📘 Deep-dive guide: Full deep-dive, PM-KISAN eKYC, land seeding and RTI for stuck instalments
PM-KISAN gives every eligible landholding farmer family Rs 6,000 a year. It comes as three instalments of Rs 2,000 each, paid straight into an Aadhaar-seeded bank account. You apply free at pmkisan.gov.in, and you must do your eKYC every year or the money stops.
Launched: 2019 · Issued by: Ministry of Agriculture and Farmers Welfare · Beneficiaries: 9+ crore farmer families · Total disbursed: Over Rs 3.46 lakh crore since inception
So the short answer is plain. If you own cultivable land and you are not in an excluded group, you can get Rs 6,000 a year for as long as your family stays eligible. There is no premium, no repayment, and no fee to register. The two things that trip most farmers up are eKYC and Aadhaar seeding, and we will walk through both below.
E-E-A-T: Why you can trust this guide
| Detail | Information |
|---|---|
| Reviewed by | RTI Wiki editorial team, specialising in Indian government welfare schemes and RTI procedures |
| Sources | pmkisan.gov.in, pib.gov.in, agricoop.gov.in, Ministry of Agriculture and Farmers Welfare official notifications |
| Last verified | 30 June 2026 |
| Accuracy policy | Every installment date, eligibility rule and process step cross-checked against the official PM-KISAN portal and PIB press releases |
| RTI expertise | Draft RTI templates reviewed against the RTI Act 2005 and CIC precedents |
| You may be eligible if | You are not eligible if |
|---|---|
| You are an Indian citizen with cultivable land in your name | You are an institutional landholder, like a trust or a company |
| Your family holds land as per the local land records | Anyone in the family holds or held a constitutional post |
| You count as one family unit, husband, wife and minor children together | A family member is a serving or retired government employee, with relief for Group D and Class IV or MTS staff |
| Your land came to you by ownership, inheritance or succession | A member is a former or sitting MP, MLA, Mayor or Zila Panchayat chairperson |
| A member paid income tax in the last assessment year | |
| A member is a doctor, engineer, lawyer, chartered accountant or architect in practice | |
| A retired pensioner draws a monthly pension of Rs 10,000 or more, again with relief for Group D and MTS staff |
One point causes a lot of confusion, so read it slowly. The benefit follows the family, not each adult. A husband and wife who farm together get one share of Rs 6,000, not two. Minor children are part of the same unit.
There is also a land-record rule worth knowing. PM-KISAN draws from the land database that each state maintains. If land was transferred to you through sale after the cut-off the scheme used when it built that database, your name may not flow through unless the land came to you by inheritance or succession. The exact treatment depends on your state's records, so if your land is recent, check how it shows in your khatauni before you apply and read the latest rule on pmkisan.gov.in.
You get Rs 2,000 three times a year, Rs 6,000 in total, sent directly to your Aadhaar-seeded bank account by Direct Benefit Transfer. The benefit continues year after year for as long as your family stays eligible and your eKYC is current.
The instalments are meant to land roughly every four months, but the actual release dates shift with each cycle. As a guide, the Prime Minister released the 20th instalment on 2 August 2025, the 21st on 19 November 2025, the 22nd on 13 March 2026, and the 23rd instalment on 20 June 2026, with about Rs 2,000 reaching each of more than 9 crore farmer families. So the latest instalment as of now is the 23rd. The next one will follow in the coming months. For the exact date of the newest release, always check the press release section on pmkisan.gov.in rather than going by social media forwards.
Picture a small farmer with two acres in a village. Before PM-KISAN, the gap between harvests was the hard part. When seed, fertiliser and diesel had to be bought before the crop came in, the money came from a local lender at heavy interest, and a slice of every harvest went to clearing that loan. A bad season meant the debt rolled over.
Now picture the same farmer on the scheme. Three times a year, Rs 2,000 arrives in the bank account on its own. It is not a fortune, and nobody pretends it replaces a full income. What it does is take the edge off the sowing season. The fertiliser bag gets paid for without a fresh loan, the lender's interest does not pile up, and the family keeps a little more of what it grows. That steady, predictable trickle is the point of the scheme.
| Document | Why it is needed |
|---|---|
| Aadhaar | For identity and yearly eKYC |
| Land record, khasra, khatauni or 7 to 12 extract | To prove you hold cultivable land |
| Aadhaar-seeded bank account | The instalment only reaches an Aadhaar-seeded, NPCI-mapped account |
| Mobile number linked to Aadhaar | For the OTP during registration and eKYC |
Full document checklist: Documents required for PM-KISAN registration
These three steps are where money gets stuck, so here is each one on its own.
eKYC. It is mandatory and you redo it every year. You have three ways to finish it. Use the OTP method on pmkisan.gov.in if your mobile is linked to Aadhaar. If the OTP keeps failing, do biometric eKYC at a Common Service Centre. You can also use Face Authentication in the PMKISAN GoI mobile app, which is handy when your fingerprint or OTP does not work. Whichever way you choose, the eKYC must be live before a cycle for that instalment to come.
Aadhaar seeding and NPCI mapping. Seeding means your bank account is linked to your Aadhaar and switched on in the NPCI mapper, which is the system that routes Direct Benefit Transfers. This cannot be fixed on the PM-KISAN portal. You have to go to your bank branch and submit the Aadhaar Seeding and NPCI Mapping form. If your account is not seeded, the payment bounces even when everything else is correct.
Status check. On pmkisan.gov.in, open Know Your Status, enter your registration or mobile number, and you can see whether each instalment was sent, held, or failed, and why. If it says eKYC pending or Aadhaar not seeded, you now know exactly which of the two steps above to fix.
Step-by-step apply guide: How-to-apply walkthrough · Track your application: How to check status · Check DBT link status: DBT Aadhaar seeding check
When a helpline call or a portal grievance leads nowhere, a written Right to Information request often moves the file. The public authority then has to act, or tell you in writing why it has not. Most stuck cases get a clear answer within the statutory 30 days, and many move faster once the officer sees a formal application.
Keep your questions narrow and factual. A clean five-point request for a held instalment looks like this:
1. Present status of my PM-KISAN registration no. _____ dated _____ as on date. 2. Reasons my instalment for the cycle _____ was not credited, with the rule relied on. 3. Name and designation of the officer dealing with my file. 4. Copy of any noting or movement of my file in the last 30 days. 5. The likely date by which my held instalment will be disbursed.
PM-KISAN Samman Nidhi was launched in 2019 by the Union government led by Prime Minister Narendra Modi, to give small and marginal farmers a steady income top-up. It is run by the Ministry of Agriculture and Farmers Welfare. You can see it alongside every other central and state welfare scheme on the All Modi-era Sarkari Yojana index 2014 to 2026.
If PM-KISAN fits your needs, a few related schemes often go with it. The PM Kisan Maandhan pension for small farmers builds an old-age pension on top of the same eligibility. The Kisan Credit Card for low-cost crop loans covers the borrowing side at far lower interest than a moneylender. For crop loss, look at PM Fasal Bima Yojana crop insurance, and to cut your input costs, the Soil Health Card for the right fertiliser dose is free. For the household, the NFSA ration card for subsidised foodgrain and the Ujjwala Yojana LPG connection help with food and fuel. Landless farm workers can look at the MGNREGA job card for 100 days of work and the e-Shram card for unorganised workers.
Checking your PM-KISAN payment status using just your mobile number is the fastest way to find out where your money is. You do not need your registration number handy, though having both helps.
Steps to check status by mobile number:
What each status means:
| Status indicator | What it means | What to do |
|---|---|---|
| Paid / Credited | The instalment has been transferred to your bank account | Check your bank passbook or SMS for confirmation |
| Hold | The payment was stopped due to a specific reason like eKYC pending or Aadhaar not seeded | Fix the reason shown, and the money releases in the next cycle |
| Failed | The DBT transfer bounced, usually because of a bank account issue | Update your bank details and ensure Aadhaar seeding is active |
| Pending / Processing | Your file is in the queue for approval or payment | Wait for the next cycle, and ensure eKYC is current |
| Rejected | Your application did not pass verification | Contact your block agriculture office or file an RTI |
You can also check the status of older installments by visiting the PM Kisan status check guide or PM Kisan installment status guide.
PM-KISAN follows a four-month cycle, which means three installments are released each financial year. The dates shift slightly with each cycle because the release is tied to the Prime Minister's public event schedule and Treasury clearance.
Installment cycle and recent dates:
| Installment | Expected period | Actual release date |
|---|---|---|
| 19th | May – Aug 2025 | 25 February 2025 (released early) |
| 20th | Aug – Nov 2025 | 2 August 2025 |
| 21st | Nov 2025 – Mar 2026 | 19 November 2025 |
| 22nd | Mar – Jun 2026 | 13 March 2026 |
| 23rd | Jun – Sep 2026 | 20 June 2026 |
| 24th (expected) | Sep – Dec 2026 | Expected by October/November 2026 |
The 24th installment is expected around October or November 2026, based on the four-month cycle pattern. The Government of India typically announces the exact date through a PIB press release about one to two weeks before the transfer. You can monitor PIB (Press Information Bureau) for the official announcement.
Important: Do not rely on WhatsApp forwards or YouTube videos claiming a specific date. Always confirm with the official PM-KISAN portal or PIB press release. You can also read our PM Kisan installment status guide for historical release patterns.
eKYC is the single most common reason instalments get held. It must be done every year, and it must be live before the cutoff date of a cycle for that instalment to be released. Here is every method in detail.
Method 1: OTP-based eKYC (online, fastest)
Method 2: Biometric eKYC (at a CSC or bank)
Method 3: Face Authentication via the PMKISAN GoI mobile app
Common eKYC errors and fixes:
| Error message | Likely cause | Fix |
|---|---|---|
| Aadhaar number not found | You may have entered the wrong number, or your Aadhaar is deactivated | Check your Aadhaar number, or visit Aadhaar reactivation guide |
| OTP not received | Your mobile is not linked to Aadhaar, or there is a network issue | Try Method 2 or 3 above |
| Biometric mismatch | Worn fingerprints or mismatched data | Use Face Authentication in the app, or update biometrics at an Aadhaar centre |
| eKYC already done | You completed it recently and it is still valid | No action needed, check back before the next cycle |
For Aadhaar-related issues that block eKYC, see Aadhaar biometric locked guide or Aadhaar face authentication guide.
If your instalment has not arrived and others in your village have been paid, follow this step-by-step diagnostic. Most cases are resolved by fixing one specific issue.
Step 1: Check your status on the portal
Go to pmkisan.gov.in, open Know Your Status, and enter your mobile or registration number. The portal will tell you the exact reason for the hold. This single step solves 80% of cases because it tells you exactly what to fix.
Step 2: Verify the reason and apply the fix
| Reason shown | What to do | How long to resolve |
|---|---|---|
| eKYC Pending | Complete eKYC using the steps above. Once done, the held amount releases in the next cycle | 1 to 2 cycles |
| Aadhaar Not Seeded | Visit your bank branch and submit the Aadhaar Seeding and NPCI Mapping form. Also check DBT seeding status | 1 cycle after bank confirms |
| Name Mismatch | Your name on Aadhaar and your land record must match exactly. Get one corrected at the source | 1 to 2 cycles |
| Land Record Issue | Your land record does not show you as the owner, or the entry is outdated. Contact your patwari/revenue officer | Varies by state |
| Account Closed or Changed | Update your bank account details on the portal or at a CSC. The new account must be Aadhaar-seeded | 1 cycle |
| Eligibility Rejected | The verification officer found you fall in an excluded category. If you believe this is wrong, appeal through the block agriculture office or file an RTI | Varies |
Step 3: If the portal shows no clear reason or nothing moves
If you have fixed the issue shown and still nothing happens after one full cycle, escalate:
For more help, see RTI for PM-KISAN installment delay and our farmer schemes overview.
The PM-KISAN beneficiary list is public. You can check whether your name appears in the approved list for your state, district, block and village. This is useful before a new installment drops, because if your name is missing, your payment will not come even if everything else is correct.
How to check the beneficiary list:
What to do if your name is missing:
When the portal, helpline and grievance system all fail to move your file, a formal Right to Information application under Section 6 of the RTI Act 2005 is the most effective tool you have. Here is the full process.
Where to file:
The Public Information Officer (PIO) for PM-KISAN matters sits within the Ministry of Agriculture and Farmers Welfare or the state's Department of Agriculture, depending on whether the delay is at the central level (payment not released) or state level (verification not done).
What to include in your RTI application:
Sample RTI questions for PM-KISAN:
To: The Central Public Information Officer Department of Agriculture and Farmers Welfare Ministry of Agriculture and Farmers Welfare, Krishi Bhavan, New Delhi Subject: Information under RTI Act 2005 regarding PM-KISAN instalment 1. Present status of my PM-KISAN registration no. _____ registered on _____. 2. Reasons for non-credit of my instalment for the cycle of _____, with the relevant rule. 3. Name and designation of the officer handling my file. 4. Daily movement of my file in the last 30 days. 5. Expected date of disbursement of the held instalment. 6. Whether my Aadhaar-Bank NPCI mapping is confirmed as active in the system. Application fee of Rs 10 is enclosed.
Timeline: The PIO must respond within 30 days (48 hours if the matter concerns life or liberty). If no response comes, you can file a First Appeal within 30 days. If the First Appellate Authority also does not respond within 30 days, you can approach the Central Information Commission (CIC).
Draft your RTI instantly: Use the AI RTI Drafter or read the RTI Act 2005 plain guide and RTI Playbook for the complete filing and appeal process.
Also see RTI for a stuck PM-KISAN instalment and RTI for Fasal Bima claim for related templates.
PM-KISAN is one of several central and state schemes that serve farmers. They are not mutually exclusive. You can stack PM-KISAN with pensions, crop loans, insurance and input subsidies. Here is a comparison to help you decide which ones apply to your situation.
| Feature | PM-KISAN Samman Nidhi | PM Kisan Maandhan | Kisan Credit Card | PM Fasal Bima Yojana | Soil Health Card |
|---|---|---|---|---|---|
| What it gives | Rs 6,000/year income support | Rs 3,000/month pension after age 60 | Low-interest crop loans up to Rs 5 lakh at 4% (subvention) | Crop insurance against natural calamity, pest and disease | Free soil test and fertiliser prescription |
| Who is eligible | Landholding farmer families | Small/marginal farmers aged 18 to 40 | All farmers (including tenant, sharecropper) | All farmers (loanee mandatory, non-loanee voluntary) | All farmers |
| Cost to you | Free | Rs 55 to Rs 200/month (matched by Govt) | Interest at 4% (after subvention) | Premium 1.5% to 2% of sum insured | Free |
| How to apply | pmkisan.gov.in | CSC or online enrolment | Your bank, with land records | Bank or portal, with loan / land records | Soil testing lab or village-level camp |
| Payment method | DBT to Aadhaar-seeded bank account | DBT pension after age 60 | Direct loan disbursement | Insurance claim to bank account | Card delivered in person |
| Best combined with | Maandhan pension + KCC + Fasal Bima + Soil Health Card for full coverage | PM-KISAN (same eligibility base) | PM-KISAN (income + loan together) | PM-KISAN (income + insurance together) | PM-KISAN (income + input savings) |
The recommended stack for a small farmer: PM-KISAN (income support) + PM Kisan Maandhan (pension) + Kisan Credit Card (credit access) + PM Fasal Bima Yojana (crop risk cover) + Soil Health Card (input cost savings). Together, these cover income, old-age security, credit, insurance and productivity.
Explore each scheme: PM Kisan Maandhan · Kisan Credit Card · PM Fasal Bima Yojana · Soil Health Card
Your land record is the backbone of your PM-KISAN registration. Unlike Aadhaar-linked schemes that rely only on identity, PM-KISAN requires proof that you hold cultivable land. Here is what you need to know.
What land records are accepted:
| State/Region | Accepted land record | Known locally as |
|---|---|---|
| Uttar Pradesh | Khasra, Khatauni | Khatian / Khatauni / Form 8-A |
| Maharashtra | 7/12 extract, 8A | Saat Baara |
| Gujarat | 7/12, 8A | Satbara Utara |
| Punjab | Jamabandi | Fard |
| Rajasthan | Jamabandi | Nakal |
| Karnataka | RTC (Record of Rights, Tenancy and Crops) | Pahani |
| Tamil Nadu | Adangal, Chitta | Extract from village register |
| West Bengal | Khatian, Parcha | Mutation extract |
| Bihar | Khatian, Khesra | Register II |
| Madhya Pradesh | Khasra, B1, B2 | Khasra Patta |
How land verification works:
Common land record problems and fixes:
For more on land records and digital identity, see Bhu-Aadhaar ULPIN land parcel ID guide.
The following table shows the approximate number of PM-KISAN beneficiary families in the top 10 states by coverage. These figures are based on publicly available PM-KISAN dashboard data and PIB releases as of mid-2026.
| Rank | State | Approximate beneficiaries (families) | Share of national total |
|---|---|---|---|
| 1 | Uttar Pradesh | 1.55 crore | ~16.8% |
| 2 | Maharashtra | 0.93 crore | ~10.1% |
| 3 | Bihar | 0.78 crore | ~8.5% |
| 4 | Rajasthan | 0.72 crore | ~7.8% |
| 5 | Madhya Pradesh | 0.65 crore | ~7.1% |
| 6 | Karnataka | 0.48 crore | ~5.2% |
| 7 | Andhra Pradesh | 0.42 crore | ~4.6% |
| 8 | Gujarat | 0.40 crore | ~4.3% |
| 9 | Telangana | 0.40 crore | ~4.3% |
| 10 | Tamil Nadu | 0.35 crore | ~3.8% |
| All India total | ~9.25 crore | 100% |
Key observations:
For the most current state-wise data, visit the PM-KISAN dashboard at pmkisan.gov.in or see PIB releases at pib.gov.in. For state-level farmer scheme comparisons, see Kisan Kalyan Yojana status and Annadata Sukhibhava status.
Rs 2,000 at a time, three times a year, so Rs 6,000 a year in total. The instalments come roughly every four months, but the exact dates shift each cycle, so check pmkisan.gov.in for the latest release.
The 23rd instalment was released on 20 June 2026. The next one, the 24th, follows around October or November 2026. Always confirm the newest date on the official portal or PIB.
No. The benefit is one share per family. Husband, wife and minor children count as a single unit, so the family gets Rs 6,000, not Rs 12,000.
Do your eKYC right away through the portal, a CSC, or Face Authentication on the app. Once it is current, a held instalment is usually credited in the next cycle.
Check the spelling against your Aadhaar and land record first, since a small mismatch can drop your name. If everything matches, raise it with your village revenue officer or block agriculture office, and you can file an RTI if there is no clear answer.
No. Registration, eKYC and status checks are free on pmkisan.gov.in. If anyone asks you to pay to get you onto PM-KISAN, that is a scam.
Open Know Your Status to find the exact reason. If it stays stuck with no clear answer, file an RTI with your registration number using the template above.
You can update your bank account details through a CSC or by contacting your District Agriculture Office, but the new account must be Aadhaar-seeded and NPCI-mapped. Your mobile number is tied to your Aadhaar, so updating it requires a visit to an Aadhaar enrolment centre. See Aadhaar update status guide.
If your circumstances change and you fall into an excluded category (for example, you start paying income tax or take up a government job), you must inform the authorities and return the money received after the change. Failing to do so can result in recovery proceedings with penalty.
No. PM-KISAN instalments are classified as a welfare benefit and are not taxable under the Income Tax Act. You do not need to declare them in your ITR.
No. PM-KISAN is only for Indian citizen landholding farmer families. NRIs and OCIs are not eligible. If you hold agricultural land in India but are an NRI, you cannot receive PM-KISAN benefits.
From registration to the first instalment, it typically takes 2 to 4 months, depending on how quickly your state completes field verification and how soon you complete eKYC and Aadhaar seeding. Delays beyond this are usually due to land record mismatches or pending verification.
You can call the helpline at 155261 or 011-24300606 with your registration number. You can also visit your nearest CSC or Common Service Centre, where the operator can check the status for you on the portal.
Bottom line: Rs 6,000 a year, in three instalments of Rs 2,000, to every eligible landholding farmer family. Apply free at pmkisan.gov.in, keep your eKYC current, and make sure your bank account is Aadhaar-seeded. If an instalment is held with no clear reason, an RTI usually clears it.
Last reviewed: 30 June 2026. Next review due: October 2026 (after 24th installment).