• Pregnant woman, BPL or SC/ST/tribal area
• Above 19 years (some states relax to 18)
• First 2 live births
• Delivery in govt or accredited private hospital

Rs 700 (urban LPS — Low Performing State) / Rs 1,400 (rural LPS) for institutional delivery. ASHA worker also receives Rs 300-500 for transport assistance. Plus free delivery + medicines + 7-day post-delivery care.

1. Register pregnancy at PHC / sub-centre — Within first trimester ideally. ASHA worker assists.
2. Get JSY card — Issued by ASHA / ANM at registration.
3. Deliver at govt or empanelled private hospital — JSY scheme reimburses post-delivery.
4. Submit JSY card + delivery proof — At hospital discharge or PHC.
5. Cash credited to bank account — Within 7 days of delivery in most states.

• Aadhaar
• Bank account
• JSY card / pregnancy registration
• BPL ration card (if applicable)

Cash credit: 7 days post-delivery typically.

• Official portal: wcd.nic.in / nrhm-mch
• Helpline: JSY: 104 (state RCH helpline)

• Late registration of pregnancy — JSY card not issued; delivery still free but cash incentive may be denied.
• Hospital not JSY-empanelled — verify in advance; private empanelled list at District Health Office.
• Bank Aadhaar de-linked — DBT fails; visit bank.
• Cash not credited > 7 days — file RTI to District Health Office.

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

Auto-fill the PIO + your case: Open the AI RTI Drafter →

More schemes for you: All women schemes

Yes — full free delivery + medicines + 7-day post-care at govt hospitals + empanelled private.

Rs 1,400 to encourage rural mothers to come to hospitals (vs home delivery). Urban Rs 700 since access is easier.

Only JSY-empanelled private hospitals. Check District Health Office list.

File RTI to BMO + DHO. Use AI RTI Drafter.

• All 150 Sarkari Yojanas
• 25 status-check guides
• 30 documents-required checklists
• 25 how-to-apply guides
• 16 rejection-recovery guides
• 10 audience-hub schemes
• 32 helplines + grievance routes
• Full RTI Playbook

• Official portal: wcd.nic.in / nrhm-mch
• Issued by: Ministry of Health & Family Welfare
• Launched: 2005
• Citizen feedback via %%AwaazRTI%% (composite, identifying details removed)

Last reviewed: 26 April 2026.