e-Shram Card Status Check 2026 — Download + Schemes You Qualify For

Quick answer. e-Shram is the Government of India's National Database of Unorganised Workers — over 30 crore workers registered as of 2026. To check your e-Shram card status: open eshram.gov.in → Already Registered → Update / Download UAN Card → enter your UAN (12-digit) + Aadhaar OTP → download. Active workers automatically qualify for: PM-SYM (pension up to Rs 3,000/month), PMSBY (Rs 2 lakh accident insurance), PMJJBY (Rs 2 lakh life insurance), PM Vishwakarma (skill credit up to Rs 3 lakh for traditional artisans). Status check is free and requires only your UAN + Aadhaar OTP. If linked schemes are stuck, file an RTI to your Labour Commissioner under §6(1) RTI Act 2005.

1. Open eshram.gov.in.
2. Click Already Registered in the top menu.
3. Click Update / Download UAN Card.
4. Enter your 12-digit UAN.
5. Enter Aadhaar OTP (sent to your Aadhaar-linked mobile).
6. The dashboard shows your status: Active, Inactive (eKYC pending), Aadhaar-linked, Bank-linked, Linked schemes.
7. Click Download UAN Card — PDF downloads with your e-Shram UAN, name, photo, address.

After the dashboard loads, the Scheme Convergence tab shows which schemes you're enrolled in:

• PM-SYM (pension — for unorganised workers aged 18-40)
• PMSBY (Rs 2 lakh accident insurance — Rs 20/year premium)
• PMJJBY (Rs 2 lakh life insurance — Rs 436/year premium)
• PM Vishwakarma (Rs 3 lakh skill credit, for traditional artisans)
• Ayushman Bharat (Rs 5 lakh hospitalisation if BPL)
• Public Distribution System (PDS) — ration access

The official e-Shram app (Android: Google Play, iOS: App Store) supports the same status check on phone.

• UAN — Universal Account Number, 12 digits, unique to you.
• Personal details — name, father's name, gender, age, address.
• Aadhaar (masked).
• Bank account (linked, masked).
• Occupation code — primary occupation (carpenter / mason / domestic worker / agri labour / etc.).
• Skill level — primary, secondary skills.
• Monthly income range — declared at registration.
• Photo + thumb impression captured at CSC during registration.

The e-Shram dashboard requires Aadhaar OTP. If your Aadhaar isn't linked to a mobile, you can't access status. Solution: visit any Aadhaar Seva Kendra to link.

Schemes (PM-SYM, PMSBY, PMJJBY) need a validated bank account for premium debit + benefit payout. Visit your bank to validate Aadhaar-bank seeding.

Some scheme eligibility (PM Vishwakarma) is occupation-specific (only for 18 traditional artisan trades). If your occupation code is wrong, you may not appear in the eligibility list. Update at any CSC.

PMSBY + PMJJBY are 1-year insurance policies. If premium isn't auto-debited (because of low bank balance on June 1), the policy lapses. Top up your bank account by May 31 each year.

1. At eshram.gov.in → Update Profile.
2. Most fields (occupation, income range, address) are self-update.
3. Aadhaar/name corrections need CSC visit.

If portal update doesn't propagate or scheme enrolment stays stuck, file an RTI:

To CPIO, Office of the Labour Commissioner, [Your State]
Subject: RTI under §6(1) — e-Shram scheme convergence
1. Reason my e-Shram UAN [number] is not enrolled in [scheme]./ > 2. Date my eligibility was last reviewed. > 3. Action plan + estimated date of enrolment. > 4. State-wide statistics on e-Shram → scheme convergence rate for FY 2025-26. Use RTI Drafter. Statutory reply: 30 days under §7(1) RTI Act 2005. ===== Schemes you automatically qualify for via e-Shram ===== | Scheme | What it gives | Premium | Auto-debit | | PM-SYM | Rs 3,000/month pension after 60 | Rs 55-200/mo (matched by govt) | Yes | | PMSBY | Rs 2 lakh accident insurance | Rs 20/year | Yes | | PMJJBY | Rs 2 lakh life insurance | Rs 436/year | Yes | | PM Vishwakarma | Rs 3 lakh skill credit (artisans only) | Free | N/A | | PMAY-G | Rs 1.2-1.3 lakh rural housing (BPL only)| Free | N/A | | Ayushman Bharat | Rs 5 lakh hospitalisation (SECC-poor) | Free | N/A | | PDS / NFSA | 5 kg/person/month at Rs 1-3 | Free | N/A | ===== e-Shram registration — if you don't have one ===== - Visit eshram.gov.in → Register on e-Shram. - Provide Aadhaar + mobile (linked). - Verify OTP, fill: occupation, skill, monthly income, family details. - Submit. UAN issued within 24 hours. OR visit any Common Service Centre (CSC) — they register you for ₹0 (it's a free government service; CSC operators sometimes charge informally). ===== Frequently asked questions ===== ==== Who is eligible for e-Shram? ==== Any unorganised worker aged 16-59 who is not enrolled in EPFO/ESIC/NPS (i.e., not in formal employment). Includes: domestic workers, agri labourers, construction workers, street vendors, gig workers, self-employed artisans. ==== Is e-Shram free? ==== Yes — registration + card download are completely free. No fees should be charged. ==== I lost my e-Shram card. How do I retrieve it? ==== Use Already Registered → Forgot UAN at eshram.gov.in. OTP-based retrieval via your Aadhaar-linked mobile. ==== Can students or housewives register? ==== Generally no — e-Shram is for active unorganised workers. If you do paid work even informally (e.g., tutoring, household-side income), you can register. ==== Is e-Shram the same as EPF? ==== No. EPF (Employees' Provident Fund) is for formal employment with employer-employee contributions. e-Shram is for unorganised workers with optional pension via PM-SYM. The two databases are separate. ==== What happens at age 60? ==== If you've contributed regularly to PM-SYM via e-Shram, you start receiving Rs 3,000/month pension at 60. Lump-sum payout in case of death. ===== Apply for a small loan as e-Shram beneficiary (cross-promo) ===== e-Shram registered workers often qualify for: * Mudra Loan — up to Rs 10 lakh for self-employed under PM-MUDRA. * PM SVANidhi — Rs 10,000-50,000 working capital for street vendors. * PM Vishwakarma — Rs 3 lakh skill credit for traditional artisans (linked via e-Shram). For housing, see PMAY status check — PMAY-G beneficiaries are often e-Shram registered too. ===== Related ===== * PMAY Beneficiary Status Check 2026 * PM-KISAN Beneficiary Status 2026 * MGNREGA Job Card Status 2026 * Apply for Mudra Tarun Loan * Apply for PMSBY + PMJJBY * RTI Drafter — for stuck schemes ===== Sources ===== * Ministry of Labour and Employment — e-Shram operational guidelines. * NIC eshram.gov.in technical documentation. * Press Information Bureau — PM-SYM, PMSBY, PMJJBY, PM Vishwakarma scheme launches. * The Right to Information Act, 2005 — §6(1), §7(1), §4(1)(b)(xii). Last reviewed: 5 May 2026 — RTI Wiki editorial team.

eshram, unorganised-workers, labour-ministry, uan, pm-sym, pmsby, pmjjby, vishwakarma, 2026