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—rti-pmvvy-vaya-vandana [2026/06/03 17:01] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(rti, pmvvy, vaya, vandana, RTI Act, RTI Wiki)&metatag-description=(PMVVY (Vaya Vandana) stuck? File one RTI to LIC — Geeta, 70, holds a PMVVY policy. Monthly pension stopped for 4 months. LIC branch: "system issue".)}}
 +
 +
 +
 +====== PMVVY (Vaya Vandana) stuck? File one RTI to LIC ======
 +
 +{{ :social:auto:rti-pmvvy-vaya-vandana.webp?direct&1200 |Social auto rti pmvvy vaya vandana}}
 +
 +<WRAP info>
 +**Short version.** **Pradhan Mantri Vaya Vandana Yojana (PMVVY)** — closed for new subscriptions in March 2023, but existing subscribers (60+) continue with **monthly/quarterly/half-yearly/yearly pension** for 10 years from **LIC**. If your annuity is stuck, surrender refused, or maturity not credited, RTI to **PIO of LIC** with **₹10 fee** legally forces a written reply within **30 days** under §7(1) RTI Act 2005.
 +</WRAP>
 +
 +
 +
 +**PMVVY (Vaya Vandana) stuck? File one RTI to LIC — Geeta, 70, holds a PMVVY policy. Monthly pension stopped for 4 months. LIC branch: "system issue".**
 +
 +===== Real story =====
 +
 +Geeta, 70, holds a PMVVY policy. Monthly pension stopped for 4 months. LIC branch: //"system issue"//.
 +
 +RTI to LIC PIO + parallel IRDAI grievance. **22 days later** LIC replied: bank-mandate update pending; corrective procedure shared. Pension resumed with arrears.
 +
 +===== Statute =====
 +
 +  * **PMVVY Scheme** (Notification 2017, closed for new from 31 March 2023).
 +  * **IRDAI (Insurance Regulatory and Development Authority) Act 1999**.
 +  * **§6(1)** + **§7(1)** RTI Act.
 +
 +===== Copy-ready RTI =====
 +
 +<code>
 +To, PIO, LIC of India / IRDAI, [Address]
 +
 +Subject: §6(1) RTI Act 2005 — PMVVY pension / annuity status
 +
 +   Subscriber name: [Name]
 +   Policy no.     : [Reference]
 +   Pension mode   : Monthly / Quarterly / Half-yearly / Yearly
 +   Issue          : [pension stuck / surrender / maturity / nominee]
 +   Application date: DD-MM-YYYY
 +
 +Please provide:
 +   1. Current status of pension / surrender / maturity.
 +   2. Date of last pension credit + bank account used.
 +   3. Reason for any interruption.
 +   4. Name + designation of dealing LIC officer.
 +   5. Procedure for grievance escalation under IRDAI.
 +
 +Citizen. Fee: ₹10 IPO/DD enclosed.
 +[Name + signature + address + date]
 +</code>
 +
 +===== Common scenarios =====
 +
 +  * Bank mandate update pending.
 +  * Surrender after 3 yr — penalty calculation.
 +  * Maturity at end of 10 yr — purchase price refund.
 +  * Death claim — nominee documentation.
 +  * Pension mode change.
 +
 +===== 2026 context =====
 +
 +PMVVY is closed for new subscriptions, but existing policies can still raise live 2026 issues such as missed pension credits, bank mandate corrections, surrender requests, maturity payment, nominee claims and arrears. Keep the LIC policy number, pension mode, last credit date and bank proof ready before filing RTI or an IRDAI grievance.
 +
 +===== FAQs =====
 +
 +==== Pension rate? ====
 +Per scheme — typically 7-8% guaranteed.
 +
 +==== Surrender penalty? ====
 +2% of purchase price for hardship surrender.
 +
 +==== Loan against PMVVY? ====
 +Up to 75% of purchase price after 3 years.
 +
 +===== Conclusion =====
 +
 +LIC delays affect senior citizens' regular income. RTI fixes branch-level issues quickly.
 +
 +===== Sources =====
 +
 +  - PMVVY Notification 2017.
 +  - IRDAI Act 1999.
 +  - RTI Act 2005.
 +
 +//Last reviewed: 24 April 2026.//
 +
 +===== 🔗 Related guides =====
 +  * [[:apply-pmvvy-pradhan-mantri-vaya-vandana-yojana-2026|How to manage PMVVY (and what replaced it) — complete 2026 guide]]
 +  * [[:rti-pmsby-pmjjby-claim|PMSBY / PMJJBY claim stuck? File one RTI]]
 +  * [[:apply-pmsby-pmjjby-life-insurance-2026|How to apply for PMSBY and PMJJBY — complete 2026 guide]]
 +  * [[:rti-aadhaar-update-not-reflected|Aadhaar update stuck? File one RTI to UIDAI]]
 +  * [[:rti-anganwadi-services|Anganwadi services missing? File one RTI]]
 +
 +{{tag>pmvvy vaya-vandana lic senior-citizen-pension annuity irdai citizen-rti section-6-1}}