| Page | Description | Differences | Tags |
|---|
| Section 18 — Powers and Functions of Information Commissions
[Section 18 — Complaints to the Information Commission]
In one line: Section 18 gives any person … |
| rti,
act,
section-18,
complaint,
information-commission,
2026 |
| How to apply for PMSBY and PMJJBY — complete 2026 guide
[Apply PMSBY + PMJJBY 2026 — RTI Wiki citizen guide to ₹4 lakh insurance for ₹456 a year]
Quick answer… |
| pmsby,
pmjjby,
jan-suraksha,
micro-insurance,
term-life-insurance,
accident-insurance,
lic,
ministry-of-finance,
bima-bharosa,
insurance-ombudsman,
irdai,
bank-auto-debit,
nominee-claim,
citizen-guide,
help-first,
2026 |
| How to manage PMVVY (and what replaced it) — complete 2026 guide
[PMVVY 2026 — RTI Wiki citizen guide for existing policyholders + successor schemes]
Quick an… |
| pmvvy,
lic-india,
vaya-vandana,
senior-citizen-pension,
scss,
saral-pension,
nps,
lic-policy-grievance,
jayantilal-mistry,
irdai,
bima-bharosa,
insurance-ombudsman,
rti-lic,
citizen-guide,
help-first,
2026 |
| How to check cybercrime complaint status (NCRP)
Direct answer. Visit cybercrime.gov.in → Track Your Complaint → enter acknowledgment ID. For financial fraud (U… |
| check,
status,
cybercrime,
complaint,
status-check,
citizen-help,
free-tool |
| How to claim your rights under the Mental Healthcare Act 2017
[How to claim mental health rights under MHCA 2017 — RTI Wiki citizen guide 2026]
Quick answer. … |
| mental-health,
mhca-2017,
advance-directive,
nominated-representative,
state-mental-health-authority,
mental-health-review-board,
insurance-parity,
irdai,
section-115,
tele-manas,
tele-manas-14416,
nimhans,
bipolar-disorder,
section-309,
ipc,
citizen-guide,
help-first,
2026 |
| Car Insurance Claim Delayed for Months? Your Rights Against Surveyors, Workshops, and Insurance Companies
If your car insurance claim is stuck for months, the … |
| consumer-rights,
insurance,
motor-insurance,
insurance-claim-delay,
car-insurance-harassment,
irdai,
insurance-ombudsman,
consumer-court,
rti-psu-insurance |
| Cashless Insurance Claim Denied? Why Insurance Companies Suddenly Ask You to Pay
If your insurance company suddenly says your “cashless claim is not approved” … |
| consumer-rights,
motor-insurance,
cashless-claim,
insurance-claim-denied,
vehicle-insurance,
irdai,
insurance-ombudsman,
consumer-court,
workshop-dispute |
| Consumer Rights in India 2026: Where to Complain, in What Order
This is the navigation pillar for the Consumer Warfare cluster on RTI Wiki. If a seller, airlin… |
| consumer rights,
cpa 2019,
ncdrc,
nch 1915,
edaakhil,
ccpa,
dark patterns,
refund denial,
dgca,
irdai,
rera,
trai,
rbi,
pillar |
| Hard Credit Enquiry Without Consent: CIBIL and Credit Bureau Dispute Guide
[Hard credit enquiry without consent dispute guide]
An unknown hard enquiry is a wa… |
| credit-report,
cibil,
credit-bureau,
rbi,
hard-enquiry,
identity-theft,
banking,
complaint,
india |
| RTI First Appeal vs Complaint — when to use which?
Direct answer: A First Appeal (§19) challenges a specific PIO decision — use it when the PIO refuses, delays… |
| definitions,
first-appeal,
complaint,
rti-act,
section-19,
section-18,
2026 |
| Dormant Bank Account: Reactivate or Claim Unclaimed Deposit
[Dormant bank account reactivation and UDGAM unclaimed deposit claim]
Old bank accounts often disa… |
| banking,
dormant-account,
inoperative-account,
unclaimed-deposit,
udgam,
kyc,
rbi,
complaint,
india |
| NEFT, IMPS or RTGS Failed: Refund Timeline and Complaint Route
[Failed NEFT, IMPS or RTGS transaction refund timeline in India]
Money moves fast, but failed t… |
| banking,
rbi,
neft,
imps,
rtgs,
failed-transaction,
refund,
complaint,
ombudsman,
india |
| How to file an insurance complaint (IRDAI / Ombudsman)
[How to file insurance complaint 2026 — RTI Wiki citizen guide]
Quick answer. If your health, motor or … |
| insurance,
irdai,
bima-bharosa,
insurance-ombudsman,
cioins,
health-insurance,
mediclaim,
claim-denied,
star-health,
lic,
irdai-act-1999,
insurance-act-1938,
ombudsman-rules-2017,
form-p-ii,
ped,
waiting-period,
mis-selling,
rti-to-irdai,
citizen-guide,
help-first,
2026 |
| RTI Application for Complaint Status: Sample Letter and Appeal Wording (2026)
[RTI Application for Complaint Status: Sample Letter and Appeal Wording (2026) - … |
| applicant,
application,
complaint,
rti,
sample-rti |
| Section 18 Complaint vs Section 19 Second Appeal RTI
[Section 18 complaint vs Section 19 appeal - RTI Wiki]
Direct answer. File a Section 19 second appeal whe… |
| rti,
guide,
applicant,
second-appeal,
complaint,
section-18,
section-19,
cic,
sic,
2026 |
| Bank Not Returning Property Papers After Loan Closure
[Bank not returning original property papers after loan closure]
Closing a home loan or mortgage loan sh… |
| banking,
loan-closure,
property-documents,
home-loan,
nbfc,
rbi,
compensation,
complaint,
india |
| Loan Penal Charges by Bank or NBFC: Refund Complaint Route
[Loan penal charges by bank or NBFC and RBI complaint route]
Many borrowers see extra debits after … |
| banking,
loan,
penal-charges,
nbfc,
fair-lending,
rbi,
kfs,
complaint,
refund,
india |
| NACH or ECS Debit Without Consent: Cancel Mandate and File RBI Complaint
[NACH or ECS unauthorised debit complaint and mandate cancellation guide]
A NACH or E… |
| banking,
rbi,
nach,
ecs,
mandate,
auto-debit,
unauthorised-transaction,
complaint,
consumer-rights,
india |
| RBI Ombudsman Complaint Closed or Rejected: Next Steps
[RBI Ombudsman complaint closed or rejected next steps]
An RBI complaint can close without relief. That… |
| banking,
rbi-ombudsman,
cms,
complaint,
appeal,
grievance,
bank,
rbi,
india |
| RTI for Cybercrime Complaint Status
[RTI for Cybercrime Complaint Status — RTI Wiki]
Ramesh lost Rs. 40,000 to a UPI scam in November. He filed a complaint on… |
| rti,
cybercrime,
complaint,
status,
ncrp,
i4c,
1930,
helpline,
rbi,
zero,
liability,
citizen,
template |
| RTI for FIR Status 2026 — Force Police Action With BNSS + Lalita Kumari
[RTI for FIR Status 2026 — RTI Wiki guide]
You walked into the police station with a c… |
| rti,
for,
fir,
status,
bnss,
lalita,
kumari,
police,
cognizable,
offence,
registration,
magistrate,
complaint,
citizen-rti,
rti-template,
2026 |
| RTI for Banking and Insurance Claim Delay (IRDAI / RBI)
If your insurance claim (life, health, motor, or property) is stuck for 30 days or more beyond the poli… |
| rti,
insurance,
irdai,
claim-delay,
lic,
ombudsman,
2026 |
| PMSBY / PMJJBY claim stuck? File one RTI
[Social auto rti pmsby pmjjby claim]
Short version. PMSBY (Pradhan Mantri Suraksha Bima Yojana — ₹2L accident, ₹20/yr… |
| pmsby,
pmjjby,
suraksha-bima,
jeevan-jyoti,
micro-insurance,
lic,
irdai,
citizen-rti,
section-6-1 |
| PMVVY (Vaya Vandana) stuck? File one RTI to LIC
[Social auto rti pmvvy vaya vandana]
Short version. Pradhan Mantri Vaya Vandana Yojana (PMVVY) — closed for ne… |
| pmvvy,
vaya-vandana,
lic,
senior-citizen-pension,
annuity,
irdai,
citizen-rti,
section-6-1 |
| RTI vs Complaint: When to Use RTI and When Not To
Need help drafting this RTI? Use our free RTI Assistant — describe your problem, get a ready-to-file Section … |
| rti,
complaint,
cpgrams,
grievance,
section-18,
section-19,
practice |