All RTI Wiki guides — A to Z
RBI Ombudsman as of 1 July 2026: Bank, certain NBFC, prepaid-instrument and credit-information complaints go under the Reserve Bank - Integrated Ombudsman Scheme, 2026, which replaced RB-IOS 2021 from 1 July 2026. First complain to the entity. If there is no reply in 30 days (or the longer NPCI/card-network window, if it applies) or you reject the reply, file free at cms.rbi.org.in within 90 days. The Ombudsman can award up to Rs 30 lakh for consequential loss and up to Rs 3 lakh for time, expenses and harassment. Complaints received before 1 July 2026 stay under the 2021 scheme. Source: RBI FAQ, updated 1 July 2026 and the RB-IOS 2026 FAQ PDF dated 1 July 2026.
Quick Reply: Find RTI Wiki guides by topic: filing RTI, first appeal, second appeal, templates, state portals, schemes, case law, tools, and citizen complaint guides.
Every root-level guide on RTI Wiki, alphabetised inside each category. Use Ctrl+F to find what you need, or start with the filing, appeal, template, and state-portal links below.
Quick links: 🏠 Home · 📕 The RTI Playbook · 📘 Citizen RTI Playbook · File RTI online · 📖 RTI Act 2005 — complete guide · First RTI template · First Appeal template · 📍 State RTI portals · 🛡️ CCRN — 50 crisis guides
Start here
- New to RTI: How to file an RTI in India and RTI application format.
- Filing online: Central RTI online guide and State RTI portals directory.
- No reply or weak reply: First Appeal template and First Appeal and Second Appeal guide.
- Urgent matter: Life and liberty RTI format.
Citizen RTI templates (rti-for-*) (195)
RTI Act & framework guides (2)
Case law & pillars (4)
PIO & FAA handbooks (40)
File RTI / procedure / application guides (68)
RTI Tools, AI & how-to (3)
Apply for documents & schemes (apply-*) (100)
Claim / Get / Register / Open / Track / Update (action guides) (28)
State, city & state-portal guides (6)
Police, legal process & FIR (13)
Scams, frauds & crisis response (109)
Banking, UPI, AEPS & ATM (21)
Aadhaar, PAN & DigiLocker (8)
Consumer rights, healthcare & utilities (25)
Recent changes, amendments & policy updates (1)
Other guides (386)
Practical Guides — problem-solving directory
Every problem-solving guide in the Practical Guides library — 665 guides across 36 categories. Jump to a category, then browse A–Z. Auto-generated, last updated 29 Aug 2026.
Jump to: Property and RERA (72) · Healthcare and Consumer (48) · Banking and Finance (45) · Insurance (42) · Jobs and Employment (38) · Business and Company (30) · Tax and GST (30) · Education (27) · Family and Legal Documents (23) · Cyber and Digital Payments (22) · Pension and Retirement (21) · Education, Exams and Scholarships (20) · Public Procurement and Government Payments (20) · Banking and Credit Reports (19) · NRI and Cross-Border (19) · Property, Revenue and Municipal Records (19) · Healthcare and Medical Records (15) · Banking and Money (10) · Builder and RERA (10) · Consumer Refunds and Digital Platforms (10) · Education Money (10) · Employment and Payroll (10) · Employment, PF, ESIC and Labour (10) · Government Payments (10) · Healthcare Billing (10) · Insurance Money (10) · Investments and Securities (10) · Property and Land (10) · Tax, GST and Business Notices (10) · Telecom, Utilities and Civic Services (10) · Travel, Passport and NRI Documents (10) · Agriculture and Rural (5) · Courts and Police (4) · Banking, UPI and Payment Failures (3) · Loans, Credit Reports and Recovery (2) · RTI and Complaint Playbooks (1)
Property and RERA
Healthcare and Consumer
Banking and Finance
Insurance
Jobs and Employment
Business and Company
Tax and GST
Education
Family and Legal Documents
Cyber and Digital Payments
Pension and Retirement
Education, Exams and Scholarships
Public Procurement and Government Payments
Banking and Credit Reports
NRI and Cross-Border
Property, Revenue and Municipal Records
Healthcare and Medical Records
Banking and Money
Builder and RERA
Consumer Refunds and Digital Platforms
Education Money
Employment and Payroll
Employment, PF, ESIC and Labour
Government Payments
Healthcare Billing
Insurance Money
Investments and Securities
Property and Land
Tax, GST and Business Notices
Telecom, Utilities and Civic Services
Travel, Passport and NRI Documents
Agriculture and Rural
Courts and Police
Banking, UPI and Payment Failures
Loans, Credit Reports and Recovery
RTI and Complaint Playbooks
1009 guides listed. Sub-namespace content (blog posts, state schemes, case rulings, intelligence series) lives in dedicated indices: 📰 Blog index · ⚖️ Case-law pillar · 🧠 Citizen Intelligence · 📍 State RTI portals.
Related guides
Last reviewed: 27 August 2026. All 992 internal links verified live at 01:45 IST.
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