PMAY-Gramin — Rs 1.2L / 1.3L for pucca house (2026 guide)

• SECC 2011 deprivation criteria match
• No motorised 2-wheeler / 4-wheeler in family
• No mechanised agricultural equipment
• No bank loan above Rs 50,000
• No income tax payer / govt servant in family

Rs 1.20 lakh (plain) or Rs 1.30 lakh (hilly + NE), released in 3 instalments tied to construction stages: foundation (Rs 25K) → lintel (Rs 50K) → completion (Rs 50K). Plus 90-95 days of MGNREGA wages for self-construction.

1. Check SECC 2011 inclusion — awaassoft.nic.in/netiay/Benificiary.aspx — search by Aadhaar / name.
2. If not in list — apply for Awaas Plus inclusion — Visit Block Office; BDO verifies + adds.
3. Block-level verification — BDO + Patwari verify house condition + Aadhaar + bank account.
4. Sanction + first instalment — Rs 25K credited on foundation start. Geo-tag photos via NMMS.
5. Construction + photos — Geotag at lintel + completion stages.
6. Final instalment — Released after geo-verified completion.

• Aadhaar
• SECC 2011 ID / Awaas Plus inclusion
• Bank account (Aadhaar-linked)
• Land ownership proof
• Caste certificate (if applicable)

Full document checklist: Documents required for pmay application

6-12 months from sanction to completion. First instalment in 30-60 days of approval.

• Official portal: pmayg.nic.in
• Helpline: PMAY-G Helpline: 1800-11-6446
• Track status: How to check status
• Step-by-step apply guide: How-to-apply walkthrough

• Name not in SECC 2011 — apply for Awaas Plus list at BDO.
• No house plot — landless need state-allotted plot first.
• Geotag photo issues — use NMMS app correctly; BDO can re-tag on visit.
• Instalment delayed — file RTI to BDO + DRDA citing PMAY-G operational guidelines.

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

Auto-fill the PIO + your case: Open the AI RTI Drafter →

More schemes for you: All farmers schemes

Need land first. State govt provides plot under separate component (e.g., Indira Awaas Land scheme).

No — that is the cap. State governments may add convergence funds (Pakka Char, etc.).

12 months from first instalment. Extension possible with reasoning.

File RTI to BDO + DRDA. Use the AI RTI Drafter.

• All 150 Sarkari Yojanas
• 25 status-check guides
• 30 documents-required checklists
• 25 how-to-apply guides
• 16 rejection-recovery guides
• 10 audience-hub schemes
• 32 helplines + grievance routes
• Full RTI Playbook

• Official portal: pmayg.nic.in
• Issued by: Ministry of Rural Development
• Launched: 2016
• Citizen feedback via %%AwaazRTI%% (composite, identifying details removed)

Last reviewed: 26 April 2026.