• Small + marginal farmer (cultivable land < 2 ha)
• Age 18-40 at entry
• Aadhaar + bank account
• NOT eligible: covered under EPFO/ESIC, govt employees, IT taxpayers

Pension Rs 3,000/month after age 60 (lifelong). Govt 50% matches monthly contribution. Spouse continues 50% pension after subscriber death. Lump-sum to nominee on both deaths.

1. Visit nearest CSC (Common Service Centre) — Free enrolment.
2. Aadhaar + bank verified — Auto-debit consent.
3. Choose contribution amount — Rs 55 (age 18) to Rs 200 (age 40).
4. Auto-debit starts — Govt matches 50%.
5. Annual eKYC — Mandatory.
6. Pension begins on 60th birthday — Direct credit to bank.

• Aadhaar
• Land record (cultivable < 2 ha)
• Bank account

Auto-debit from next month. Pension at 60th birthday.

• Official portal: maandhan.in/pmkmy
• Helpline: Maandhan: 1800-267-6888

• Land > 2 ha — disqualifies.
• Annual eKYC missed > 1 year — pension delayed.
• EPFO/ESIC member — disqualifies.
• Bank Aadhaar de-linked — auto-debit fails.

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

Auto-fill the PIO + your case: Open the AI RTI Drafter →

More schemes for you: All farmers schemes

No — small + marginal only. Larger farmers use APY or NPS.

Yes if active. If inactive > 36 months, eligible.

Yes. Spouse 50% on subscriber death.

Refund corpus + 50% govt contribution at applicable interest.

• All Sarkari Yojanas
• Status-check guides
• Helplines + grievance
• Full RTI Playbook

Last reviewed: 26 April 2026.