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Ladki Bahin Yojana eKYC Link Online 2026: Citizen Guide

Quick answer: You have been told to finish e-KYC or the ₹1,500 may stop. There is no separate e-KYC website. Use only the official portal, ladakibahin.maharashtra.gov.in. The real host is spelt ladakibahin, with an extra a. A site that spells it ladki is not the government.

A Government Circular of 18 September 2025 put the facility on that portal. The latest date on record is 31 December 2025, set by a Circular of 18 November 2025, and this page retrieved no 2026 order.

On 11 September 2026 the portal showed no e-KYC item in its public menu. Its /ekyc address loaded an empty frame. The verification screen at ladakibahin.maharashtra.gov.in/ekyc-verification did open and asked for Aadhaar number, captcha, consent and OTP. That is one day's observation. If nothing loads, use no other site: ask your Anganwadi Sevika or ring 181. This is citizen guidance, not a government page.

If you have 1 minute: read Step 1. If eKYC keeps failing, jump to Step 3. If the ₹1,500 has stopped, go to Step 5.

Last reviewed: 11 September 2026. Checked against the Government Circulars of 18 September 2025 and 18 November 2025, and the live portal that day. Screens and dates change without notice.

What eKYC means here

This check confirms who you are. It does not, by itself, release the ₹1,500.

eKYC, or electronic Know Your Customer, is Aadhaar-based identity authentication. The Circular of 18 September 2025 approved it for this scheme. That circular records that the UIDAI has appointed the Women and Child Development Department as a Sub-AUA and Sub-KUA. A State notification under Section 7 of the Aadhaar Act, 2016 requires anyone eligible to furnish an Aadhaar number or authenticate. The benefit is ₹1,500 a month for women aged 21 to 65. Authentication confirms identity, not eligibility or payment.

Why eKYC and payment must be checked separately

A success screen is not a bank credit.

The portal confirms whether authentication is complete. A bank statement confirms whether an instalment was credited. If a payment is missing, keep both: the e-KYC message and the bank-statement period. The Government Resolution of 28 June 2024 routes the money through the District Women and Child Development Officer's office. A payment question belongs there.

Step 1: Complete eKYC on the portal

You may not find an e-KYC button. That is not you missing it.

What the order says. The Circular of 18 September 2025 sets out this official flow, which the portal did not match on 11 September 2026. If a live screen shows different labels, follow those labels.

  1. Visit ladakibahin.maharashtra.gov.in and click the eKYC banner.
  2. Enter the beneficiary's Aadhaar number and the captcha, give consent, then click Send OTP.
  3. The portal tells you if your eKYC is already done, or if that Aadhaar is not in the approved list. If it is listed, submit the OTP sent to the beneficiary's Aadhaar-linked mobile.
  4. Then enter the husband's or father's Aadhaar number and captcha, give consent, and submit the OTP sent to that person's mobile.
  5. Select the caste category, answer two declarations, on government employment or pension in the family and on how many women in the family draw the benefit, then tick the check box and click Submit. Screenshot the result with the date visible.

What the portal showed on 11 September 2026. There was no eKYC banner. The public menu listed only Home, Scheme Information, Required Documents and Applicant Login. The /ekyc address loaded an empty frame from a non-government test host that did not answer. The verification screen at ladakibahin.maharashtra.gov.in/ekyc-verification did open, in Marathi, asking for Aadhaar number, captcha, consent and OTP. Opening is not the same as a successful submission. Treat this as one day's observation.

If nothing loads. Stop. Do not type your Aadhaar on another site. Ask your Anganwadi Sevika for the current instruction and its date, or ring 181.

Step 2: Check that your account is truly linked

The instalment has to reach your own Aadhaar-seeded account. Login is a separate check.

  1. Confirm the bank account in your application is your own, Aadhaar-seeded account. See how to check DBT seeding.
  2. Confirm your mobile is the one linked to Aadhaar. The OTP goes nowhere else.
  3. Portal login needs mobile number, password and captcha, then an OTP. There is no Aadhaar-only login. Use Forgot Password or Account Locked if you are shut out.
  4. Then check your Ladki Bahin status.

Step 3: When eKYC fails or errors

Save the words on the screen first. Repeating the same OTP will not rewrite the record.

  1. OTP does not arrive: the mobile must be the one registered with Aadhaar. Book an appointment or find an Aadhaar Seva Kendra on myAadhaar. Both work without a registered mobile.
  2. Your husband or father has died, or you are divorced: the Circular of 18 November 2025 gives a relief route. Complete your own e-KYC first, then lodge an attested death certificate, divorce certificate or court order with your Anganwadi Sevika by 31 December 2025. She recommends exemption from the second authentication through the Child Development Project Officer.
  3. Aadhaar is not in the eligible list: save the message. Repeated OTP attempts will not change the record. If the Aadhaar on your application is wrong, the grievance form carries Wrong Aadhaar Number On Application.
  4. Application already rejected: the same form carries Appeal For Application Rejected, with up to 5 attachments of 1 MB each. A wrong category gets the grievance rejected.
  5. Portal error, or a stuck failure flag: save the message and time, retry on the same government address, and follow our DBT eKYC failed fix guide.

Step 4: What each eKYC result means

Read the message you actually got.

  • eKYC already completed: the record holds your authentication. Check the payment record separately.
  • Aadhaar number is not in the eligible list: a scheme-list result, not an OTP failure. Seek the reason via grievance.
  • Success: save the dated confirmation. It confirms submission, not payment.
  • Technical error: screenshot it with the time, retry, then escalate.

Step 5: Payments stopped after eKYC problems? Use RTI

RTI gets you the written record. It does not restart the payment by itself.

If the grievance channel gives no clear recorded reason, you may file an RTI under §6(1) of the RTI Act, 2005. Address it to the Public Information Officer of the District Women and Child Development Officer's office. Ask for the e-KYC status and date on record, the reason for any hold, the payment-file reference, and the action taken on your grievance. RTI supplies records, not eligibility or payment. A reply is due within 30 days under §7(1). For an absent or inadequate reply, use the First Appeal Builder under §19(1).

Documents to keep ready

  1. Aadhaar card, and the mobile handset linked to it
  2. The husband's or father's Aadhaar, for the second authentication
  3. Passbook front page of your own Aadhaar-seeded account
  4. Application number, and the Maharashtra domicile proof used at application

Common mistakes to avoid

  1. Doing e-KYC on a lookalike site. Check the spelling: the real host is ladakibahin.maharashtra.gov.in, with an extra a. Impostors spell it ladki and sit on commercial domains.
  2. Paying anyone for e-KYC. The portal charges nothing.
  3. Sharing any OTP with an agent, a caller or a social-media account.
  4. Assuming a missed date means exclusion, or that the window is open. Read the circulars on gr.maharashtra.gov.in.

Illustrative record check, not a real beneficiary claim: if e-KYC shows success but the statement shows no instalment, keep the screenshot, the statement and the grievance number, ask the District Women and Child Development Officer's office for the recorded status, then use RTI.

Sample RTI letter for eKYC-linked payment stop

Copy this letter, fill the brackets, and send it to the district office. Do not put your Aadhaar number in it.

To, The Public Information Officer
Office of the District Women and Child Development Officer
District [name], Maharashtra

Subject: Application under §6(1), RTI Act 2005, on eKYC status and
         withheld instalments

Sir/Madam,

Please provide information on my record under the Mukhyamantri Majhi
Ladki Bahin Yojana:

  Applicant: [Name]           Application no.: [number]
  Bank: [branch]              Registered mobile: [number]

1. My eKYC verification status and the date it was recorded.
2. The specific reason and date of any withheld instalment.
3. The name and designation of the officer who recorded that reason.
4. The payment-file reference, if one was generated.
5. Action taken on grievance no. [number].

Please reply within 30 days under §7(1).

Date: [DD/MM/YYYY]                                          [Signature]
Place: [Place]                                               [Name and address]

What to do in the next 30 minutes

  1. Open the official portal and see whether an e-KYC screen loads today.
  2. If it loads, use the beneficiary's Aadhaar and the mobile linked to it.
  3. Screenshot the success screen with today's date visible.
  4. Check that your bank account is Aadhaar-seeded and in your own name.
  5. If nothing loads, ask your Anganwadi Sevika for the current instruction and its date.
  6. If a grievance gives no reason, adapt the RTI letter above.

FAQ

Can I do Ladki Bahin eKYC from home?

Yes, if the official portal will open. There is no separate e-KYC website. The Circular of 18 September 2025 put the facility on the scheme portal, using Aadhaar, captcha, consent and an OTP. If that screen will not open, go through your Anganwadi Sevika, not another website.

Is there a last date for eKYC in 2026?

The latest date on record is 31 December 2025, set by the Circular of 18 November 2025. The Circular of 18 September 2025 also makes e-KYC an annual duty, due within 2 months from June each year, so a 2026 round would have closed. Dates on non-government sites are unreliable.

What happens if I missed the eKYC deadline?

The circular does not say you have been removed. The Circular of 18 September 2025 says only that those who did not authenticate in time will be liable to further action. It does not say what that action is. It does not say cancellation. Ask for your recorded status through the grievance route, then use RTI.

Will eKYC clear my pending old instalments?

Not necessarily. e-KYC confirms only authentication. Eligibility, the scheme record, bank readiness and the payment file are separate. Use the grievance channel first.

My daughter is 22. Does she need her own Aadhaar for eKYC?

Yes. She authenticates first with her own Aadhaar and her own Aadhaar-linked mobile. The flowchart then shows a second authentication on the husband's or father's Aadhaar.

Does eKYC share my bank balance or personal data?

It shows no bank balance. The consent on the portal's e-KYC screen authorises the department to read your Aadhaar details through the UIDAI. The listed fields are name, date of birth, address and biometric information, for identity checks and scheme contact only. The screen seen on 11 September 2026 used an OTP, not a fingerprint.

Who is the PIO for this scheme?

Address the Public Information Officer of the District Women and Child Development Officer's office, through which the Government Resolution of 28 June 2024 routes payment. See the status guide and The RTI Playbook.

Sources

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