Government Schemes for Women in India — Find Schemes in Your State (2026)

India's biggest cash and welfare schemes for women are split between the Centre and the states — a woman in Madhya Pradesh can claim different benefits from a woman in Odisha or Karnataka. This page gathers every women-only scheme that has a full guide on RTI Wiki into one finder. Choose your state and it shows the schemes you can actually claim, with the details that matter first: amount, eligibility, dates and how to get it.

• Choose your state — the finder shows your state's schemes plus the Central schemes that run everywhere in India.
• Read the card — amount, who qualifies, important dates, and how to apply, in two short paragraphs.
• Open the full guide — every card links to the detailed RTI Wiki article for that scheme, with portal steps, document lists, and what to do when money gets stuck.
• Your state is not listed? Central schemes apply in every state, and the widow pension state guide covers all states. Also see women and social welfare schemes 2026 for schemes that do not have a full guide yet.

The finder below loads in a secure frame. If it does not load on your device, open the finder directly — and the full state-wise list is always given further down this page.

Run in every state — Central schemes

• Sukanya Samriddhi Yojana — 8.2% tax-free girl-child savings (also: how to open the account)
• PM Matru Vandana Yojana — ₹5,000 + ₹6,000 maternity cash
• Widow pension — IGNWPS + states — ₹300/month plus state top-up (also: state-wise widow pension guide)
• Ujjwala 2.0 — free LPG connection in the woman's name
• Lakhpati Didi — SHG livelihood support towards ₹1 lakh/year
• Mahila Udyam Nidhi — women entrepreneur loans up to ₹10 lakh
• Beti Bachao Beti Padhao — girl-child campaign + every state's girl-child scheme

State schemes

• Jharkhand — Maiya Samman Yojana — ₹2,500/month for women 18–50
• Karnataka — Gruha Lakshmi — ₹2,000/month to the woman head of household; Bhagya Lakshmi — about ₹1 lakh bond for BPL girls at 18
• Madhya Pradesh — Ladli Behna Yojana — ₹1,500/month for women 21–60
• Maharashtra — Ladki Bahin Yojana — ₹1,500/month for women 21–65 (also: Ladki Bahin e-KYC)
• Odisha — Subhadra Yojana — ₹50,000 over five years (also: how to apply)
• Tamil Nadu — Pudhumai Penn — ₹1,000/month for girl students in higher education
• Telangana — Kalyana Lakshmi / Shaadi Mubarak — ₹1,00,116 one-time marriage grant
• West Bengal — Annapurna Bhandar — ₹3,000/month on the Social Registry

Most “payment stopped” cases across these schemes come down to four fixable causes:

1. e-KYC not done — Ladki Bahin and several other schemes now demand yearly e-KYC. Do it on the scheme portal or at your Anganwadi / seva kendra.
2. Aadhaar–bank seeding broken — the DBT fails silently. Ask your bank branch to confirm Aadhaar linking and NPCI mapping.
3. A certification was missed — student schemes (Pudhumai Penn) need twice-yearly college certification; pension schemes need a yearly life certificate.
4. The recorded reason is wrong — ask for the reason on record. If the office will not tell you, file an RTI asking for the file noting and payment transaction details.

Our RTI for Women guide has ready-to-file RTI drafts for scheme delays, and the RTI Assistant drafts one in about a minute. For the full playbook on chasing a stuck benefit, read The RTI Playbook and the scheme status check guide.

Among monthly schemes on this site, West Bengal's Annapurna Bhandar pays the most (₹3,000/month), followed by Jharkhand's Maiya Samman (₹2,500) and Karnataka's Gruha Lakshmi (₹2,000). The biggest one-time grant is Telangana's Kalyana Lakshmi / Shaadi Mubarak at ₹1,00,116. For long-term wealth, nothing beats Sukanya Samriddhi's 8.2% tax-free compounding for a girl child.

Often yes — Central and state schemes usually stack (for example, Ujjwala plus a state monthly cash scheme). But read the exclusion rules: Subhadra, for instance, bars women already receiving a pension or scholarship of ₹1,500/month or more, and most schemes bar income-tax-paying families. Check the eligibility section of the full guide before applying.

The four usual reasons: pending e-KYC, Aadhaar not seeded with your bank account (NPCI mapping), a missed yearly certification, or a wrong “ineligible” entry on record. Fix the first three yourself; for the last, ask the office for the recorded reason — and file an RTI if they do not answer.

Yes. Every scheme on this page is free to apply for — the form, the registration and the status check. Never pay an agent, and only trust official `*.gov.in` portals. Several states warn that lookalike websites exist (the Ladki Bahin portal, for example, is spelt ladakibahin.maharashtra.gov.in).

This finder covers schemes that have a full guide on RTI Wiki today. For anything else, cross-check on `myscheme.gov.in` and your state's Women and Child Development department website — and see our broader women and social welfare schemes overview. More state guides are added as we publish them.

• Women and social welfare schemes in India 2026 — the overview list, including schemes without a full guide yet
• RTI for Women — safety, schemes and rights, with ready RTI drafts
• Scheme status check guide — how to track any pending application
• Government schemes in India 2026 — the master schemes hub