Table of Contents
e-Shram Card — UAN + Rs 2L insurance for unorganised workers (2026)
Free 12-digit Universal Account Number + auto Rs 2L PMSBY insurance + convergence to PMSYM pension, PM-JAY etc.
Launched: 2021 · Issued by: Ministry of Labour & Employment
Who is eligible
- Indian, age 16-59
- Unorganised worker (not in EPFO/ESIC)
- Income tax non-payer
- Examples: domestic worker, street vendor, agri labourer, construction, gig worker
What you get
Free Universal Account Number (UAN) + e-Shram card (PVC/digital). Auto-enrolment in PMSBY for first year (Rs 2L accident cover free). Convergence to other schemes: PMSYM (pension Rs 3K/month), PMJAY (Rs 5L health), PM-DAKSH skill, etc.
How to apply (step-by-step)
- Visit eshram.gov.in — Self-register or visit nearest CSC.
- Aadhaar OTP eKYC — Auto-fills name, DoB, gender, address.
- Fill occupation + bank details — 396+ occupation codes (NCO 2015).
- Submit + receive UAN immediately — e-Shram card downloadable as PDF.
- Auto-enrol in PMSBY — Rs 2L accident insurance — free first year.
- Annual update — Update employment / address yearly.
Documents needed
- Aadhaar (with linked mobile)
- Bank account
- Mobile number
Full document checklist: Documents required for eshram card
Timeline
Same-day UAN issuance via Aadhaar route. CSC: 1-2 days.
Portal + helpline
- Official portal: eshram.gov.in
- Helpline: e-Shram: 14434
- Track status: How to check status
- Step-by-step apply guide: How-to-apply walkthrough
Common issues
- Aadhaar mobile not linked — OTP fails; link at UIDAI first.
- EPF / ESIC member — disqualified; e-Shram is for UoW only.
- Bank Aadhaar de-linked — future scheme benefits will fail.
- PMSBY claim denied — within 30 days of accident; family applies via UAN holder bank.
Benefit delayed or rejected? File an RTI
Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:
1. Status of my application no. _____ dated _____ as on date. 2. Name + designation of dealing officer assigned to my file. 3. Reasons for delay beyond the statutory timeline. 4. Copy of any noting / movement of my file in the past 30 days. 5. Likely date of disbursement / decision.
Auto-fill the PIO + your case: Open the AI RTI Drafter →
More schemes for you: All unorganised workers schemes
Frequently asked questions
Is e-Shram a job card?
No — it is worker identity. Doesn't guarantee work but unlocks scheme convergence.
PMSBY really free?
Yes — first year auto. Rs 12/year auto-debit thereafter.
I have inactive PF — can I register?
Yes if no contribution > 36 months and currently in unorganised sector.
Card lost?
Re-download free at eshram.gov.in with UAN + Aadhaar OTP.
Summary + next step
Bottom line: Free 12-digit Universal Account Number + auto Rs 2L PMSBY insurance + convergence to PMSYM pension, PM-JAY etc. Apply at eshram.gov.in. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
- Apply now: eshram.gov.in
- Step-by-step guide: Apply walkthrough
- Documents needed: Required documents
- Track existing application: Status check
- If delayed — RTI Drafter: File RTI in 5 minutes
- Browse all 150 yojanas: Sarkari Yojana index
Related
Sources
- Official portal: eshram.gov.in
- Issued by: Ministry of Labour & Employment
- Launched: 2021
- Citizen feedback via %%AwaazRTI%% (composite, identifying details removed)
Last reviewed: 26 April 2026.

