision matrix)
RTI vs Complaint: When to Use RTI and When Not To
RTI vs शिकायत पोर्टल: When Should You Use Which?
Water connection stuck? File one RTI
rtionline.gov.in — the Central Government's RTI portal
RTI Rules
Rummy, Poker, Fantasy: What's Legal in Your State?
Sarkari Exam RTI Survival Kit (2026) — Every Aspirant's Complete Playbook
How Satta Apps Steal Your Money: 7 Tricks to Watch For
Is Satta King Legal in India? The Honest Answer in 2026
Saubhagya — Sahaj Bijli Har Ghar Yojana 2026
Scammed on UPI? Step-by-Step Recovery and Complaint Process
Scholarship Delay — RTI for NSP / State / Tribal Scholarships
Section 4(1)(b) RTI Act — Proactive Disclosure: 17 Categories Every Public Authority Must Publish (2026)
Section 8 of the RTI Act, 2005 — Every Exemption Explained with Case Law
RTI Wiki
Sitemap — Every Page on RTI Wiki
Skill India / PMKVY 4.0 (2026) — Free Skill Training + ₹8k Reward
Soil Health Card Scheme 2026 — Free Soil Testing
Your Son is Playing Satta Online. What Do You Do Now?
Stand-Up India Scheme 2026 — ₹10 Lakh – ₹1 Crore for SC/ST/Woman Entrepreneurs
I Want to Start Learning AI: Complete Roadmap (2026)
How to start a mutual fund SIP — complete 2026 guide
RTI Wiki — File any RTI in India free in 60 seconds
State-by-state RTI guide — every state, every scheme (2026 master)
State RTI Portal Rankings 2026: Which Work Best for Citizens
State-Specific RTI Online Portals: The 2026 Directory
Central vs State RTI: Which Should You File?
State-wise RTI Guide India 2026 — Rules, Fees, Commissions, Portals
Subsidy Status RTI — DBT / scheme payment delay (2026)
Sukanya Samriddhi Yojana (SSY) 2026 — 8.2% Tax-free Savings for Your Daughter
How to surrender an Indian passport — complete 2026 guide
Tag Cloud — browse RTI by hashtag
You Won Money on a Gaming App. Now the Income Tax Department Wants Its Share
Tender Details RTI — government contract transparency (2026)
Terms of Service — RTI Wiki
Top 20 RTI Questions You Can Ask Government (With Examples)
Top 20 RTI Websites in India Every Citizen Should Know (2026 Guide)
Tracking Your RTI Appeal via AI: Automate Updates from the CIC (2026 Guide)
How to transfer property via Gift Deed — complete 2026 guide
How to transfer vehicle ownership (RC) after sale — complete 2026 guide
PM Ujjwala Yojana 2.0 (PMUY) — Free LPG Connection for Eligible Women
UPI & Digital Payments 2026 — India's Free Instant Money Transfer
UPI Fraud: What To Do Immediately, How To Recover Money (India Guide)
How Illegal Betting Apps Use UPI to Take Your Money — and Disappear
UPSC Preparation Strategy 2026: From Beginner to Interview
Urgent RTI — Life & Liberty 48-hour reply (§7(1) proviso) (2026)
Verify an RTI Wiki CPD Certificate
Water Supply Complaint — RTI to Municipal Water Boards
What's new on RTI Wiki
6 Reasons Your RTI Gets Rejected (And Fixes)
Why RTI is (essentially) free — and why you don't need to pay anyone
Wiki
Women & Social Welfare Schemes in India 2026
How to write an effective RTI application — complete 2026 guide