| Page | Description | Differences | Tags |
|---|
| How to Apply for a Home Loan and PMAY-CLSS Subsidy
[How to apply home loan + PMAY-CLSS 2026 — RTI Wiki citizen guide]
Quick Reply: To buy a home in India in 2… |
| home-loan,
housing-loan,
pmay,
pmay-u-2,
clss,
interest-subsidy,
sbi,
hdfc,
icici,
lic-housing-finance,
bajaj-housing-finance,
section-80c,
section-24b,
section-80eea,
rera,
cibil,
rbi-banking-ombudsman,
nhb,
hudco,
mohua,
rti-housing,
citizen-guide,
help-first,
2026 |
| Builder Delayed Your Flat? Claim Up To 18% Interest: SC
[Builder Delayed Your Flat? Claim Up To 18% Interest: SC — RTI Wiki]
Quick Reply: When a builder delay… |
| builder,
delay,
18,
percent,
interest,
refund,
rera,
possession,
force,
majeure,
complaint,
execution,
recovery,
2025,
2026 |
| Builder Delayed Possession? File a RERA Complaint
[Builder delayed your flat possession? RERA complaint guide - citizen guide 2026 — RTI Wiki]
A builder who h… |
| rera,
refund,
builder,
delayed,
flat,
possession,
complaint |
| Builder Not Giving Possession? Why RERA Stalls
[Builder Not Giving Possession? Why RERA Cases Get Stuck (2026) — RTI Wiki]
An illustrative case (not a named p… |
| rti,
rera,
builder,
giving,
possession,
cases,
stuck |
| Builder Delay? RERA Refund + Compensation Playbook 2026
[Builder Delay RERA INDIA 2026 — RTI Wiki]
Quick Reply: Flat possession delayed by builder? Get refund… |
| builder,
delay,
rera,
refund,
section,
18,
19,
imperia,
structures,
maharera,
uprera,
tnrera,
consumer,
forum,
ncdrc,
nclt,
real,
estate,
fraud,
citizen-crisis,
2026 |
| Builder Delaying Possession? File a RERA Complaint
RBI Ombudsman as of 1 July 2026: Bank, certain NBFC, prepaid-instrument and credit-information complaints go… |
| rera,
refund,
builder,
delaying,
possession,
file,
complaint,
interest |
| How to complain when builder is not handing over your flat
[How to complain when builder is not handing over flat 2026 — RTI Wiki citizen guide]
Quick Reply: … |
| rera,
builder-delay,
possession-delay,
rera-act-2016,
section-18,
section-31,
maharera,
upera,
consumer-protection-act,
ncdrc,
specific-relief-act,
civil-court,
ibc-nclt,
rti-state-rera,
citizen-guide,
help-first,
2026 |
| Complaint Against an Unregistered RERA Agent
[Complaint Against an Unregistered RERA Agent - citizen guide 2026 — RTI Wiki]
The broker who sold you a flat pro… |
| rera,
complaint,
unregistered,
agent |
| This is the navigation pillar for the Consumer Warfare cluster on RTI Wiki. If a seller, airline, builder, doctor, telecom operator, bank or app has cheated you… |
| consumer rights,
cpa 2019,
ncdrc,
nch 1915,
edaakhil,
ccpa,
dark patterns,
refund denial,
dgca,
irdai,
rera,
trai,
rbi,
pillar |
| Encumbrance Certificate: How to Apply Online (2026)
[Encumbrance Certificate: How to Apply Online (2026) — RTI Wiki]
Last reviewed: 1 September 2026.
Quick R… |
| rti,
rera,
encumbrance,
certificate |
| Builder or RWA Took Your Parking? Reclaim It
Quick Reply: Stilt and open parking are common areas Nahalchand, SC 2010 . Claim a refund via RERA, handle the RWA… |
| apartment,
parking,
sold,
illegally,
builder,
rwa,
common,
area,
rera,
mofa,
stilt,
open,
2026 |
| Redevelopment Consent: An Owner Checklist
Quick Reply: Redevelopment agreement on the table? The consent percentage, carpet-area, rent and corpus clauses to ch… |
| apartment,
redevelopment,
2026,
india,
rera,
owner,
consent,
rti |
| Builder Changed Layout or Carpet Area After Booking?
Quick Reply: Builder altered the layout, cut amenities or shrunk your carpet area? RERA Section 14 needs y… |
| rti,
rera,
refund,
builder,
changed,
layout,
amenities,
carpet |
| Builder Changed Payment Schedule After Booking?
Quick Reply: A builder cannot rewrite your instalment plan after booking. The registered agreement governs unde… |
| rera,
builder,
changed,
payment,
schedule,
booking,
agreement,
lets |
| Clubhouse Promised but Never Built: Enforce It
Quick Reply: Brochure promised a clubhouse, pool and gym that never came? Sections 11, 12 and 14 of RERA make th… |
| rera,
clubhouse,
promised,
never,
completed,
enforce,
brochure,
promise |
| Builder Delayed the Conveyance Deed: Society Title
Quick Reply: Builder has not executed the conveyance deed? RERA Section 17 fixes 3 months from the OC. Steps… |
| rera,
oci,
builder,
delayed,
conveyance,
deed,
society,
gets |
| Moved In but No Permanent Electricity Connection?
Quick Reply: Flat on builder DG power after possession? Electricity Act section 43, DISCOM connection timelin… |
| rera,
fir,
moved,
still,
permanent,
electricity,
connection,
five |
| No Water Connection After Possession? Pick Your Route
Quick Reply: Tanker water after possession? Use RERA if the builder never applied, or citizen charter and… |
| rera,
service,
municipal,
water,
connection,
possession,
pick,
route |
| Builder Delays Maintenance Transfer: Takeover Steps
Quick Reply: Builder won't hand maintenance to your society? A worked reconciliation example, the takeover … |
| builder,
delays,
maintenance,
transfer,
rwa,
rera,
consumer,
complaint,
incomplete,
amenities,
possession,
homebuyer,
compensation,
2026 |
| Maintenance Before Possession or OC: Builder Charges
Quick Reply: Builder demanding maintenance before the OC or possession? Stage-wise table of what is charge… |
| builder,
maintenance,
before,
possession,
occupancy,
certificate,
oc,
rera,
complaint,
rti,
municipal,
corporation,
illegal,
demand,
compensation,
2026 |
| Builder Has the OC but Will Not Hand Over Your Flat?
Quick Reply: OC issued but builder stalling on keys and documents? Your RERA section 19 rights, the fit-ou… |
| rera,
builder,
hand,
flat,
use,
section,
rights |
| Builder Ignores Defect Complaints? Use the 5-Year Rule
Quick Reply: Seepage or cracks after possession? RERA Section 14 3 gives 5 years of defect liability and… |
| rera,
builder,
ignores,
defect,
liability,
complaints,
rule,
use |
| Builder demanding maintenance charges before possession?
Quick Reply: A builder cannot lawfully demand maintenance, corpus, or taxes before possession and the … |
| builder,
maintenance,
charges,
before,
possession,
rera,
consumer,
forum,
rwa,
sinking,
fund,
advance,
rti,
2026 |
| Builder Will Not Execute the Conveyance Deed?
Quick Reply: Builder won't convey the deed or form your society? Form it, demand conveyance under RERA Section 17… |
| conveyance,
deed,
2026,
builder,
rera,
rti,
india,
society |
| Builder Not Forming the Society: Your First Five Actions
Quick Reply: Builder refusing to form your housing society or association? RERA Section 11 4 e duty, t… |
| rera,
fir,
oci,
builder,
forming,
society,
first,
five |
| Builder Not Handing Over Common Areas: The Law
Quick Reply: Builder keeping the clubhouse, basements or garden locked? RERA Section 17 handover of common areas… |
| rera,
builder,
handing,
common,
areas,
law,
actually,
requires |
| Builder Not Giving the Occupancy Certificate Copy?
Quick Reply: The OC is a public record with the municipal authority. Get a certified copy by RTI for Rs 10, … |
| pan,
rti,
rera,
builder,
giving,
occupancy,
certificate,
copy |
| Builder Refuses Allotment Cancellation Refund
Quick Reply: Cancelled a flat booking and the builder holds your money? Who defaulted decides it: refund with int… |
| rera,
refund,
builder,
refuses,
allotment,
cancellation,
rule,
applies |
| Corpus Fund and Records Not Handed Over
Quick Reply: Builder or outgoing RWA refusing to transfer the corpus, IFMS and audited accounts? Decision routes: RERA,… |
| rti,
rera,
maintenance,
corpus,
fund,
accounts,
records,
handed |
| Car Parking Location Changed After Allotment
Quick Reply: Builder shifted your parking slot after allotment? Covered garages can be sold, stilt and open parkin… |
| rera,
car,
parking,
location,
changed,
allotment,
slot,
law |
| Builder promised a clubhouse but never built it
[Builder promised a clubhouse but never built it — RTI Wiki]
Quick Reply: Your builder showed a clubhouse in t… |
| clubhouse,
2026,
india,
rera,
builder,
amenity,
rti |
| Builder Not Transferred the Corpus Fund? Force Handover
Quick Reply: Society formed but the builder has not transferred the corpus fund or interest-bearing dep… |
| rera,
oci,
builder,
transferred,
corpus,
fund,
society,
force |
| Possession Delayed? Your RERA Section 18 Remedy
Quick Reply: Flat possession delayed past the promised date? RERA Section 18 lets you take a refund with intere… |
| rera,
refund,
possession,
delayed,
beyond,
promised,
date,
section |
| Earnest Money Refund Pending on a Property Booking
Quick Reply: Builder or seller holding your flat booking earnest money? Forfeiture limits, RERA Section 18 r… |
| rera,
property,
refund,
earnest,
money,
pending,
booking |
| Gym or Amenity not Delivered: What to Do Next
Quick Reply: India guide for gym or amenity not delivered: 30-second answer, documents, escalation matrix, compla… |
| rera,
2026,
india,
gym,
amenity,
not,
delivered,
builder,
refund,
complaint |
| Occupancy Certificate Application Delayed
Practical steps for occupancy certificate application stuck after construction completion: collect proof, file a prec… |
| occupancy,
certificate,
delayed,
municipal,
corporation,
rti,
compounding,
regularization,
rera,
2026 |
| Parking Allocation Changed after Allotment: What to Do Next
Quick Reply: India guide for parking allocation changed after allotment: 30-second answer, document… |
| parking,
2026,
india,
allocation,
changed,
rera,
builder,
rwa,
dispute |
| Transit Rent or Corpus Not Paid in Redevelopment
You moved out for redevelopment on the promise of monthly transit rent and a corpus payment, and now the devel… |
| rera,
oci,
builder,
paying,
transit,
rent,
corpus,
redevelopment |
| RERA Order Passed but Builder Will Not Pay
You fought your case at the state RERA authority and won. The order says the builder must refund your money with int… |
| rti,
rera,
refund,
order,
passed,
builder,
paying,
execution |
| RERA Order not Complied with: What to Do Next
Quick Reply: India guide for rera order not complied with: 30-second answer, documents, escalation matrix, compla… |
| rera,
2026,
india,
order,
not,
complied,
execution,
petition,
builder,
penalty |
| RERA Project Registration Expired or Lapsed? Buyer Guide
You opened your state RERA portal, searched your project, and the registration shows “expired” or “lap… |
| rera,
project,
registration,
expired,
lapsed,
buyer,
action |
| Society NOC for Flat Sale Denied? Action Plan
Your housing society is refusing to issue an NOC for your flat sale, or demanding an unofficial “donation” on top… |
| consumer,
rera,
oci,
society,
noc,
flat,
sale,
denied |
| How to File a RERA Complaint 2026
[How to File a RERA Complaint 2026 - RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak.
Quick Repl… |
| rera,
file,
complaint |
| How to Check a RERA Project 2026
[How to Check a RERA Project 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak.
Quick Reply: … |
| rera,
project,
property |
| RERA 5-Year Defect Rule: Make a Builder Fix Flat Defects
[RERA 5-Year Defect Rule: Make a Builder Fix Flat Defects — RTI Wiki]
Quick Reply: RERA Section 14 ma… |
| rera,
2026,
india,
structural,
defect,
builder,
complaint,
section,
14,
5,
year,
rti |