Beti Bachao Beti Padhao (BBBP) 2026 + State Girl-Child Schemes
Direct answer. BBBP is the central awareness + funding programme that supports girl-child welfare. Central BBBP doesn't pay families directly — instead, states use BBBP funds to run their own cash schemes: Ladli Lakshmi (MP), Bhagya Lakshmi (Karnataka), Sukanya Yojana (UP), Mukhyamantri Kanya Suraksha (Bihar), Apni Beti Apna Dhan (Haryana), etc. Plus the central Sukanya Samriddhi Yojana for savings.
Quick Answer
- Central BBBP — campaign + funding to states.
- State cash schemes — paid directly to family/girl.
- Sukanya Samriddhi Yojana (SSY) — universal 8.2% savings.
- PMMVY — maternity benefit ₹5,000–11,000.
- Apply at: Anganwadi (state schemes) + post office/bank (SSY).
- Helpline: 181 (women) / 1098 (children).
- Stuck? 🪄 RTI in 60 sec.
What is BBBP
BBBP launched 22 January 2015 by PM Modi at Panipat (Haryana — chosen because of worst child sex ratio). Central scheme funds awareness + state programs for: (a) preventing female foeticide, (b) saving + protecting girl child, © ensuring her education.
Central BBBP doesn't pay families directly
Instead, ₹100 cr+ annual budget goes to state governments to:
- Run awareness campaigns (school, media, panchayat).
- Fund enforcement of PCPNDT Act (anti-female-foeticide).
- Support state-specific cash schemes.
- Education infrastructure for girls.
So the actual cash to families comes from state schemes (using BBBP funds), not BBBP central directly.
State girl-child schemes (cash)
| State | Scheme | Benefit |
| Madhya Pradesh | Ladli Lakshmi | ₹1.18 lakh by age 21 (in instalments tied to education) |
| Karnataka | Bhagya Lakshmi | ₹1 lakh on maturity (₹19,300 deposit at birth, matures with interest) |
| Uttar Pradesh | Sukanya Samriddhi Yojana (state) | ₹15,000 by age 21 (in 6 stages tied to milestones) |
| Bihar | Mukhyamantri Kanya Suraksha | ₹2,000 at birth + ₹50,000 at maturity (18) |
| Haryana | Apni Beti Apna Dhan + Aapki Beti Hamari Beti | ₹21,000 at age 18 |
| Delhi | Ladli Scheme | ₹35,000–50,000 at age 18 (in stages) |
| Rajasthan | Mukhyamantri Rajshri Yojana | ₹50,000 in 6 instalments |
| West Bengal | Kanyashree Prakalpa | ₹750–1,000/year + ₹25,000 at age 18 |
| Tamil Nadu | Cradle Babies / Sivagami Ammaiyar Samprath | ₹50,000 saved for higher education |
| Odisha | Mamata + Subhadra | ₹5,000 + Sukanya-style savings |
| Andhra Pradesh | Cheyutha + Amma Vodi | ₹15,000–25,000/year for mother of school-going daughter |
| Goa | Laadli Laxmi | ₹1 lakh to bride at marriage |
Universal central schemes for girl child
- Sukanya Samriddhi Yojana (SSY) — 8.2% tax-free savings (account opens before age 10).
- PM Matru Vandana Yojana — ₹6,000 if second child is girl (additional to ₹5,000 first-child).
- NSP — Single Girl Child Scholarship — CBSE merit + state schemes.
- Ujjwala Yojana — free LPG to women (mother of girl).
- PMAY (in woman's name) — house subsidy.
Documents required (general)
- Birth certificate of girl child
- Aadhaar of girl child (e-Aadhaar; full Aadhaar after age 5)
- Aadhaar of parents
- Bank account (girl's name; can be opened with parent as guardian)
- Income certificate (Tehsildar — for many state schemes which have BPL/EWS cap)
- Caste certificate if claiming SC/ST priority
- School enrolment proof (for milestone-tied state schemes)
How to apply
Sukanya Samriddhi (universal, recommended for every girl < 10)
- Visit any post office or authorised bank.
- Form + Aadhaar of girl + parents.
- Min deposit ₹250 → account opens same day.
- See full SSY guide.
State scheme
- Visit your state's Women & Child Development department portal OR Anganwadi.
- Fill state-specific form + documents.
- Anganwadi worker / ASHA verifies.
- Sanction by state authority.
- DBT to family bank account.
PMMVY (maternity)
- Visit Anganwadi during pregnancy.
- See full PMMVY guide.
Common mistakes
- Missing birth registration — most state schemes require birth certificate within 21 days. Late registration = extra steps + sometimes denial.
- Aadhaar of girl missing — get e-Aadhaar enrolment number at birth itself; required for most schemes.
- State scheme not stacked with central — many states allow + encourage stacking. Apply both.
- Education milestones missed — many state schemes pay in tranches tied to school completion (Class 5, 8, 10, 12). Document each.
- Parents move state — schemes are state-specific. Moving = re-application in new state.
FAQ
Does BBBP give me direct cash?
No — central BBBP funds state schemes + awareness. The cash you receive is from your state's BBBP-funded scheme (Ladli, Bhagya Lakshmi, etc.).
I'm in a state with no specific girl-child cash scheme. What's available?
Universal central schemes: Sukanya Samriddhi, PMMVY, NSP scholarships, Ayushman Bharat. Plus check District Magistrate's discretionary welfare fund.
My daughter is 12 — can I open Sukanya Samriddhi?
No — SSY opens only before age 10. For older daughters, switch to PPF (lower interest 7.1% but no age limit) or fixed deposits in her name.
Is BBBP only for poor families?
No — central BBBP is awareness universal. State cash schemes typically have income cap (BPL/EWS). Universal SSY has no income cap.
Can I get state scheme + Sukanya Samriddhi + PMMVY together?
Yes — fully stackable. Each has separate application.
If we have only one girl child, do we get extra benefits?
Yes — many states have additional single-girl-child schemes. CBSE has a Merit Scholarship for Single Girl Child (Class 11–12).
Can adoptive parents apply?
Yes — adopted girl child fully eligible. Submit adoption deed + birth certificate.
You may also be eligible for
- Ujjwala Yojana (for mother)
Sources
- State-specific: search “[State name] girl child scheme” on state portals
- Helpline: 181 / 1098
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Last reviewed: 3 May 2026.