| Page | Description | Differences | Tags |
|---|
| AI Voice Scam in India: Spot, Stop & Recover (2026)
[AI Voice Scam Recovery 2026 — RTI Wiki]
Quick Reply: Got a panic call from a relative whose voice was clo… |
| ai,
voice,
scam,
india,
deepfake,
clone,
family,
emergency,
vishing,
1930,
ncrp,
rbi,
master,
direction,
july,
2017,
cert-in,
ciad-2024-0084,
bns,
318,
it,
act,
66d,
banking,
ombudsman,
2021,
safe,
word,
citizen-crisis,
2026 |
| ATM Fraud Recovery in India (2026 Playbook)
[ATM Fraud Recovery 2026 — RTI Wiki]
Quick Reply: ATM ate your money or someone cloned your card? Recover under RB… |
| atm,
fraud,
recovery,
cash,
not,
dispensed,
card,
cloning,
skimming,
rbi,
master,
direction,
july,
2017,
zero,
liability,
1930,
ncrp,
npci,
dispute,
banking,
ombudsman,
2021,
bns,
318,
it,
act,
66c,
citizen-crisis,
2026 |
| Bank Account Frozen? Defreeze Playbook 2026
[Bank Account Freeze Recovery 2026 — RTI Wiki]
Quick Reply: Bank account frozen by cyber cell or police? Get it un… |
| bank,
account,
freeze,
recovery,
rbi,
master,
direction,
2024,
bnss,
section,
107,
banking,
ombudsman,
2021,
cyber,
1930,
ncrp,
cfcfrms,
lien,
debit,
defreeze,
eow,
gst,
income,
tax,
citizen-crisis,
2026 |
| Bank Criminal Case After OTS Loan Settlement
[Bank Criminal Case After OTS Loan Settlement — RTI Wiki]
Quick Reply: Bank accepted your OTS, then filed a cheat… |
| bank,
criminal,
case,
loan,
settlement,
ots,
quashed,
section,
482,
crpc,
accord,
satisfaction,
no,
dues,
certificate,
rbi,
circular,
cibil,
banking,
ombudsman,
2026 |
| Bank Locker Jewellery Lost: RBI Compensation Rule in Simple Words
[Real photo of a bank vault used to explain bank locker safety and compensation rules]
Quick… |
| banking,
locker,
rbi,
compensation,
jewellery,
consumer rights,
finance legal,
bank,
lost,
100,
times,
rent,
theft,
fire,
ombudsman,
consumer,
complaint,
rti,
2026 |
| Bank Account Frozen? Unfreeze It 2026
[Bank Account Frozen? Unfreeze It 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak.
Qui… |
| bank,
account,
freeze,
unfreeze,
kyc,
pmla,
ed,
attachment,
banking,
ombudsman,
rti,
2026 |
| Update Bank KYC Without a Branch Visit 2026
[Update Bank KYC Without a Branch Visit 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar … |
| bank,
kyc,
update,
2026,
rbi,
rules,
frozen,
account,
ovd,
documents,
video,
re-kyc,
ombudsman |
| Claim a Deceased Person's Bank Money 2026
[Claim a Deceased Person's Bank Money 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Path… |
| deceased,
2026,
india,
bank,
account,
claim,
nominee,
legal,
heir,
succession,
certificate,
rbi,
ombudsman,
death |
| Mudra Loan Status Check 2026: Shishu, Kishore, Tarun and Tarun Plus
Quick Reply: Check your PMMY Mudra loan status via Udyamimitra or Jan Samarth. Shishu up to… |
| mudra,
loan,
status,
pmmy,
shishu,
kishore,
tarun,
udyam,
registration,
banking,
ombudsman,
rti,
2026 |
| CIBIL Score Dispute and Correction 2026
[Step-by-step guide to disputing a wrong CIBIL or credit bureau entry in 2026, showing four bureau dispute portals and … |
| 2026,
citizen-guide,
status-check,
legal-finance,
consumer-rights,
india,
cibil,
credit,
score,
dispute,
correction,
error,
rbi,
banking,
ombudsman |
| Co-Lending Loan Rights: Bank Plus NBFC Rules 2026
[Co-Lending Loan Rights: Bank Plus NBFC Rules 2026 — RTI Wiki]
Quick Reply: Co-lending loan funded by a bank… |
| co-lending,
bank,
nbfc,
borrower,
rights,
rbi,
blended,
rate,
priority,
sector,
lending,
ombudsman,
2026 |
| Banking Ombudsman (RBI) Complaint 2026
Quick Reply: File a free bank complaint under RB-IOS 2021. Complain to bank first, wait 30 days, then use cms.rbi.org.in… |
| banking,
2026,
india,
ombudsman,
rbi,
complaint,
bank,
grievance |
| Insurance Ombudsman Complaint 2026
Quick Reply: File a free complaint with the Insurance Ombudsman in India. Rs 50 lakh cap, 30-day insurer wait rule, 18 offic… |
| insurance,
2026,
india,
ombudsman,
irdai,
complaint,
claim,
denial,
grievance |
| Co-operative Bank Complaint: RBI Ombudsman & DICGC Cover
[Co-operative Bank Complaint: RBI Ombudsman & DICGC Cover — RTI Wiki]
Quick Reply: Co-operative bank … |
| cooperative,
bank,
2026,
india,
rbi,
ombudsman,
dicgc,
rti |
| Credit Card Charges in India: Every Fee Explained (2026)
[Customer checking credit card charges after a market payment]
Quick Reply: Credit Card Charges in In… |
| credit-card,
banking,
rbi-rules,
consumer-rights,
financial-literacy,
credit,
card,
2026,
charges,
india,
rti,
rbi,
ombudsman |
| Credit Card Dispute India: Chargeback and RBI Ombudsman Guide 2026
[Credit Card Dispute India: Chargeback and RBI Ombudsman Guide 2026 — RTI Wiki]
Quick Reply… |
| rbi,
credit,
card,
dispute,
chargeback,
ombudsman |
| Credit Score Damaged? Repair Playbook 2026
[Credit Score Recovery 2026 — RTI Wiki]
Quick Reply: Low CIBIL because of bank error, fake loan, or settled-not-clo… |
| credit,
score,
recovery,
cibil,
equifax,
experian,
crif,
highmark,
dispute,
cic,
act,
2005,
section,
21,
rbi,
master,
direction,
august,
2024,
banking,
ombudsman,
2021,
settled,
vs,
closed,
identity,
theft,
fake,
loan,
citizen-crisis,
2026 |
| SIM Swap Fraud: Detect and Report 2026
Quick Reply: SIM swap fraud hands your number to a criminal who drains your bank via OTP. Detect it, block the rogue SIM… |
| sim,
swap,
2026,
india,
fraud,
otp,
banking,
cyber,
crime,
1930,
trai,
rbi,
ombudsman,
zero,
liability |
| Education Loan Moratorium: Your Repayment Rights
[Education Loan Moratorium: Your Repayment Rights — RTI Wiki]
Quick Reply: Learn how the education loan morat… |
| education,
loan,
2026,
india,
moratorium,
rights,
repayment,
harassment,
rbi,
ombudsman |
| Electricity Complaints — RTI to DISCOM + SERC
[Electricity RTI - RTI Wiki]
Every State Electricity Distribution Company (DISCOM) is a public authority under §… |
| rti,
electricity,
discom,
serc,
cgrf,
ombudsman,
citizen-service,
2026 |
| How to Fight a Wrong Electricity Bill: CGRF and Ombudsman
[How to Fight a Wrong Electricity Bill: CGRF and Ombudsman — RTI Wiki]
Quick Reply: Got a wrong elec… |
| electricity,
2026,
india,
ombudsman,
wrong,
bill,
cgrf,
rti |
| Someone Withdrew My PF? EPFO Fraud Recovery — citizen guide 2026
[Someone Withdrew My PF? EPFO Fraud Recovery — citizen guide 2026 — RTI Wiki]
Quick Reply: PF… |
| epfo,
pf,
withdrawal,
fraud,
unauthorised,
recovery,
epfigms,
police,
fir,
rti,
cybercrime,
banking,
ombudsman,
2026 |
| NEFT, IMPS or RTGS Failed: Refund Timeline and Complaint Route
[Failed NEFT, IMPS or RTGS transaction refund timeline in India]
Money moves fast, but failed t… |
| banking,
rbi,
neft,
imps,
rtgs,
failed-transaction,
refund,
complaint,
ombudsman,
india,
2026,
failed,
transaction,
auto,
reversal |
| Sample RTI: DISCOM Power Cut, Voltage Fluctuation and Bill Dispute Records
[Warning]
Quick Reply: Power cuts, voltage swings or wrong electricity bill? Free R… |
| rti,
sample-rti,
electricity,
discom,
power-cut,
voltage,
applicant,
complaint,
excessive,
billing,
meter,
fault,
power,
cut,
fluctuation,
new,
connection,
serc,
ombudsman,
2026 |
| Health Insurance Claim Delay Rights — IRDAI 30-Day Rule (2026)
[Health Insurance Claim Delay Rights — IRDAI 30-Day Rule (2026) — RTI Wiki]
Quick Reply: Health… |
| health-insurance,
irdai,
claim-delay,
cashless,
reimbursement,
ombudsman,
bima-bharosa,
mediclaim,
consumer-rights,
insurance-claim-delay,
portability,
rti-for-insurance |
| Health Insurance Free-Look Period: 30-Day Refund Right 2026
[Health Insurance Free-Look Period: 30-Day Refund Right 2026 — RTI Wiki]
You signed up for a healt… |
| health,
insurance,
free,
look,
period,
30,
days,
cancel,
refund,
irdai,
ombudsman,
consumer,
2026 |
| Reimbursement Claim for a Non-Network Hospital in India
[Reimbursement Claim for a Non-Network Hospital in India — RTI Wiki]
Quick Reply: File a health insura… |
| health,
insurance,
reimbursement,
non-network,
hospital,
cashless,
claim,
rejection,
irdai,
ombudsman,
2026 |
| Home Loan EMI Dispute, RBI Banking Ombudsman, citizen guide 2026
[Home Loan EMI Dispute, RBI Banking Ombudsman, citizen guide 2026 — RTI Wiki]
If your home lo… |
| banking,
consumer,
rbi,
loan,
home,
emi,
dispute,
ombudsman |
| Insurance Claim Rejection Recovery Guide — IRDAI Ombudsman (2026)
[Insurance Claim Rejection Recovery Guide — IRDAI Ombudsman (2026) — RTI Wiki]
Quick Reply: … |
| irdai,
insurance,
claim,
rejection,
recovery,
ombudsman |
| Insurance Ombudsman Health Insurance Complaint Format
[Insurance Ombudsman Health Insurance Complaint Format — RTI Wiki]
Quick Reply: Ready format for Insuran… |
| insurance,
ombudsman,
health,
complaint,
format |
| E-E-A-T: This article is maintained by RTI Wiki editors with verified references to the MGNREGA Act 2005, Ministry of Rural Development (nrega.nic.in), Press In… |
| rti,
mgnrega,
nrega,
job-card,
wages,
section-3,
section-7,
case-law,
citizen-service,
rural,
how-to-guide,
2026,
delay-compensation,
social-audit,
dbt,
aadhaar,
ombudsman,
unemployment-allowance |
| Motor Insurance IDV Dispute - citizen guide 2026
[Motor Insurance IDV Dispute - citizen guide 2026 — RTI Wiki]
Your car is stolen, you file a claim, and the i… |
| motor,
insurance,
idv,
dispute,
irdai,
depreciation,
formula,
total,
loss,
theft,
claim,
ombudsman,
2026 |
| NACH or ECS Debit Without Consent: Cancel Mandate and File RBI Complaint
[NACH or ECS unauthorised debit complaint and mandate cancellation guide]
A NACH or E… |
| banking,
rbi,
nach,
ecs,
mandate,
auto-debit,
unauthorised-transaction,
complaint,
consumer-rights,
india,
cancel,
unauthorised,
debit,
limited,
liability,
framework,
ombudsman,
2026 |
| PAN/Aadhaar Identity Theft: Recovery in India (2026)
[PAN Aadhaar Fraud Recovery 2026 — RTI Wiki]
Quick Reply: Someone used your PAN/Aadhaar for fake loans, G… |
| pan,
aadhaar,
identity,
theft,
recovery,
maadhaar,
biometric,
lock,
ais,
26as,
cibil,
equifax,
experian,
crif,
highmark,
uidai,
grievance,
it,
act,
66c,
bns,
318,
29,
dpdp,
2023,
banking,
ombudsman,
2021,
gst,
cancellation,
citizen-crisis,
2026 |
| Cheque Rejected Under Positive Pay System: What to Do
[Cheque Rejected Under Positive Pay System: What to Do — RTI Wiki]
Quick Reply: Positive Pay System cheq… |
| positive,
pay,
cheque,
rejected,
dispute,
rbi,
banking,
ombudsman,
consumer,
complaint,
rti,
fraud,
prevention,
2026 |
| CDM accepted your cash but did not credit your account
Quick Reply: CDM took your cash but no credit came. RBI's 2019 TAT rule says credit by T+1 and Rs 100 a … |
| cdm,
cash,
deposited,
not,
credited,
bank,
complaint,
rbi,
100,
per,
day,
ombudsman,
2026 |
| Home loan closed but CERSAI still shows a mortgage charge
Quick Reply: Loan closed but CERSAI still shows a charge? The lender must file satisfaction within 30… |
| cersai,
mortgage,
lien,
removal,
home,
loan,
closure,
satisfaction,
entry,
noc,
rbi,
ombudsman,
2026 |
| Credit Card Shown as "Written Off" Despite Payment? How to Correct It
Quick Reply: Your paid card shows “written off” on the credit report? Use the nil-balance… |
| credit,
card,
written,
off,
bureau,
dispute,
cibil,
experian,
equifax,
crif,
rbi,
ombudsman,
score,
correction,
consumer,
protection |
| Critical Illness Claim Rejected for Non-Disclosure? How to Fight It
Quick Reply: Critical illness claim repudiated for non-disclosure? Section 45 of the Insura… |
| critical,
illness,
insurance,
claim,
rejected,
non-disclosure,
irdai,
ombudsman,
consumer,
forum,
8,
year,
moratorium,
2026 |
| Cyber Insurance Claim Rejected After Online Fraud? How to Fight It
Quick Reply: Personal cyber insurance claim rejected after a phishing or UPI fraud? Find the… |
| cyber,
insurance,
claim,
rejected,
online,
fraud,
irdai,
phishing,
identity,
theft,
ombudsman,
consumer,
complaint,
2026 |
| ECS Debit After Bank Account Closure: Recover the Money
Quick Reply: You closed your bank account but an ECS or NACH debit still went through. Here is how to r… |
| ecs,
2026,
india,
debit,
after,
closure,
refund,
banking,
ombudsman,
consumer |
| ECS or NACH Mandate Continues After Loan Closure: Stop It and Recover
Quick Reply: Loan paid off but the EMI auto-debit still runs? Take these first actions to… |
| ecs,
2026,
india,
mandate,
cancellation,
loan,
closure,
nach,
autopay,
rbi,
ombudsman |
| Education Loan CSIS Interest Subsidy Not Credited: How to Fix It
Quick Reply: CSIS interest subsidy missing from your education loan? Check the Canara nodal po… |
| csis,
interest,
subsidy,
education,
loan,
ews,
income,
certificate,
banking,
ombudsman,
rti,
2026 |
| Fixed Deposit Maturity Amount not Credited: What to Do Next
Quick Reply: India guide for fixed deposit maturity amount not credited: 30-second answer, document… |
| fixed,
deposit,
maturity,
not,
credited,
interest,
recovery,
rbi,
ombudsman,
tds,
15g,
15h,
bank,
delay,
2026 |
| Health Claim Reopened Repeatedly: What to Do Next
Quick Reply: India guide for health claim reopened repeatedly: 30-second answer, documents, escalation matrix… |
| health,
insurance,
claim,
reopened,
repeatedly,
irdai,
harassment,
non-disclosure,
ombudsman,
consumer,
2026 |
| Insurance Desk not Processing Claim: What to Do Next
Quick Reply: India guide for insurance desk not processing claim: 30-second answer, documents, escalation … |
| insurance,
claim,
not,
processing,
irdai,
time,
limit,
escalation,
ombudsman,
tpa,
cashless,
hospital,
2026 |
| Insurer Portal Status not Updated: What to Do Next
Quick Reply: India guide for insurer portal status not updated: 30-second answer, documents, escalation matr… |
| insurance,
2026,
india,
portal,
status,
not,
updated,
claim,
irdai,
ombudsman |
| Joint Account Operation Changed Without Request: What to Do Next
This guide is for a person, family, small business or professional facing joint account operat… |
| joint,
account,
operation,
mode,
changed,
without,
request,
bank,
complaint,
ombudsman,
rti,
consumer,
deficiency,
service,
2026 |
| Life Insurance Surrender Value Delayed: What to Do Next
Quick Reply: India guide for life insurance surrender value delayed: 30-second answer, documents, escal… |
| life,
insurance,
2026,
india,
surrender,
value,
delayed,
irdai,
ombudsman |
| Maturity Amount not Credited: What to Do Next
Quick Reply: India guide for maturity amount not credited: 30-second answer, documents, escalation matrix, compla… |
| fixed,
deposit,
maturity,
amount,
not,
credited,
rbi,
ombudsman,
senior,
citizen,
interest,
delay,
2026 |
| NEFT/RTGS to Wrong Account: How to Get a Refund
[NEFT/RTGS to Wrong Account: How to Get a Refund — RTI Wiki]
Quick Reply: Sent an NEFT, RTGS or IMPS transfer … |
| neft,
rtgs,
wrong,
account,
refund,
banking,
ombudsman,
rbi,
police,
complaint,
civil,
suit,
rti,
2026 |
| Payroll Account Not Closed after Exit: What to Do Next
This guide is for a person, family, small business or professional facing payroll account not closed aft… |
| payroll,
salary,
account,
not,
closed,
after,
exit,
negative,
balance,
penalty,
cibil,
ombudsman,
rti,
closure,
conversion,
2026 |
| RBI Ombudsman Complaint Closed or Rejected? Your Complete Guide to Next Steps
If the RBI Ombudsman has closed your complaint — whether as non-maintainable, no … |
| consumer,
rbi,
ombudsman,
complaint,
closed,
rejected,
complete,
next |
| Recurring Deposit Maturity not Received: What to Do Next
Quick Reply: India guide for recurring deposit maturity not received: 30-second answer, documents, esc… |
| recurring,
deposit,
2026,
india,
maturity,
not,
received,
bank,
ombudsman,
rbi |
| Reimbursement Claim not Processed: What to Do Next
Quick Reply: India guide for reimbursement claim not processed: 30-second answer, documents, escalation matr… |
| reimbursement,
claim,
not,
processed,
medical,
travel,
lta,
irdai,
ombudsman,
cghs,
esis,
rti,
2026 |
| Salary Credited Then Reversed by Bank: What to Do Next
This guide is for a person, family, small business or professional facing salary credited then reversed … |
| salary,
credit,
reversed,
bank,
employer,
proof,
utr,
recover,
ombudsman,
rti,
labour,
commissioner,
unfair,
practice,
2026 |
| Screen Sharing Fraud through Banking App: What to Do Next
This guide is for a person, family, small business or professional facing screen sharing fraud throug… |
| screen,
sharing,
fraud,
banking,
app,
anydesk,
teamviewer,
cyber,
crime,
1930,
recover,
complaint,
rbi,
ombudsman,
rti,
prevention,
2026 |
| Surveyor Report not Shared: What to Do Next
Quick Reply: India guide for surveyor report not shared: 30-second answer, documents, escalation matrix, complaint … |
| surveyor,
report,
not,
shared,
insurer,
irdai,
motor,
property,
claim,
independent,
ombudsman,
2026 |
| Travel Insurance Medical Claim Dispute: What to Do Next
This guide is for a person, family, small business or professional facing travel insurance medical clai… |
| travel,
insurance,
medical,
claim,
dispute,
rejected,
abroad,
hospital,
bills,
ombudsman,
irdai,
consumer,
complaint,
rti,
2026 |
| ULIP Withdrawal Pending: What to Do Next
This guide is for a person, family, small business or professional facing ulip withdrawal pending. It turns the proble… |
| ulip,
withdrawal,
pending,
insurer,
surrender,
delay,
irdai,
ombudsman,
consumer,
complaint,
rti,
nav,
fund,
value,
charges,
2026 |
| Wrong nominee registered in your bank account? How to correct it
If your bank account shows the wrong nominee, fix the record now with a written request and th… |
| wrong,
nominee,
bank,
account,
india,
2026,
nomination,
change,
form,
da-2,
rbi,
ombudsman,
rti,
sbi,
hdfc,
icici |
| Check Payee Name Before NEFT/RTGS: RBI Free Name Look-up
[Check Payee Name Before NEFT/RTGS: RBI Free Name Look-up — RTI Wiki]
Quick Reply: Before any big NEF… |
| rbi,
beneficiary,
name,
lookup,
neft,
rtgs,
npci,
wrong,
transfer,
banking,
ombudsman,
rti,
2026 |
| RBI Complaint Against Bank — Complete CMS Process (2026)
[RBI Complaint Against Bank — Complete CMS Process (2026) — RTI Wiki]
Quick Reply: Bank ignored your … |
| rbi,
bank,
complaint,
ombudsman,
rti,
india,
2026 |
| RBI Ombudsman 2026: Bank Complaint up to Rs 30 Lakh
[RBI Ombudsman 2026: Bank Complaint up to Rs 30 Lakh — RTI Wiki]
Quick Reply: RBI Integrated Ombudsman Sch… |
| rbi,
integrated,
ombudsman,
scheme,
2026,
complaint,
30,
lakh,
banking,
nbfc,
deficiency,
service |
| Inflated Electricity Bill? Force Discom Action With RTI 2026
[Electricity bill RTI 2026 — RTI Wiki]
Quick Reply: Inflated electricity bill or wrong meter read… |
| rti,
for,
electricity,
bill,
dispute,
discom,
cgrf,
state,
ombudsman,
msedcl,
bses,
tata,
power,
bescom,
tangedco,
smart,
meter,
mri,
tariff,
1912,
citizen-rti,
rti-template,
2026 |
| RTI for Banking and Insurance Claim Delay (IRDAI / RBI)
[RTI for Banking and Insurance Claim Delay (IRDAI / RBI) — RTI Wiki]
Quick Reply: RTI for banking and … |
| rti,
insurance,
irdai,
claim-delay,
lic,
ombudsman,
2026,
india,
claim,
delay,
nic |
| RTI vs alternatives - when to use what (2026 decision matrix)
[RTI vs alternatives - when to use what (2026 decision matrix) — RTI Wiki]
Quick Reply: RTI vs C… |
| rti,
vs,
alternatives,
pillar,
comparison,
cpgrams,
lokpal,
ombudsman,
consumer-court,
writ,
2026 |
| Salary Credited But Balance Not Updated? — citizen guide 2026
[Salary Credited But Balance Not Updated? — citizen guide 2026 — RTI Wiki]
Quick Reply: Salary c… |
| salary-credited-balance-not-updated,
salary-not-reflecting,
bank-balance-issue,
available-vs-ledger-balance,
neft-salary-delay,
rbi-ombudsman-salary-complaint,
lien-hold-salary,
upi-balance-issue,
rti-salary-credit-delay,
bank-complaint-docket-number,
salary-account-zero-balance,
tat-compensation-100-per-day,
banking-grievance-india,
salary,
credited,
balance,
not,
updated,
2026,
bank,
account,
hold,
lien,
kyc,
freeze,
banking,
ombudsman,
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[Scammed on UPI Recovery 2026 — RTI Wiki]
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| Telegram Investment Scam Recovery in India (2026)
[Telegram Investment Scam 2026 — RTI Wiki]
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| UPI Lite Money Deducted but Not Reflected: Recovery (2026)
[UPI Lite Money Deducted but Not Reflected: Recovery (2026) — RTI Wiki]
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