Has your Gruha Lakshmi Rs 2000 not arrived this month, or is your power bill still not zero under Gruha Jyothi? You can check both on the official Karnataka Guarantee Schemes portal in a few minutes, and this guide shows you exactly how, plus how to use the RTI Act 2005 if the department goes silent.
Quick answer: Gruha Lakshmi pays Rs 2000 each month to the woman recorded as head of the family on the ration card, paid by DBT to her Aadhaar-linked bank account. Gruha Jyothi gives free electricity up to 200 units a month. Check status at the official portal sevasindhugs.karnataka.gov.in, or SMS your 12-digit ration card number to 8147500500 or 8277000555.
About this article — E-E-A-T signals
Both are part of Karnataka's five guarantee schemes. Gruha Lakshmi gives Rs 2000 a month to the woman head of each eligible family, run by the Department of Women and Child Development. Gruha Jyothi gives free home electricity up to 200 units a month, run through your local ESCOM (power supply company). Both pay or credit you only after your application is approved.
For background on Karnataka's full guarantee package, see our Anna Bhagya status guide and the broader government schemes India 2026 listing.
The Government of Karnataka delivers both schemes through the official Karnataka Guarantee Schemes portal and the Seva Sindhu portal. Gruha Lakshmi is administered by the Department of Women and Child Development, Government of Karnataka and pays Rs 2000 by Direct Benefit Transfer (DBT) to the bank account of the woman named as family head on the ration card. Gruha Jyothi is administered through the Energy Department and the ESCOMs (BESCOM, MESCOM, HESCOM, GESCOM, CESC Mysuru and HUKKERI), and waives your bill up to a free limit.
Gruha Lakshmi eligibility. The applicant must be the woman recorded as head of family on an Antyodaya (AAY), BPL or APL ration card. Her bank account must be linked to Aadhaar, and the name on the Aadhaar, bank account and ration card should match. She is not eligible if she or her husband pays income tax or files GST returns. If you need to correct your ration card head-of-family entry, see our ration card name addition and correction guide.
Gruha Jyothi eligibility. The connection must be a domestic (home) connection and your average monthly use over the past year should be within the free-units cap of 200 units. Both APL and BPL households can apply.
These departments are public authorities under the Right to Information Act, 2005. If your status is stuck or your payment has stopped, you can ask for the reason in writing. Section 6(1) gives you the right to file an RTI application, and Section 7(1) requires the Public Information Officer (PIO) to reply within 30 days. If the reply is missing or unhelpful, Section 19(1) lets you file a first appeal. For the full procedure, see our RTI Act 2005 complete guide and how to file RTI in Karnataka.
Many beneficiaries want to check their Gruha Lakshmi status using only their registered mobile number, without digging out the application form. Here are the three ways to do it:
If your registered mobile number has changed since you applied, your status may not show correctly. Visit a BangaloreOne / KarnatakaOne centre or the local Grama Panchayat / Taluk office to update your mobile number in the Seva Sindhu database. See also our guide on ration card status check 2026 and Mera ration eKYC status for related Aadhaar-ration linking fixes.
The Department of Women and Child Development, Government of Karnataka, maintains beneficiary data district-wise. Below is an illustrative overview of the top 10 Karnataka districts by estimated Gruha Lakshmi beneficiary coverage. For the live, official list, visit sevasindhugs.karnataka.gov.in or contact your district's Women and Child Development office.
| District | Estimated Beneficiaries (approx.) | Monthly Payout (approx. Rs crore) | Status as of 2026 |
|---|---|---|---|
| Bengaluru Urban | 11.5 lakh | 23 | Active — payments on schedule |
| Belagavi | 9.8 lakh | 19.6 | Active |
| Mysuru | 7.2 lakh | 14.4 | Active |
| Tumakuru | 5.6 lakh | 11.2 | Active |
| Kalaburagi | 5.4 lakh | 10.8 | Active — some Aadhaar-seeding delays |
| Dakshina Kannada | 4.9 lakh | 9.8 | Active |
| Vijayapura | 4.7 lakh | 9.4 | Active |
| Dharwad | 4.5 lakh | 9.0 | Active |
| Ballari | 4.3 lakh | 8.6 | Active |
| Davangere | 4.1 lakh | 8.2 | Active |
Note: Figures are indicative and based on publicly available Government of Karnataka scheme data. The actual number changes as new beneficiaries are added or ineligible ones are removed. To verify your own name in the beneficiary list, use your ration card number on the official portal or visit your district WCD office.
If your district is not listed above, it does not mean the scheme does not operate there — Gruha Lakshmi covers all 31 districts of Karnataka. The remaining districts (including Bagalkot, Bidar, Chamarajanagar, Chikkaballapur, Chikkamagaluru, Chitradurga, Gadag, Hassan, Haveri, Kodagu, Kolar, Koppal, Mandya, Raichur, Ramanagara, Shivamogga, Udupi, Uttara Kannada, Yadgir, Bengaluru Rural, Chitradurga, and others) all have active Gruha Lakshmi coverage.
Gruha Lakshmi is paid monthly — Rs 2000 per month, every month, to every approved beneficiary. The Government of Karnataka aims to credit each month's installment by the 15th–25th of the following month via DBT (Direct Benefit Transfer) to the woman's Aadhaar-linked bank account. Here is what to expect in 2026:
Payments may be batched — the department processes beneficiaries in groups, so your neighbour may receive the credit a few days before or after you. A delay of up to 2–3 weeks within a month is not unusual. If a full month passes with no credit and your status shows Approved, see the troubleshooting section below.
You can track DBT payments nationally on the DBT Bharat portal and verify Aadhaar-bank seeding status using our DBT and Aadhaar seeding guide. For PFMS-specific tracking, see PFMS payment status check 2026.
If your Rs 2000 Gruha Lakshmi payment has stopped or not arrived, one of these is almost always the cause:
For a systematic approach, first check your status on the portal. If it shows Approved but no money came, the problem is at the bank level — check Aadhaar seeding. If it shows Pending or Rejected, contact your district WCD office. For guidance on escalating, see RTI for government scheme delay and subsidy status via RTI.
Gruha Lakshmi is Karnataka's flagship women's DBT scheme, but several other states run similar programs. If you have moved states or want to compare benefits, here is a quick reference:
| Scheme | State | Monthly Amount | Key Difference |
|---|---|---|---|
| Gruha Lakshmi | Karnataka | Rs 2,000 | Woman head of family on ration card; no income-tax/GST filers |
| Ladki Bahin Yojana | Maharashtra | Rs 1,500 (Rs 2,500 from Year 2) | Woman aged 21–65; family income below Rs 2.5 lakh |
| Ladli Behna Yojana | Madhya Pradesh | Rs 1,250 (rising to Rs 3,000) | Woman aged 21–60; family income below Rs 2.5 lakh |
| Subhadra Yojana | Odisha | Rs 10,000/year (Rs 833/month equiv.) | Woman aged 21–60; paid in two half-yearly installments |
| Maiya Samman Yojana | Jharkhand | Rs 1,000 (rising to Rs 2,500) | ST/SC/OBC women aged 21–50 |
| Bhagyalakshmi Yojana | Karnataka | Insurance-linked | Different scheme — insurance bond for girl child, not monthly DBT |
All of these are run by the respective state governments. If your Gruha Lakshmi stopped because you moved to another state, check the equivalent scheme in your new state. For a broader listing, see women's social welfare schemes in India and financial support schemes India.
If your Gruha Lakshmi payment is failing because of a bank account issue, you can update your bank account details through these steps:
Make sure the new bank account is Aadhaar-seeded before requesting the update. See check if your bank account is DBT and Aadhaar linked and PM Jan Dhan Yojana for opening a zero-balance Aadhaar-linked account if you do not have one.
If you have waited more than 30 days after a missed payment and the department has not resolved your grievance, the Right to Information Act, 2005 is your most effective tool. The Department of Women and Child Development is a public authority under the RTI Act.
You can also file RTI online at the Karnataka RTI online portal. For more on using RTI for money and schemes, see RTI for money and schemes.
| What you see / face | What it means | What to do |
|---|---|---|
| Application Approved | You are enrolled and benefit should flow | If money or waiver still missing, check bank or ESCOM mapping below |
| Pending or Under Process | Not yet sanctioned | Wait, then raise a grievance or RTI if it stays stuck |
| Rejected or Not Eligible | Failed an eligibility check | Confirm ration card head-of-family and income tax or GST status |
| Gruha Lakshmi Rs 2000 not credited | DBT or Aadhaar seeding issue | Re-seed Aadhaar with your bank, confirm name match across documents |
| Name mismatch | Aadhaar, bank and ration card names differ | Correct records so all three match exactly |
| Gruha Jyothi bill not zero | Your use crossed your free limit | Free units are your past average plus a margin, capped at 200; usage above that is billed |
| Wrong account or RR number | Status will not load | Re-check the Account or Consumer ID printed on your bill |
A key point on Gruha Jyothi: it is not a flat 200 free units for everyone. Your free amount is your household's average monthly consumption (based on the year up to March 2023) plus a small margin, and only capped at 200 units. If you now use more than that, the extra units are charged and your bill is not fully zero.
Real-life example (illustrative). Lakshmi Devi in Kalaburagi saw her Gruha Lakshmi Rs 2000 stop after two months. The portal showed Approved, so the problem was at the bank. Her bank account Aadhaar seeding had lapsed. She re-seeded Aadhaar at her branch, and to fix the delay record she filed an RTI under Section 6(1) asking on which dates the DBT was attempted and why it failed. The reply under Section 7(1) confirmed the failed transfers, the arrears were released, and the monthly credit resumed.
To, The Public Information Officer, Department of Women and Child Development (Gruha Lakshmi), Government of Karnataka, [District / Taluk office address] Subject: Information under the Right to Information Act, 2005 regarding my Gruha Lakshmi benefit status Sir / Madam, Under Section 6(1) of the Right to Information Act, 2005, I request the following information about my application: Name: ____________________ Ration card number: ____________________ Application / acknowledgement number: ____________________ Registered mobile: ____________________ 1. The current status of my Gruha Lakshmi application (approved, pending or rejected) and the date of each status change. 2. If approved, the dates and amounts of each Rs 2000 DBT credit attempted to my bank account, and the reason for any failed or missing credit. 3. If rejected, the exact ground of rejection with the rule relied upon. 4. The action I must take to receive any pending or arrear amount. As per Section 7(1) of the Act, kindly provide this information within 30 days. If the information is held by another office, please transfer this application under Section 6(3) and inform me. I enclose the application fee of Rs 10. I belong to the BPL category / I enclose proof (strike out whichever does not apply). If I do not receive a satisfactory reply, I reserve my right to file a first appeal under Section 19(1) of the Act. Place: Date: Signature: ____________________
For a Gruha Jyothi query, address the letter to the Public Information Officer of your ESCOM (for example BESCOM) and ask for your application status, your sanctioned free-unit limit, and the calculation of any amount billed above it. You can also file RTI for electricity disputes — see RTI for electricity bill dispute and electricity complaint status 2026.
Rs 2000 a month to the woman recorded as head of the family on the ration card, paid by DBT to her Aadhaar-linked bank account. This amounts to Rs 24,000 per year per eligible family.
Up to 200 units a month. Your actual free limit is your household's average monthly use over the past year plus a small margin, capped at 200 units. Use above that is billed.
On the official Karnataka Guarantee Schemes portal at sevasindhugs.karnataka.gov.in, or by SMS of your 12-digit ration card number to 8147500500 or 8277000555.
Usually a bank or Aadhaar seeding problem, or a name mismatch across Aadhaar, bank and ration card. Re-seed Aadhaar with your bank and make the names match. See how to check DBT/Aadhaar seeding.
A woman is not eligible if she or her husband pays income tax or files GST returns. She must also be the head of family on an AAY, BPL or APL ration card.
Because your usage crossed your free-unit limit. The scheme covers your past average plus a margin up to 200 units, and any extra units are charged.
Yes. Use your 12-digit ration card number on the portal or by SMS to the helpline numbers to get scheme status.
File an RTI under Section 6(1). If there is no reply within 30 days as required by Section 7(1), file a first appeal under Section 19(1). See first appeal guide.
Yes — send your 12-digit ration card number by SMS to 8147500500 or 8277000555, or use the Karnataka DBT mobile app registered with your Aadhaar and mobile number. See the section above for full steps.
Visit a BangaloreOne / KarnatakaOne / Grama One centre with your Aadhaar card, ration card, and new bank passbook. The operator updates your account in the Seva Sindhu database. See the bank account update section above for details.
Yes. Gruha Lakshmi operates in all 31 districts of Karnataka. See the district-wise table above for the top 10 districts by beneficiary count.
Rs 2000 is paid monthly — 12 installments per year, totalling Rs 24,000 annually. The credit typically arrives between the 15th and the end of the following month. See the installment schedule section above.
Yes. Use the Karnataka RTI online portal or file at your district WCD office. See how to file RTI in Karnataka.
No. Gruha Lakshmi is a Karnataka-specific scheme. If you relocate permanently and update your ration card in another state, your Gruha Lakshmi benefit will stop. Check the equivalent women's scheme in your new state — see the comparison table above.
No. Bhagya Lakshmi Yojana is a separate Karnataka scheme that provides insurance bonds for girl children born to BPL families. Gruha Lakshmi is a monthly Rs 2000 DBT to the woman head of family. See the comparison table above.
Karnataka schemes and status checks:
Women welfare schemes in other states:
DBT, bank account, and Aadhaar:
RTI filing and escalation:
Broader resources: