Direct Benefit Transfer (DBT) for any subsidy scheme is delayed beyond announced timeline.

• RTI Act, 2005 §6, §7(1), §4(1)(b)(xii).
• DBT Mission Operational Guidelines.
• NPCI APBS Framework — payment-failure codes.
• Centre for Equity Studies v. UoI (CIC, 2017) — proactive-disclosure standard.

To:
The Public Information Officer (PIO),
[Office name + address].

Subject: RTI under §6 — Subsidy Status query

Sir/Madam,

Under the RTI Act, 2005, kindly provide:
1. Status of subsidy/DBT for [SCHEME], beneficiary ID [NUMBER] for FY [YEAR].
2. Date(s) of attempted credit and reason for failure (NPCI code).
3. Aadhaar-NPCI mapping status of beneficiary's bank account.
4. Action taken on prior grievance No. [NUMBER].
5. Block-level officer responsible.
Rs. 10 IPO enclosed.

Yours faithfully,
[Name]
[Address + phone + email]
[Date]

• Day 31 First Appeal.
• Day 76 Second Appeal to CIC/SIC.
• Parallel DBT Mission grievance portal; CPGRAMS.

• Centre for Equity Studies v. UoI (CIC, 2017) — Proactive disclosure for welfare.
• Karnail Singh v. Punjab (HC-PNH, 2024) — Subsidy delay >18 months attracts 9% interest.

• Forgetting beneficiary ID.
• Filing to Bank instead of scheme authority.
• Not asking for NPCI failure code.

It identifies whether failure is bank-side or beneficiary-side; without it nothing moves.

• Scholarship delay RTI
• Pension delay RTI
• File RTI online — 12 steps
• RTI — 25 questions answered

• RTI Act, 2005 — full text.
• Citation chain in body.
• Citizen Charter of the relevant authority.
• Case-law database at /cases/search.

Last reviewed: 23 April 2026.