Gruha Lakshmi Yojana — Rs 2,000/month for women in Karnataka (2026)

• Karnataka domicile, woman head of family
• Family income < Rs 1.5 lakh (rural) / Rs 2 lakh (urban)
• Aadhaar + bank account
• Not eligible if family member is govt employee

Rs 2,000/month direct to woman head of family. Started August 2023.

1. Visit Karnataka One / Bangalore One / Gram Panchayat — Or apply via sevasindhu.karnataka.gov.in.
2. Submit Aadhaar + ration card + bank passbook — Self-declaration of income.
3. Block office verifies — 30 days.
4. Monthly DBT begins — Rs 2,000 credited.

• Aadhaar
• KA ration card
• Bank passbook
• Self-declaration

First credit: 60-90 days from approval.

• Official portal: sevasindhu.karnataka.gov.in
• Helpline: Karnataka Sevasindhu: 080-44554455

• Income > limit — disqualifies.
• Govt job in family — disqualifies.
• Bank Aadhaar de-linked — DBT bounces.
• Multiple women in family — only head qualifies.

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

Auto-fill the PIO + your case: Open the AI RTI Drafter →

More schemes for you: All women schemes

No — only woman head of family.

File RTI to Karnataka WCD.

Yes if family income < limit.

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Last reviewed: 26 April 2026.