yojana:gruha-lakshmi-karnataka
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Gruha Lakshmi Yojana — Rs 2,000/month for women in Karnataka (2026)

Rs 2,000 per month direct to bank account of woman head of family.

State: Karnataka · Launched: 2023 · Issued by: Karnataka Govt — Women Welfare

Who is eligible

  • Karnataka domicile, woman head of family
  • Family income < Rs 1.5 lakh (rural) / Rs 2 lakh (urban)
  • Aadhaar + bank account
  • Not eligible if family member is govt employee

What you get

Rs 2,000/month direct to woman head of family. Started August 2023.

How to apply (step-by-step)

  1. Visit Karnataka One / Bangalore One / Gram Panchayat — Or apply via sevasindhu.karnataka.gov.in.
  2. Submit Aadhaar + ration card + bank passbook — Self-declaration of income.
  3. Block office verifies — 30 days.
  4. Monthly DBT begins — Rs 2,000 credited.

Documents needed

  • Aadhaar
  • KA ration card
  • Bank passbook
  • Self-declaration

Timeline

First credit: 60-90 days from approval.

Portal + helpline

Common issues

  • Income > limit — disqualifies.
  • Govt job in family — disqualifies.
  • Bank Aadhaar de-linked — DBT bounces.
  • Multiple women in family — only head qualifies.

Benefit delayed or rejected? File an RTI

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

Auto-fill the PIO + your case: Open the AI RTI Drafter →

More schemes for you: All women schemes

Frequently asked questions

Multiple women — multiple cards?

No — only woman head of family.

Money delayed?

File RTI to Karnataka WCD.

Can pensioner woman apply?

Yes if family income < limit.

Summary + next step

Bottom line: Rs 2,000 per month direct to bank account of woman head of family. Apply at sevasindhu.karnataka.gov.in. If delayed beyond timeline, file an RTI — most cases clear within 15 days.

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