| Page | Description | Differences | Tags |
|---|
| Account Aggregator India: consent and revoke - citizen guide 2026
You linked your bank to get a loan faster, and now you want that data tap switched off. With … |
| account,
aggregator,
2026,
india,
rbi,
consent,
data,
sharing,
rti |
| AI Voice Scam in India: Spot, Stop & Recover (2026)
[AI Voice Scam Recovery 2026 — RTI Wiki]
Search intent: Emergency / Recovery / Legal
Your phone rings. Yo… |
| ai,
voice,
scam,
india,
deepfake,
clone,
family,
emergency,
vishing,
1930,
ncrp,
rbi,
master,
direction,
july,
2017,
cert-in,
ciad-2024-0084,
bns,
318,
it,
act,
66d,
banking,
ombudsman,
2021,
safe,
word,
citizen-crisis,
2026 |
| ATM Fraud Recovery in India (2026 Playbook)
[ATM Fraud Recovery 2026 — RTI Wiki]
Search intent: Emergency / Recovery / Legal
You went to the ATM. The screen … |
| atm,
fraud,
recovery,
cash,
not,
dispensed,
card,
cloning,
skimming,
rbi,
master,
direction,
july,
2017,
zero,
liability,
1930,
ncrp,
npci,
dispute,
banking,
ombudsman,
2021,
bns,
318,
it,
act,
66c,
citizen-crisis,
2026 |
| Bank Account Frozen? Defreeze Playbook 2026
[Bank Account Freeze Recovery 2026 — RTI Wiki]
If you live abroad: see the NRI bank account frozen guide for the K… |
| bank,
account,
freeze,
recovery,
rbi,
master,
direction,
2024,
bnss,
section,
107,
banking,
ombudsman,
2021,
cyber,
1930,
ncrp,
cfcfrms,
lien,
debit,
defreeze,
eow,
gst,
income,
tax,
citizen-crisis,
2026 |
| Bank Criminal Case After OTS Loan Settlement
If a bank accepted your one-time settlement (OTS) and the settlement papers recorded that there was no tampering o… |
| bank,
criminal,
case,
loan,
settlement,
ots,
quashed,
section,
482,
crpc,
accord,
satisfaction,
no,
dues,
certificate,
rbi,
circular,
cibil,
banking,
ombudsman,
2026 |
| Bank Locker Jewellery Lost: RBI Compensation Rule in Simple Words
[Real photo of a bank vault used to explain bank locker safety and compensation rules]
Quick… |
| banking,
locker,
rbi,
compensation,
jewellery,
consumer rights,
finance legal,
bank,
lost,
100,
times,
rent,
theft,
fire,
ombudsman,
consumer,
complaint,
rti,
2026 |
| Update Bank KYC Without a Branch Visit 2026
[Update Bank KYC Without a Branch Visit 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar … |
| bank,
kyc,
update,
2026,
rbi,
rules,
frozen,
account,
ovd,
documents,
video,
re-kyc,
ombudsman |
| How to Add or Change a Bank Nominee 2026
[How to Add or Change a Bank Nominee 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak… |
| bank,
nominee,
missing,
incorrect,
update,
add,
form,
da1,
da2,
da3,
claim,
death,
certificate,
rbi,
2026 |
| Claim a Deceased Person's Bank Money 2026
[Claim a Deceased Person's Bank Money 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Path… |
| deceased,
2026,
india,
bank,
account,
claim,
nominee,
legal,
heir,
succession,
certificate,
rbi,
ombudsman,
death |
| Banking — Bank Fraud + RTI Command Desk (India 2026)
This is the banking command desk for India 2026. You will find 51+ citizen-tested guides spanning UPI and … |
| banking,
rbi,
banking ombudsman,
upi fraud,
aeps,
atm dispute,
rbi circular,
loan emi,
kyc,
bns 318,
it act 66d |
| Find Unclaimed Deposits on UDGAM 2026
[Find Unclaimed Deposits on UDGAM 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak.
Qui… |
| udgam,
2026,
india,
unclaimed,
deposits,
rbi,
deaf,
dormant,
account,
claim |
| Check If A Loan App Is RBI-Registered — citizen guide 2026
Before you tap “Get loan in 5 minutes”, spend three minutes proving the app is legal. As of 1 July 2… |
| check,
loan,
app,
rbi,
registered,
digital,
lending,
apps,
directory,
sachet,
nbfc,
list,
key,
fact,
statement,
directions,
2025,
legal,
fake,
red,
flags,
citizen-finance,
2026 |
| CIBIL Score Dispute and Correction 2026
[Step-by-step guide to disputing a wrong CIBIL or credit bureau entry in 2026, showing four bureau dispute portals and … |
| 2026,
citizen-guide,
status-check,
legal-finance,
consumer-rights,
india,
cibil,
credit,
score,
dispute,
correction,
error,
rbi,
banking,
ombudsman |
| Co-Lending Loan Rights: Bank Plus NBFC Rules 2026
You borrowed through a slick fintech app, the money landed in your account, and a week later your phone buzze… |
| co-lending,
bank,
nbfc,
borrower,
rights,
rbi,
blended,
rate,
priority,
sector,
lending,
ombudsman,
2026 |
| Banking Ombudsman (RBI) Complaint 2026
[Banking Ombudsman complaint help desk scene]
Reviewed on: 2026-06-19.
Direct answer. Complain to your bank first in w… |
| banking,
2026,
india,
ombudsman,
rbi,
complaint,
bank,
grievance |
| Consumer Rights in India 2026: Where to Complain, in What Order
This is the navigation pillar for the Consumer Warfare cluster on RTI Wiki. If a seller, airlin… |
| consumer rights,
cpa 2019,
ncdrc,
nch 1915,
edaakhil,
ccpa,
dark patterns,
refund denial,
dgca,
irdai,
rera,
trai,
rbi,
pillar |
| Co-operative Bank Complaint: RBI Ombudsman & DICGC Cover
If your co-operative bank ignored a complaint, file it on the bank first and wait 30 days, then escala… |
| cooperative,
bank,
2026,
india,
rbi,
ombudsman,
dicgc,
rti |
| Credit Card Chargeback Guide India — Visa / Mastercard / Rupay (2026)
A duplicate charge from a hotel, a “subscription” you never signed up for, a fraudulent o… |
| chargeback,
2026,
credit,
card,
rbi,
rti,
india |
| Credit Card Charges in India: Every Fee Explained (2026)
[Customer checking credit card charges after a market payment]
Indian banks earn more from credit car… |
| credit-card,
banking,
rbi-rules,
consumer-rights,
financial-literacy,
credit,
card,
2026,
charges,
india,
rti,
rbi,
ombudsman |
| Credit Card Settlement and CIBIL: Closed vs Settled in Simple Words
[Real photo of credit cards used to explain credit card settlement and CIBIL reporting]
Qu… |
| credit card,
cibil,
settlement,
banking,
recovery agents,
finance legal,
credit,
card,
closed,
score,
rbi,
master,
direction,
written,
off,
noc,
bureau,
dispute,
rti,
2026 |
| Hard Credit Enquiry Without Consent: CIBIL and Credit Bureau Dispute Guide
[Hard credit enquiry without consent dispute guide]
An unknown hard enquiry is a wa… |
| credit-report,
cibil,
credit-bureau,
rbi,
hard-enquiry,
identity-theft,
banking,
complaint,
india |
| Credit Score Damaged? Repair Playbook 2026
[Credit Score Recovery 2026 — RTI Wiki]
Search intent: Recovery / Legal / Informational
Your home loan was rejecte… |
| credit,
score,
recovery,
cibil,
equifax,
experian,
crif,
highmark,
dispute,
cic,
act,
2005,
section,
21,
rbi,
master,
direction,
august,
2024,
banking,
ombudsman,
2021,
settled,
vs,
closed,
identity,
theft,
fake,
loan,
citizen-crisis,
2026 |
| Crypto Scam Recovery in India: 2026 Playbook
[Crypto Scam Recovery INDIA 2026 — RTI Wiki]
Search intent: Emergency / Recovery / Legal
You sent ₹X to a “crypt… |
| crypto,
scam,
recovery,
india,
fake,
exchange,
rug,
pull,
seed,
phrase,
fiu-ind,
pmla,
ncrp,
1930,
it,
act,
66d,
bns,
318,
internet,
mobile,
association,
v,
rbi,
2020,
citizen-crisis,
2026,
rti,
sebi,
cybercrime |
| Is Cryptocurrency Legal in India? Laws, Taxes, Risks (2026 Guide)
You can buy, sell, and hold crypto in India — but it is heavily taxed, monitored under anti-m… |
| cryptocurrency,
legal,
india,
2026,
tax,
30,
percent,
section,
115bbh,
194s,
tds,
rbi,
cbdc,
e-rupee |
| Money Debited by Fraud? Get a Refund in 2026
[Fraud Money Refund help desk scene]
Reviewed on: 2026-06-19.
Direct answer. If money was debited without your a… |
| cyber,
fraud,
2026,
india,
refund,
money,
bank,
1930,
rbi,
zero,
liability,
upi |
| OTP / Bank-Call Scam: Recover Your Money 2026
[OTP Bank Scam help desk scene]
Reviewed on: 2026-06-19.
Direct answer. Call your bank immediately to block you… |
| otp,
scam,
bank,
fraud,
cyber,
crime,
rbi,
zero,
liability,
sim,
swap,
screen,
mirroring,
cybercrime.gov.in,
1930 |
| SIM Swap Fraud: Detect and Report 2026
[Sim Swap Fraud help desk scene]
Reviewed on: 2026-06-19.
Direct answer. If your phone suddenly loses signal for no re… |
| sim,
swap,
2026,
india,
fraud,
otp,
banking,
cyber,
crime,
1930,
trai,
rbi,
ombudsman,
zero,
liability |
| Loan App DLG and FLDG: Borrower Rights Explained 2026
Quick answer: No, FLDG or DLG does not make the loan app your lender. The bank or NBFC behind the app is … |
| digital,
lending,
2026,
india,
dlg,
fldg,
rbi,
guidelines,
borrower,
rights,
kfs,
apr,
30 |
| Dormant Bank Account: Reactivate or Claim Unclaimed Deposit
[Dormant bank account reactivation and UDGAM unclaimed deposit claim]
Old bank accounts often disa… |
| banking,
dormant-account,
inoperative-account,
unclaimed-deposit,
udgam,
kyc,
rbi,
complaint,
india |
| Education Loan Moratorium: Your Repayment Rights
An education loan moratorium is a repayment holiday that usually runs for your full course period plus a grace… |
| education,
loan,
2026,
india,
moratorium,
rights,
repayment,
harassment,
rbi,
ombudsman |
| Education Loan Moratorium and Relief 2026
[Education Loan Moratorium and Relief 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Path… |
| education,
loan,
2026,
india,
moratorium,
rbi,
rti,
student,
rights |
| NEFT, IMPS or RTGS Failed: Refund Timeline and Complaint Route
[Failed NEFT, IMPS or RTGS transaction refund timeline in India]
Money moves fast, but failed t… |
| banking,
rbi,
neft,
imps,
rtgs,
failed-transaction,
refund,
complaint,
ombudsman,
india,
2026,
failed,
transaction,
auto,
reversal |
| Fake Loan Approval Scam: Recovery 2026
[Fake Loan Approval Scam 2026 — RTI Wiki]
Search intent: Emergency / Recovery / Legal
You applied (or just got a call)… |
| fake,
loan,
approval,
scam,
advance,
fee,
processing,
fraud,
rbi,
sachet,
digital,
lending,
md,
nbfc,
verification,
1930,
ncrp,
it,
act,
66d,
bns,
318,
citizen-crisis,
2026,
india,
cybercrime,
rti |
| Forex Trading Scam India — RBI Warning + Recovery (2026)
Retail forex trading through apps, websites, or Telegram signal groups that are not on the RBI's autho… |
| forex,
scam,
india,
rbi,
alert,
list,
fema,
1999,
sebi,
currency,
derivatives,
cyber,
crime,
fraud,
recovery,
bns,
2023,
bnss |
| मुद्रा ऋण अस्वीकृत? एक आरटीआई दाखिल करें जानें क्यों
[सामाजिक स्वचालित आरटीआई मुद्रा ऋण अस्वीकृत]
संक्षिप्त संस्करण। पीएमएमवाई (प्रधान मंत्री मुद्रा योजना) |
| mudra,
pmmy,
shishu,
kishore,
tarun,
bank-loan-rejection,
sidbi,
rbi,
msme,
section-6-1,
citizen-rti |
| Reserve Bank of India v. Jayantilal N. Mistry (2016)
[important-decisions / rbi-vs-jayantilal-mistry — RTI Wiki]
Did you know? Before Jayantilal Mistry, regul… |
| rti,
case-law,
supreme-court,
section-8-1-e,
fiduciary,
rbi,
regulator,
2016 |
| Aadhaar authentication failed at the bank or ration shop? Follow this decision flow
Reviewed on: 2026-06-12.
[Aadhaar authentication failed at a bank or ratio… |
| aadhaar,
authentication,
failure,
bank,
ration,
shop,
biometric,
lock,
unlock,
alternative,
kyc,
rbi,
2026 |
| AePS unauthorised withdrawal: 5 actions in the first 72 hours
Reviewed on: 2026-06-12.
Someone has pulled cash from your account using your Aadhaar number and… |
| aeps,
unauthorized,
withdrawal,
aadhaar,
enabled,
payment,
fraud,
zero,
liability,
rbi,
refund,
lock,
biometric,
2026 |
| CDM accepted your cash but did not credit your account
Reviewed on: 2026-06-12.
[Cash Deposit Machine Accepted Cash but Account Not Credited evidence and comp… |
| cdm,
cash,
deposited,
not,
credited,
bank,
complaint,
rbi,
100,
per,
day,
ombudsman,
2026 |
| Home loan closed but CERSAI still shows a mortgage charge
Reviewed on: 2026-06-12.
[CERSAI / Mortgage Lien Not Removed After Home Loan Closure? Here Is What t… |
| cersai,
mortgage,
lien,
removal,
home,
loan,
closure,
satisfaction,
entry,
noc,
rbi,
ombudsman,
2026 |
| Credit Bureau Shows "Settled" After Full Payment? Get It Changed to "Closed"
Reviewed on: 2026-06-12.
[Credit Bureau Shows Settled Status after Full Payment e… |
| credit,
bureau,
2026,
settled,
closed,
cibil,
rbi,
rti,
india |
| Credit Card Annual Fee Billed After a Waiver Was Promised? How to Reverse It
Reviewed on: 2026-06-12.
[Credit Card Annual Fee Charged After a Waiver Was Promi… |
| credit,
card,
2026,
annual,
fee,
waiver,
rbi,
rti,
india |
| Credit Card Fraud: Provisional Credit Reversed by the Bank? How to Fight the Reversal
Reviewed on: 2026-06-12.
[Credit Card Fraud: Provisional Credit Reversed… |
| credit,
card,
fraud,
2026,
provisional,
rbi,
rti,
india |
| Credit Card Shown as "Written Off" Despite Payment? How to Correct It
Reviewed on: 2026-06-12.
[A person holding paid card receipts beside a ledger page wrong… |
| credit,
card,
written,
off,
bureau,
dispute,
cibil,
experian,
equifax,
crif,
rbi,
ombudsman,
score,
correction,
consumer,
protection |
| Dormant Bank Account Balance Not Traceable: How to Trace and Reactivate It
Reviewed on: 2026-06-12.
[Dormant Account Balance Not Traceable evidence and compla… |
| dormant-account,
bank,
inoperative,
reactivate,
kyc,
deaf,
rbi,
balance,
india,
2026 |
| ECS or NACH Mandate Continues After Loan Closure: Stop It and Recover
Reviewed on: 2026-06-12.
[Person watching coins still leaving an open piggy bank though … |
| ecs,
2026,
india,
mandate,
cancellation,
loan,
closure,
nach,
autopay,
rbi,
ombudsman |
| Fixed Deposit Maturity Amount not Credited: What to Do Next
Use this guide when fixed deposit maturity amount not credited is causing delay, loss of money, rec… |
| fixed,
deposit,
maturity,
not,
credited,
interest,
recovery,
rbi,
ombudsman,
tds,
15g,
15h,
bank,
delay,
2026 |
| Maturity Amount not Credited: What to Do Next
Use this guide when maturity amount not credited is causing delay, loss of money, record mismatch or denial of se… |
| fixed,
deposit,
maturity,
amount,
not,
credited,
rbi,
ombudsman,
senior,
citizen,
interest,
delay,
2026 |
| NEFT/RTGS to Wrong Account: How to Get a Refund
Reviewed on: 2026-05-29.
If you sent an NEFT, RTGS or IMPS transfer to the wrong account, act fast. Save the U… |
| neft,
rtgs,
wrong,
account,
refund,
banking,
ombudsman,
rbi,
police,
complaint,
civil,
suit,
rti,
2026 |
| Recurring Deposit Maturity not Received: What to Do Next
Use this guide when recurring deposit maturity not received is causing delay, loss of money, record mi… |
| recurring,
deposit,
2026,
india,
maturity,
not,
received,
bank,
ombudsman,
rbi |
| Screen Sharing Fraud through Banking App: What to Do Next
This guide is for a person, family, small business or professional facing screen sharing fraud throug… |
| screen,
sharing,
fraud,
banking,
app,
anydesk,
teamviewer,
cyber,
crime,
1930,
recover,
complaint,
rbi,
ombudsman,
rti,
prevention,
2026 |
| Wrong nominee registered in your bank account? How to correct it
If your bank account shows the wrong nominee, fix the record now with a written request and th… |
| wrong,
nominee,
bank,
account,
india,
2026,
nomination,
change,
form,
da-2,
rbi,
ombudsman,
rti,
sbi,
hdfc,
icici |
| Your RBI Right to Choose Your Credit Card Network
Rohan from Pune applied for a credit card with a large private bank. He wanted a RuPay card so he could link … |
| credit,
card,
2026,
india,
rbi,
network,
choice,
rupay,
visa,
rti |