Employees' Pension Scheme 2026: Has EPS-95 Been Replaced?

Last reviewed: 17 September 2026.

Yes. The Central Government notified the Employees' Pension Scheme, 2026 as G.S.R. 527(E) on 29 June 2026, in supersession of the Employees' Family Pension Scheme, 1971 and the Employees' Pension Scheme, 1995. Existing pensioners keep their Pension Payment Order. New claims follow the 2026 Scheme and EPFO's current Form 10D / withdrawal-benefit workflow.

For the 17 September 2026 wage-ceiling hike that raises the EPS diversion on a ₹25,000 ceiling to ₹2,082.50, see EPFO wage ceiling ₹25,000 and PF rules 2026.

A replacement social-security scheme is the Gazette text, not a social-media summary. G.S.R. 527(E) is real. Viral extras that are not in that notification are still unsafe. Use EPFO's claim-form selector for the form name that matches your facts.

1. Open the Gazette notification G.S.R. 527(E) and EPFO's live claim-form page before relying on a forwarded message.
2. Check your UAN, service history, date of exit and nomination in the member portal. A missing or incorrect service entry can block the correct pension route.
3. Use EPFO's claim selector: Form 10D for monthly pension where the age and eligible service conditions are met; the withdrawal-benefit route where they are not.
4. Save the online claim receipt, claim ID, screenshots of the service record and every rejection message. Do not share your OTP or full Aadhaar with an intermediary.
5. If the portal gives no reason, lodge an EPFiGMS grievance against the correct EPFO office and attach the claim ID and concise evidence.
6. If EPFiGMS remains pending for more than 15 days, EPFO's contact page tells users to send the reference and specific grievance to [email protected].

• UAN and member ID; masked Aadhaar only where the official workflow asks for it
• service history and date-of-exit record
• claim acknowledgement or rejection screen
• bank account proof matching the claim record
• EPFiGMS reference and replies

Use EPFiGMS first and preserve its acknowledgement. RTI obtains existing records: the calculation sheet, the service history used, and the officer who sat on the file. RTI does not order EPFO to start a pension.

For drafting, use The RTI Playbook and the AI RTI Drafter. Never put an Aadhaar number, bank credentials, OTP or password in a public RTI application.

• EPFO wage ceiling ₹25,000 and PF rules 2026
• EPFO helpline and grievance ladder
• EPS pension delay
• EPS higher pension
• UAN activation
• The RTI Playbook

• Code on Social Security, 2020, Chapter III
• Related gazette bundle including the 29 June 2026 schemes
• EPFO official portal
• EPFiGMS

Yes, in the Gazette. G.S.R. 527(E) dated 29 June 2026 supersedes the Employees' Pension Scheme, 1995 except as to things already done. Existing pensioners continue on their PPO unless EPFO issues a case-specific instruction.

No general requirement of that kind is in the notification. Use your existing Pension Payment Order and contact EPFO if a payment actually changes.

EPFO's official claim selector identifies Form 10D for the monthly pension route when its eligibility conditions are met.

No. Use EPFiGMS to seek service delivery. Use RTI later for existing records such as movement of the claim, recorded objections and the responsible office.