Direct answer. PMMVY gives ₹5,000 cash for the first child and additional ₹6,000 if the second child is a girl, to pregnant + lactating mothers. Money is paid via DBT in 2–3 instalments tied to ANC visits + child immunisation. Apply at your Anganwadi Centre. Aadhaar + bank required. Free. Approved by Cabinet 2017, expanded under PMMVY 2.0 in 2022.

• ₹5,000 for first child (any gender). 2 instalments.
• +₹6,000 if second child is a girl = ₹11,000 total. 1 instalment.
• Apply at Anganwadi Centre in your area.
• Helpline: 011-2330 2010 (PMMVY-CAS).
• Stuck? 🪄 RTI in 60 sec.

• Pregnant or lactating woman aged 19+ (younger if married).
• Indian citizen.
• First live birth OR second live birth IF the child is a girl.
• No bar on income or category (Ujjwala-2.0-style universal).
• Aadhaar mandatory.
• Government employee mothers excluded (they get separate maternity benefit under CCS Rules).

• Janani Suraksha Yojana (JSY): ₹1,400 (rural BPL) / ₹1,000 (urban BPL) for institutional delivery. Stackable with PMMVY.
• Many state schemes also stack (Mamta in Punjab, Mukhyamantri Matru-Shishu in MP, etc.).

1. Aadhaar of mother (mobile-linked)
2. Aadhaar of husband (for verification)
3. Bank passbook (mother's name, Aadhaar-seeded)
4. MCP card (Mother & Child Protection) — issued at Anganwadi at first ANC
5. LMP date (Last Menstrual Period) — usually estimated by ANM at first visit
6. Self-declaration

1. Visit your nearest Anganwadi Centre (AWC). ASHA worker / ANM will guide.
2. Form 1A — pregnancy registration + 1st ANC. Submit within 150 days of LMP.
3. Anganwadi enters details in PMMVY-CAS (Common Application Software).
4. DBT to bank account for 1st instalment within 30 days.
5. Form 1B — after delivery, with delivery proof. 2nd instalment within 30 days.
6. Form 1C — after first round of child immunisation. Receipt for ₹6,000 if second child is girl.
7. Track at https://wcd.nic.in/pmmvy-cas (CAS portal).

• Late registration — Form 1A must be filed within 150 days of LMP. After that, eligibility lost.
• MCP card not maintained — ANC visits must be recorded. ASHA worker maintains; verify weekly.
• Aadhaar–bank mismatch — name spelling differences between Aadhaar and bank cause silent DBT failures. Fix at branch first.
• Multiple Aadhaar numbers — flagged + cancelled. One canonical Aadhaar only.
• Joint account in bank — must be mother's individual account for DBT.

No — PMMVY covers first child + second only if girl. Third + ineligible.

1st instalment (post-registration) — yes (received during pregnancy). 2nd + 3rd — no, since they're triggered by live birth + child's first immunisation. Stillbirth doesn't reverse the 1st instalment.

No — registration must be within 150 days of LMP. Post-delivery registration is too late.

Yes — PMMVY is universal (no income/category bar) for non-government-employee women. Register at Anganwadi.

Only if husband is government employee receiving maternity benefit under CCS Rules — then excluded (to avoid double benefit).

Visit Anganwadi at new address. Update in PMMVY-CAS. DBT continues to your bank — bank account is the anchor, not the Anganwadi.

ASHA worker reissues at Anganwadi. Free. Take Aadhaar.

Yes, all stackable. Best to enrol in all three at the first Anganwadi visit.

• Sukanya Samriddhi — for the girl child < 10
• BBBP + state schemes — local cash for girl child
• Ayushman Bharat — health cover
• Ujjwala 2.0 — free LPG
• 👩 All women's schemes
• e-Shram — universal worker card

• PMMVY official — MWCD
• PMMVY-CAS portal
• Helpline: 011-2330 2010

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Last reviewed: 3 May 2026.