Table of Contents
Government schemes for farmers in India — complete list (2026)
Quick answer: Indian farmers have 50+ central schemes spanning income support (PM-KISAN Rs 6,000/yr), crop insurance (PMFBY at 1.5-5% premium), credit (KCC at 4% effective), markets (e-NAM unified portal), price support (MSP for 23 crops), inputs (subsidised seed/fertiliser), mechanisation (50% subsidy on equipment), irrigation (PMKSY drip+sprinkler), soil health (free soil card every 2 years). Plus state-specific top-ups. All DBT — Aadhaar + bank in own name mandatory.
Who is eligible
Landholding Indian farmer (cultivator). Tenant farmers eligible for some schemes (state-specific). Excluded: govt employees, IT taxpayers, large landholders.
Top 12 schemes
1. PM-KISAN Samman Nidhi
Rs 6,000/year (3 instalments of Rs 2,000) to landholder farmer family. Self-registration at pmkisan.gov.in.
- Where to apply: PM-KISAN portal
- Official portal: https://pmkisan.gov.in
2. Kisan Credit Card (KCC)
Crop loan up to Rs 3L at 4% effective interest. Pre-approved by bank. Animal husbandry + fishery covered.
- Where to apply: Any bank
- Official portal: https://www.pmkisan.gov.in/kcc.aspx
3. Pradhan Mantri Fasal Bima Yojana (PMFBY)
Crop insurance at 1.5% (rabi) / 2% (kharif) / 5% (commercial) premium of sum insured. Govt pays balance. Apply via bank/CSC.
- Where to apply: PMFBY portal
- Official portal: https://pmfby.gov.in
4. e-NAM (Electronic National Agri Market)
Online market for agri produce — 1,200+ mandis integrated. Better price discovery. Register as farmer.
- Where to apply: e-NAM portal
- Official portal: https://www.enam.gov.in
5. Soil Health Card
Free soil testing + nutrient recommendations. Issued every 2 years. Apply at Krishi Vigyan Kendra (KVK).
- Where to apply: Soil Health Card portal
- Official portal: https://soilhealth.dac.gov.in
6. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)
50-90% subsidy on drip + sprinkler irrigation. Per-Drop-More-Crop component. Apply at KVK / horticulture office.
- Where to apply: PMKSY portal
- Official portal: https://pmksy.gov.in
7. Sub-Mission on Agricultural Mechanization (SMAM)
40-80% subsidy on tractors, cultivators, threshers, harvesters. Custom Hiring Centres also subsidised.
- Where to apply: State Agriculture Dept
- Official portal: https://agrimachinery.nic.in
8. Paramparagat Krishi Vikas Yojana (PKVY)
Organic farming clusters — Rs 50,000/ha subsidy over 3 years. PGS certification.
- Where to apply: State Agriculture Dept
- Official portal: https://pgsindia-ncof.gov.in
9. National Mission on Edible Oils-Oil Palm
Subsidy for oil palm cultivation in 15 states. Up to Rs 29,000/ha planting + maintenance.
- Where to apply: State Agriculture Dept
- Official portal: https://nmeoop.dac.gov.in
10. Pashu Kisan Credit Card
Loan for animal husbandry — buffalo Rs 60,000, cow Rs 40,000, goat Rs 4,000 each. 4% effective.
- Where to apply: Banks
11. PM Mat Vaya Vandana (Fisher Pension)
Pension scheme for fishermen 60+. State + central. Apply via Fisheries Dept.
- Where to apply: Fisheries Dept
- Official portal: https://dof.gov.in
12. Krishi Sakhi (Para Extension Worker)
Trained women village agri-coaches for advisory. Linked to MGNREGA.
- Where to apply: KVK / state extension
- Official portal: https://krishisakhi.gov.in
How to apply (general process)
Each scheme has portal; common: Aadhaar + bank account + land record (Bhulekh) + KCC. KVK / Block Agriculture Office is one-stop offline.
Helplines
- Kisan Call Centre 1800-180-1551 — multilingual
- KVK (Krishi Vigyan Kendra) — district-level
- State Agriculture Helpline — varies
Common issues + how to handle
- Bhulekh land record name ≠ Aadhaar — update either to match.
- KCC limit not utilised — re-apply with higher cropping plan.
- PMFBY claim rejected — SoNA (State of Notified Area) issue. Appeal to DLMC (District Level Monitoring Committee).
- PM-KISAN excluded category — IT taxpayer / govt employee. Check before applying.
If a scheme is delayed or rejected — file an RTI
Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:
1. Status of my application no. _____ dated _____ as on date. 2. Name + designation of dealing officer assigned to my file. 3. Reasons for delay beyond the statutory timeline. 4. Copy of any noting / movement of my file in the past 30 days. 5. Likely date of disbursement / decision.
Auto-fill the PIO + your case: Open the RTI Drafter →
Frequently asked questions
Tenant farmer — eligible for PM-KISAN?
No — only landholders. State schemes (e.g., Kerala Karshaka Pension) cover tenants.
PMFBY claim takes how long?
Statutory 60 days from yield assessment. Most claims credited 90-180 days. RTI for delays.
KCC limit too low — increase?
Re-apply with higher cropping pattern + scale-of-finance. Bank may double on regular repayment.
e-NAM benefit over local mandi?
Better price discovery — 1,200+ mandis competing. But quality grading mandatory.
PM-KISAN delayed > 4 months. Fix?
File RTI to Block Agri Officer + State Nodal. Use PM-KISAN RTI generator.
Summary + what to do next
Bottom line: 12 central + state schemes available. Aadhaar + bank account in own name + community/income certificate (if applicable) is the gateway. If a scheme is delayed beyond timeline, file an RTI.
- Browse all 10 audience hubs: All audience hubs
- How to apply step-by-step: 25 application guides
- Track applications: 25 status-check guides
- If stuck — RTI Drafter: File RTI in 5 minutes
- Talk to other citizens: AwaazRTI community
Related reading
Sources
- Each scheme's official portal (linked above).
- Ministry budget documents + scheme operational guidelines.
- Citizen feedback via AwaazRTI (composite, identifying details removed).
Last reviewed: 25 April 2026.

