Beti Bachao Beti Padhao (BBBP) 2026 + State Girl-Child Schemes
Direct answer. BBBP is the central awareness + funding programme that supports girl-child welfare. Central BBBP doesn't pay families directly — instead, states use BBBP funds to run their own cash schemes: Ladli Lakshmi (MP), Bhagya Lakshmi (Karnataka), Sukanya Yojana (UP), Mukhyamantri Kanya Suraksha (Bihar), Apni Beti Apna Dhan (Haryana), etc. Plus the central Sukanya Samriddhi Yojana for savings.
Quick Answer
- Central BBBP — campaign + funding to states.
- State cash schemes — paid directly to family/girl.
- Sukanya Samriddhi Yojana (SSY) — universal 8.2% savings.
- PMMVY — maternity benefit ₹5,000–11,000.
- Apply at: Anganwadi (state schemes) + post office/bank (SSY).
- Helpline: 181 (women) / 1098 (children).
- Stuck? 🪄 RTI in 60 sec.
What is BBBP
BBBP launched 22 January 2015 by PM Modi at Panipat (Haryana — chosen because of worst child sex ratio). Central scheme funds awareness + state programs for: (a) preventing female foeticide, (b) saving + protecting girl child, © ensuring her education.
Central BBBP doesn't pay families directly
Instead, ₹100 cr+ annual budget goes to state governments to:
- Run awareness campaigns (school, media, panchayat).
- Fund enforcement of PCPNDT Act (anti-female-foeticide).
- Support state-specific cash schemes.
- Education infrastructure for girls.
So the actual cash to families comes from state schemes (using BBBP funds), not BBBP central directly.
State girl-child schemes (cash)
| State | Scheme | Benefit |
| Madhya Pradesh | Ladli Lakshmi | ₹1.18 lakh by age 21 (in instalments tied to education) |
| Karnataka | Bhagya Lakshmi | ₹1 lakh on maturity (₹19,300 deposit at birth, matures with interest) |
| Uttar Pradesh | Sukanya Samriddhi Yojana (state) | ₹15,000 by age 21 (in 6 stages tied to milestones) |
| Bihar | Mukhyamantri Kanya Suraksha | ₹2,000 at birth + ₹50,000 at maturity (18) |
| Haryana | Apni Beti Apna Dhan + Aapki Beti Hamari Beti | ₹21,000 at age 18 |
| Delhi | Ladli Scheme | ₹35,000–50,000 at age 18 (in stages) |
| Rajasthan | Mukhyamantri Rajshri Yojana | ₹50,000 in 6 instalments |
| West Bengal | Kanyashree Prakalpa | ₹750–1,000/year + ₹25,000 at age 18 |
| Tamil Nadu | Cradle Babies / Sivagami Ammaiyar Samprath | ₹50,000 saved for higher education |
| Odisha | Mamata + Subhadra | ₹5,000 + Sukanya-style savings |
| Andhra Pradesh | Cheyutha + Amma Vodi | ₹15,000–25,000/year for mother of school-going daughter |
| Goa | Laadli Laxmi | ₹1 lakh to bride at marriage |
Universal central schemes for girl child
- Sukanya Samriddhi Yojana (SSY) — 8.2% tax-free savings (account opens before age 10).
- PM Matru Vandana Yojana — ₹6,000 if second child is girl (additional to ₹5,000 first-child).
- NSP — Single Girl Child Scholarship — CBSE merit + state schemes.
- Ujjwala Yojana — free LPG to women (mother of girl).
- PMAY (in woman's name) — house subsidy.
Documents required (general)
- Birth certificate of girl child
- Aadhaar of girl child (e-Aadhaar; full Aadhaar after age 5)
- Aadhaar of parents
- Bank account (girl's name; can be opened with parent as guardian)
- Income certificate (Tehsildar — for many state schemes which have BPL/EWS cap)
- Caste certificate if claiming SC/ST priority
- School enrolment proof (for milestone-tied state schemes)
How to apply
Sukanya Samriddhi (universal, recommended for every girl < 10)
- Visit any post office or authorised bank.
- Form + Aadhaar of girl + parents.
- Min deposit ₹250 → account opens same day.
- See full SSY guide.
State scheme
- Visit your state's Women & Child Development department portal OR Anganwadi.
- Fill state-specific form + documents.
- Anganwadi worker / ASHA verifies.
- Sanction by state authority.
- DBT to family bank account.
PMMVY (maternity)
- Visit Anganwadi during pregnancy.
- See full PMMVY guide.
Common mistakes
- Missing birth registration — most state schemes require birth certificate within 21 days. Late registration = extra steps + sometimes denial.
- Aadhaar of girl missing — get e-Aadhaar enrolment number at birth itself; required for most schemes.
- State scheme not stacked with central — many states allow + encourage stacking. Apply both.
- Education milestones missed — many state schemes pay in tranches tied to school completion (Class 5, 8, 10, 12). Document each.
- Parents move state — schemes are state-specific. Moving = re-application in new state.
If the formal channel fails, escalate via RTI
If your Beti Bachao Beti Padhao scheme benefit isn't resolved through the regular complaint route, you can file an RTI to force the public authority to either act or explain in writing why they haven't. The fee is ₹10 (free if you're BPL).
- Draft your application: AI RTI Drafter
- Calculate timelines: Timeline Calculator
- If PIO doesn't reply in 30 days: Deemed refusal first appeal
- If PIO rejects without reason: S.8 rejection appeal
- Sample applications: Sample RTI library
FAQ
Does BBBP give me direct cash?
No — central BBBP funds state schemes + awareness. The cash you receive is from your state's BBBP-funded scheme (Ladli, Bhagya Lakshmi, etc.).
I'm in a state with no specific girl-child cash scheme. What's available?
Universal central schemes: Sukanya Samriddhi, PMMVY, NSP scholarships, Ayushman Bharat. Plus check District Magistrate's discretionary welfare fund.
My daughter is 12 — can I open Sukanya Samriddhi?
No — SSY opens only before age 10. For older daughters, switch to PPF (lower interest 7.1% but no age limit) or fixed deposits in her name.
Is BBBP only for poor families?
No — central BBBP is awareness universal. State cash schemes typically have income cap (BPL/EWS). Universal SSY has no income cap.
Can I get state scheme + Sukanya Samriddhi + PMMVY together?
Yes — fully stackable. Each has separate application.
If we have only one girl child, do we get extra benefits?
Yes — many states have additional single-girl-child schemes. CBSE has a Merit Scholarship for Single Girl Child (Class 11–12).
Can adoptive parents apply?
Yes — adopted girl child fully eligible. Submit adoption deed + birth certificate.
You may also be eligible for
- Ujjwala Yojana (for mother)
Sources
- State-specific: search “[State name] girl child scheme” on state portals
- Helpline: 181 / 1098
{REVIEWED}
Last reviewed: 3 May 2026.
Visual / Infographic prompts
- Infographic concept: Map of India showing state-by-state cash schemes funded by BBBP: Ladli Lakshmi (MP) ₹1.18L · Bhagya Lakshmi (KA) ₹1L · Kanyashree (WB) ₹25k · Aapki Beti (HR) ₹21k.
SVG icon prompts (use any AI image gen)
- Minimal icon of a girl child with a balance scale, 'save & educate' theme.
- Indian map outline with girl-child silhouettes in different states.
- School notebook with 'BETI' letters and a graduation cap.
Feature image prompt
Realistic photo of a girl student in school uniform with backpack walking to school in rural India, mother waving from doorstep.
Reader signal
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