PMMVY not received — one RTI fixes the delay

Last reviewed: 26 August 2026. Amounts and conditions verified against the Mission Shakti guidelines for 2021-22 to 2025-26 published by the Ministry of Women and Child Development.

Total for a first child: ₹5,000. All payments move by direct benefit transfer to the mother's Aadhaar-linked bank or post-office account. Janani Suraksha Yojana benefits for institutional delivery continue on top — the two schemes are designed to add up.

The statutory root is §4 of the National Food Security Act 2013: every pregnant and lactating woman in disadvantaged sections is entitled to a maternity benefit of not less than ₹5,000 — PMMVY is the delivery vehicle.

1. NPCI mapper seeding: the account is Aadhaar-linked in the bank but not mapped at NPCI, so the credit bounces invisibly. This is the single most common cause.
2. Milestone not recorded: the Anganwadi worker's register never marked your ANC visit or the immunisation cycle, so the software sees an unmet condition.
3. Eligibility category mismatch: PMMVY 2.0 covers disadvantaged categories — Scheduled Caste or Tribe women, women with 40 per cent or more disability, BPL card holders, PMJAY beneficiaries, e-Shram registrants, women farmer beneficiaries, MGNREGA job-card holders, families under ₹8 lakh a year, and AWW-AWH-ASHA workers. Regular central or state government and PSU employees are outside it.
4. Miscarriage or stillbirth confusion: the guidelines treat such a beneficiary as fresh for a future pregnancy — a desk that marks the record “closed” instead is wrong.
5. Timing: applications can be made any time but not later than 730 days from the LMP date recorded in the MCP card.

To, The Public Information Officer,
CDPO / District Programme Officer, ICDS, [District]

Subject: Information under §6(1), RTI Act 2005 — PMMVY, beneficiary [name], AWC code ____

Please provide:
1. Status of each PMMVY instalment due — sanctioned, processed, returned or pending, with dates.
2. NPCI Aadhaar-bank mapper status for the linked account as recorded by the department.
3. The milestone records — ANC visit and immunisation entries — against my MCP card, with dates.
4. Reason for any rejection or return, and the officer by name and designation responsible.
5. The timeline prescribed for each pending instalment and my case's compliance with it.

₹10 IPO enclosed. BPL applicant — fee waived under §7(5).
[Name, address, signature, date]

The reply must come in 30 days under §7(1). Address it to the CDPO of your block; a copy to the district programme officer covers the district-level leg of the pipeline.

1. **Track online** on the PMMVY portal — [[https://pmmvy.wcd.gov.in|pmmvy.wcd.gov.in]] has a Track Application Status page and a grievance dashboard.
2. **Anganwadi worker and supervisor** to fix milestone records; **bank** to fix seeding — do both in parallel, in writing.
3. **RTI to the CDPO** as above.
4. **First appeal** at 30 days to the officer senior to the PIO; **second appeal** to the State Information Commission within 90 days.
5. For a pattern of ghost beneficiaries or diverted funds in your centre, a complaint to the district magistrate with your RTI reply attached.

Real example. Kashvi Pathak of Kalaburagi registered in her seventh month, delivered, and waited eight months for the first ₹3,000. One RTI to the CDPO returned a precise answer in 17 days: the ANC milestone had never been entered because her check-up happened at a private clinic the worker would not count. The guidelines allow approved health facilities — the correction followed, and the credit landed with arrears.

Not any more. PMMVY 2.0 pays ₹5,000 for a first child in two instalments — ₹3,000 and ₹2,000. Only women who started under PMMVY 1.0 complete under the old three-instalment track.

₹6,000 in one instalment after birth — but registration during the pregnancy is mandatory to qualify.

No. The guidelines treat you as a fresh beneficiary for a future pregnancy.

Disadvantaged categories named in the guidelines — SC/ST, 40 per cent+ disability, BPL, PMJAY, e-Shram, PM-Kisan women, MGNREGA job-card holders, income under ₹8 lakh, and AWW-AWH-ASHA workers. Regular government and PSU employees are excluded.

On the Track Application Status page of pmmvy.wcd.gov.in, with your registration details.

• PMMVY portal, Ministry of Women and Child Development — tracking and grievance dashboards
• Mission Shakti guidelines 2021-22 to 2025-26 — PMMVY component instalments and conditions
• National Food Security Act 2013, §4; RTI Act 2005, §6, §7

• Anganwadi services missing — file one RTI
• Mid-day meal not served — file one RTI
• Ration card stuck — one RTI to the PDS
• Maternity leave for a third child — the Supreme Court rule
• The RTI Playbook