| Page | Description | Differences | Tags |
|---|
| Aadhaar Enabled Payment System (AePS) Fraud Guide (2026)
[Aadhaar Enabled Payment System (AePS) Fraud Guide (2026) — RTI Wiki]
Quick Reply: Stop AePS fraud: 2… |
| aadhaar,
banking,
fir,
bns,
bnss,
enabled,
payment,
system |
| AI Voice Scam in India: Spot, Stop & Recover (2026)
[AI Voice Scam Recovery 2026 — RTI Wiki]
Quick Reply: Got a panic call from a relative whose voice was clo… |
| ai,
voice,
scam,
india,
deepfake,
clone,
family,
emergency,
vishing,
1930,
ncrp,
rbi,
master,
direction,
july,
2017,
cert-in,
ciad-2024-0084,
bns,
318,
it,
act,
66d,
banking,
ombudsman,
2021,
safe,
word,
citizen-crisis,
2026 |
| This page has moved
[This page has moved — RTI Wiki]
Quick Reply: This page has moved to the Banking and Finance section of RTI Wiki.
This article has been m… |
| banking,
rti,
page,
moved |
| ATM Cash Not Dispensed but Account Debited: Reversal Guide (2026)
[ATM Cash Not Dispensed but Account Debited: Reversal Guide (2026) — RTI Wiki]
Quick Reply: … |
| banking,
rbi,
compensation,
atm,
cash,
dispensed,
account,
debited |
| This page has moved
[This page has moved — RTI Wiki]
Quick Reply: This page has moved to the Banking and Finance section of RTI Wiki.
This article has been m… |
| banking,
rti,
page,
moved |
| ATM Fraud Recovery in India (2026 Playbook)
[ATM Fraud Recovery 2026 — RTI Wiki]
Quick Reply: ATM ate your money or someone cloned your card? Recover under RB… |
| atm,
fraud,
recovery,
cash,
not,
dispensed,
card,
cloning,
skimming,
rbi,
master,
direction,
july,
2017,
zero,
liability,
1930,
ncrp,
npci,
dispute,
banking,
ombudsman,
2021,
bns,
318,
it,
act,
66c,
citizen-crisis,
2026 |
| Bank Account Frozen? Defreeze Playbook 2026
[Bank Account Freeze Recovery 2026 — RTI Wiki]
Quick Reply: Bank account frozen by cyber cell or police? Get it un… |
| bank,
account,
freeze,
recovery,
rbi,
master,
direction,
2024,
bnss,
section,
107,
banking,
ombudsman,
2021,
cyber,
1930,
ncrp,
cfcfrms,
lien,
debit,
defreeze,
eow,
gst,
income,
tax,
citizen-crisis,
2026 |
| Bank Criminal Case After OTS Loan Settlement
[Bank Criminal Case After OTS Loan Settlement — RTI Wiki]
Quick Reply: Bank accepted your OTS, then filed a cheat… |
| bank,
criminal,
case,
loan,
settlement,
ots,
quashed,
section,
482,
crpc,
accord,
satisfaction,
no,
dues,
certificate,
rbi,
circular,
cibil,
banking,
ombudsman,
2026 |
| Bank Locker Jewellery Lost: RBI Compensation Rule in Simple Words
[Real photo of a bank vault used to explain bank locker safety and compensation rules]
Quick… |
| banking,
locker,
rbi,
compensation,
jewellery,
consumer rights,
finance legal,
bank,
lost,
100,
times,
rent,
theft,
fire,
ombudsman,
consumer,
complaint,
rti,
2026 |
| Banking & Insurance RTI — PSU bank / LIC records (2026)
[Banking & Insurance RTI — PSU bank / LIC records (2026)]
Quick Reply: PSU bank / LIC delays your clai… |
| rti,
banking,
insurance,
lic,
psu,
tier-2,
2026 |
| Banking Ombudsman RB-IOS 2021 - full walkthrough citizen guide 2026
[Banking Ombudsman RB-IOS 2021 - full walkthrough citizen guide 2026 — RTI Wiki]
If you li… |
| banking,
rbi,
ombudsman,
ios,
full,
walkthrough |
| Bank Account Frozen? Unfreeze It 2026
[Bank Account Frozen? Unfreeze It 2026, RTI Wiki citizen guide]
Reviewed on 2026-06-20 by Dr. Shrawan Kumar Pathak.
Qui… |
| bank,
account,
freeze,
unfreeze,
kyc,
pmla,
ed,
attachment,
banking,
ombudsman,
rti,
2026 |
| ATM cash not dispensed but debited — RTI guide (2026)
[ATM cash not dispensed but debited — RTI guide (2026) — RTI Wiki]
Quick Reply: Under RBI Master Directi… |
| banking,
atm-cash-not-dispensed,
citizen-services,
rti-fallback |
| Bank loan rejection — reasons + RTI route (2026)
[Bank loan rejection — reasons + RTI route (2026) — RTI Wiki]
Quick Reply: Bank must give written rejection r… |
| banking,
bank-loan-rejection,
citizen-services,
rti-fallback |
| Banking Ombudsman complaint — 2026 guide
[Banking Ombudsman complaint — 2026 guide — RTI Wiki]
Quick Reply: Banking Ombudsman is RBI-appointed adjudicator for… |
| banking,
banking-ombudsman,
citizen-services,
rti-fallback |
| Credit card dispute — chargeback + RTI guide (2026)
[Credit card dispute — chargeback + RTI guide (2026) — RTI Wiki]
Quick Reply: Credit card disputes: file w… |
| banking,
credit-card-dispute,
citizen-services,
rti-fallback |
| Bank KYC issues — block, freeze, periodic update (2026)
[Bank KYC issues — block, freeze, periodic update (2026) — RTI Wiki]
Quick Reply: KYC required: at acc… |
| banking,
kyc-issues,
citizen-services,
rti-fallback |
| RBI complaint — when bank ombudsman fails (2026)
[RBI complaint — when bank ombudsman fails (2026) — RTI Wiki]
Quick Reply: Reserve Bank Integrated Ombudsman … |
| banking,
rbi-complaint,
citizen-services,
rti-fallback |
| Banking — Bank Fraud + RTI Command Desk (India 2026)
[Banking — Bank Fraud + RTI Command Desk (India 2026) — RTI Wiki]
This is the banking command desk for In… |
| banking,
rbi,
banking ombudsman,
upi fraud,
aeps,
atm dispute,
rbi circular,
loan emi,
kyc,
bns 318,
it act 66d |
| One Family, Many Government Offices: How Mahesh Found His Way
Quick Reply: One middle-class family, a dozen stuck schemes, one accident. A real story of findin… |
| pension,
banking,
police,
insurance,
one,
family,
many,
government |
| RBI Zero-Balance Account: New Free Services From April 2026
[RBI Zero-Balance Account: New Free Services From April 2026 — RTI Wiki]
Quick Reply: From 1 April… |
| banking,
rbi,
service,
zero,
balance,
account,
free,
services |
| Mudra Loan Status Check 2026: Shishu, Kishore, Tarun and Tarun Plus
Quick Reply: Check your PMMY Mudra loan status via Udyamimitra or Jan Samarth. Shishu up to… |
| mudra,
loan,
status,
pmmy,
shishu,
kishore,
tarun,
udyam,
registration,
banking,
ombudsman,
rti,
2026 |
| This page has moved
[This page has moved — RTI Wiki]
Quick Reply: This page has moved to the Banking and Finance section of RTI Wiki.
This article has been m… |
| banking,
rti,
page,
moved |
| CIBIL Score Dispute and Correction 2026
[Step-by-step guide to disputing a wrong CIBIL or credit bureau entry in 2026, showing four bureau dispute portals and … |
| 2026,
citizen-guide,
status-check,
legal-finance,
consumer-rights,
india,
cibil,
credit,
score,
dispute,
correction,
error,
rbi,
banking,
ombudsman |
| Citizen Crisis Response Network (CCRN) — India 2026
[Citizen Crisis Response Network (CCRN) — India 2026 — RTI Wiki]
Quick Reply: Comprehensive citizen crisis… |
| banking,
rti,
consumer,
fir,
bns,
crisis,
response,
network |
| Citizen Intelligence — how Indian complaint systems really work (2026)
[Citizen Intelligence — how Indian complaint systems really work (2026) — RTI Wiki]
Qui… |
| epf,
epfo,
pf,
banking,
insurance,
intelligence,
indian,
complaint |
| Banking Ombudsman (RBI) Complaint 2026
Quick Reply: File a free bank complaint under RB-IOS 2021. Complain to bank first, wait 30 days, then use cms.rbi.org.in… |
| banking,
2026,
india,
ombudsman,
rbi,
complaint,
bank,
grievance |
| Cooperative Society Fraud India — Banking + Housing (2026)
[Cooperative Society Fraud India — Banking + Housing (2026) — RTI Wiki]
Quick Reply: Report coopera… |
| banking,
fir,
bns,
rbi,
oci,
cooperative,
society,
fraud |
| Subject-specific tracks — RTI Wiki Citizen Guide 2026
[Subject-specific RTI tracks — RTI Wiki CPD]
Quick Reply: Subject-specific tracks — RTI Wiki Citizen Gui… |
| cpd,
subject-tracks,
specialised,
police,
medical,
education,
banking,
tax |
| Credit Card Charges in India: Every Fee Explained (2026)
[Customer checking credit card charges after a market payment]
Quick Reply: Credit Card Charges in In… |
| credit-card,
banking,
rbi-rules,
consumer-rights,
financial-literacy,
credit,
card,
2026,
charges,
india,
rti,
rbi,
ombudsman |
| Credit Card Settlement and CIBIL: Closed vs Settled in Simple Words
[Real photo of credit cards used to explain credit card settlement and CIBIL reporting]
Qu… |
| credit card,
cibil,
settlement,
banking,
recovery agents,
finance legal,
credit,
card,
closed,
score,
rbi,
master,
direction,
written,
off,
noc,
bureau,
dispute,
rti,
2026 |
| Hard Credit Enquiry Without Consent: CIBIL and Credit Bureau Dispute Guide
[Hard credit enquiry without consent dispute guide]
An unknown hard enquiry is a wa… |
| credit-report,
cibil,
credit-bureau,
rbi,
hard-enquiry,
identity-theft,
banking,
complaint,
india |
| Credit Score Damaged? Repair Playbook 2026
[Credit Score Recovery 2026 — RTI Wiki]
Quick Reply: Low CIBIL because of bank error, fake loan, or settled-not-clo… |
| credit,
score,
recovery,
cibil,
equifax,
experian,
crif,
highmark,
dispute,
cic,
act,
2005,
section,
21,
rbi,
master,
direction,
august,
2024,
banking,
ombudsman,
2021,
settled,
vs,
closed,
identity,
theft,
fake,
loan,
citizen-crisis,
2026 |
| SIM Swap Fraud: Detect and Report 2026
Quick Reply: SIM swap fraud hands your number to a criminal who drains your bank via OTP. Detect it, block the rogue SIM… |
| sim,
swap,
2026,
india,
fraud,
otp,
banking,
cyber,
crime,
1930,
trai,
rbi,
ombudsman,
zero,
liability |
| Dormant Bank Account: Reactivate or Claim Unclaimed Deposit
[Dormant bank account reactivation and UDGAM unclaimed deposit claim]
Old bank accounts often disa… |
| banking,
dormant-account,
inoperative-account,
unclaimed-deposit,
udgam,
kyc,
rbi,
complaint,
india |
| Education Loan Harassment Recovery — RBI Fair Practices Code (2026)
[Education Loan Harassment Recovery — RBI Fair Practices Code (2026) — RTI Wiki]
Quick Rep… |
| banking,
rbi,
loan,
education,
harassment,
recovery,
fair,
practices |
| Someone Withdrew My PF? EPFO Fraud Recovery — citizen guide 2026
[Someone Withdrew My PF? EPFO Fraud Recovery — citizen guide 2026 — RTI Wiki]
Quick Reply: PF… |
| epfo,
pf,
withdrawal,
fraud,
unauthorised,
recovery,
epfigms,
police,
fir,
rti,
cybercrime,
banking,
ombudsman,
2026 |
| NEFT, IMPS or RTGS Failed: Refund Timeline and Complaint Route
[Failed NEFT, IMPS or RTGS transaction refund timeline in India]
Money moves fast, but failed t… |
| banking,
rbi,
neft,
imps,
rtgs,
failed-transaction,
refund,
complaint,
ombudsman,
india,
2026,
failed,
transaction,
auto,
reversal |
| Fake APK App Installation Scam India — Detection, Cleanup, Recovery (2026)
[Fake APK App Installation Scam India — Detection, Cleanup, Recovery (2026) — RTI Wi… |
| fake,
apk,
scam,
2026,
cybercrime,
1930,
india,
banking,
fraud,
rti,
installation |
| FASTag Blacklisted Despite Balance: Fix and Refund (2026)
[FASTag Blacklisted Despite Balance: Fix and Refund (2026) — RTI Wiki]
Quick Reply: FASTag shows bla… |
| banking,
fastag,
toll,
refund,
blacklisted,
despite,
balance,
fix |
| FASTag Double Deduction at Toll: Complaint and Refund Guide (2026)
[FASTag Double Deduction at Toll: Complaint and Refund Guide (2026) — RTI Wiki]
Quick Reply… |
| banking,
upi,
fastag,
toll,
refund,
double,
deduction,
complaint |
| Is FD Interest Commercial? Consumer Court vs Bank: SC 2026
[Is FD Interest Commercial? Consumer Court vs Bank: SC 2026 — RTI Wiki]
Quick Reply: Earning intere… |
| fd,
commercial,
purpose,
consumer,
court,
protection,
act,
banking,
rti,
2026 |
| Guarantor not liable for over-drawn loan above sanctioned limit 2026
[Guarantor not liable for over-drawn loan above sanctioned limit 2026 — RTI Wiki]
You sto… |
| guarantor,
liability,
2026,
surety,
discharge,
section,
134,
indian,
contract,
act,
rti,
india,
banking |
| Home Loan EMI Dispute, RBI Banking Ombudsman, citizen guide 2026
[Home Loan EMI Dispute, RBI Banking Ombudsman, citizen guide 2026 — RTI Wiki]
If your home lo… |
| banking,
consumer,
rbi,
loan,
home,
emi,
dispute,
ombudsman |
| Bank Not Returning Property Papers After Loan Closure
[Bank not returning original property papers after loan closure]
Closing a home loan or mortgage loan sh… |
| banking,
loan-closure,
property-documents,
home-loan,
nbfc,
rbi,
compensation,
complaint,
india |
| Loan Penal Charges by Bank or NBFC: Refund Complaint Route
[Loan penal charges by bank or NBFC and RBI complaint route]
Many borrowers see extra debits after … |
| banking,
loan,
penal-charges,
nbfc,
fair-lending,
rbi,
kfs,
complaint,
refund,
india |
| NACH or ECS Debit Without Consent: Cancel Mandate and File RBI Complaint
[NACH or ECS unauthorised debit complaint and mandate cancellation guide]
A NACH or E… |
| banking,
rbi,
nach,
ecs,
mandate,
auto-debit,
unauthorised-transaction,
complaint,
consumer-rights,
india,
cancel,
unauthorised,
debit,
limited,
liability,
framework,
ombudsman,
2026 |
| This page has moved
[This page has moved — RTI Wiki]
Quick Reply: This page has moved to the Banking and Finance section of RTI Wiki.
This article has been m… |
| banking,
rti,
page,
moved |
| Online Payment Fraud Recovery in India
[Online Payment Fraud Recovery in India — RTI Wiki]
Quick Reply: Lost money to UPI, card or netbanking fraud in India. … |
| banking,
upi,
fir,
rbi,
1930,
payment,
fraud,
recovery |
| PAN/Aadhaar Identity Theft: Recovery in India (2026)
[PAN Aadhaar Fraud Recovery 2026 — RTI Wiki]
Quick Reply: Someone used your PAN/Aadhaar for fake loans, G… |
| pan,
aadhaar,
identity,
theft,
recovery,
maadhaar,
biometric,
lock,
ais,
26as,
cibil,
equifax,
experian,
crif,
highmark,
uidai,
grievance,
it,
act,
66c,
bns,
318,
29,
dpdp,
2023,
banking,
ombudsman,
2021,
gst,
cancellation,
citizen-crisis,
2026 |
| PM Jan Dhan Yojana (PMJDY) 2026
[PM Jan Dhan Yojana (PMJDY) 2026 — RTI Wiki]
Quick Reply: PM Jan Dhan Yojana 2026 — zero-balance bank account + RuPay debit ca… |
| jan-dhan,
pmjdy,
banking,
financial-inclusion,
2026,
pm,
jan,
dhan,
yojana,
zero,
balance,
account,
rupay,
card,
overdraft,
accident,
insurance,
financial,
inclusion,
rti |
| Cheque Rejected Under Positive Pay System: What to Do
[Cheque Rejected Under Positive Pay System: What to Do — RTI Wiki]
Quick Reply: Positive Pay System cheq… |
| positive,
pay,
cheque,
rejected,
dispute,
rbi,
banking,
ombudsman,
consumer,
complaint,
rti,
fraud,
prevention,
2026 |
| FD Still Under Lien After You Closed the Loan or Guarantee? Here Is the Fix
Quick Reply: Loan closed, NOC in hand, FD still lien-marked? The release is a manua… |
| banking,
rbi,
loan,
still,
lien,
closed,
guarantee,
fix |
| ECS Debit After Bank Account Closure: Recover the Money
Quick Reply: You closed your bank account but an ECS or NACH debit still went through. Here is how to r… |
| ecs,
2026,
india,
debit,
after,
closure,
refund,
banking,
ombudsman,
consumer |
| Education Loan CSIS Interest Subsidy Not Credited: How to Fix It
Quick Reply: CSIS interest subsidy missing from your education loan? Check the Canara nodal po… |
| csis,
interest,
subsidy,
education,
loan,
ews,
income,
certificate,
banking,
ombudsman,
rti,
2026 |
| NEFT/RTGS to Wrong Account: How to Get a Refund
[NEFT/RTGS to Wrong Account: How to Get a Refund — RTI Wiki]
Quick Reply: Sent an NEFT, RTGS or IMPS transfer … |
| neft,
rtgs,
wrong,
account,
refund,
banking,
ombudsman,
rbi,
police,
complaint,
civil,
suit,
rti,
2026 |
| Screen Sharing Fraud through Banking App: What to Do Next
This guide is for a person, family, small business or professional facing screen sharing fraud throug… |
| screen,
sharing,
fraud,
banking,
app,
anydesk,
teamviewer,
cyber,
crime,
1930,
recover,
complaint,
rbi,
ombudsman,
rti,
prevention,
2026 |
| Wrong Beneficiary Added in Net Banking: What to Do Next
This guide is for a person, family, small business or professional facing wrong beneficiary added in ne… |
| wrong,
beneficiary,
net,
banking,
upi,
remove,
freeze,
recover,
cyber,
fraud,
police,
complaint,
rti,
unjust,
enrichment,
2026 |
| QR Code Scam Recovery in India: 2026 Playbook
[QR Code Scam Recovery 2026 — RTI Wiki]
Quick Reply: Scammer asked you to scan a QR to receive money — and ₹X di… |
| qr,
code,
scam,
upi,
fraud,
quishing,
collect,
request,
1930,
ncrp,
rbi,
master,
direction,
july,
2017,
npci,
dispute,
banking,
ombudsman,
2021,
bns,
318,
it,
act,
66d,
citizen-crisis,
2026 |
| Check Payee Name Before NEFT/RTGS: RBI Free Name Look-up
[Check Payee Name Before NEFT/RTGS: RBI Free Name Look-up — RTI Wiki]
Quick Reply: Before any big NEF… |
| rbi,
beneficiary,
name,
lookup,
neft,
rtgs,
npci,
wrong,
transfer,
banking,
ombudsman,
rti,
2026 |
| RBI Ombudsman 2026: Bank Complaint up to Rs 30 Lakh
[RBI Ombudsman 2026: Bank Complaint up to Rs 30 Lakh — RTI Wiki]
Quick Reply: RBI Integrated Ombudsman Sch… |
| rbi,
integrated,
ombudsman,
scheme,
2026,
complaint,
30,
lakh,
banking,
nbfc,
deficiency,
service |
| RBI Ombudsman Complaint Closed or Rejected: Next Steps
[RBI Ombudsman complaint closed or rejected next steps]
An RBI complaint can close without relief. That… |
| banking,
rbi-ombudsman,
cms,
complaint,
appeal,
grievance,
bank,
rbi,
india |
| Report Scam Call Number 2026 - citizen guide
[Three reporting channels for scam calls in India: Chakshu portal, cybercrime helpline 1930, and TRAI DND 1909.]
… |
| 2026,
citizen-guide,
status-check,
legal-finance,
consumer-rights,
india,
report,
scam,
call,
number,
cybercrime,
gov,
in,
1930,
helpline,
trai,
dnd,
sanchar,
saathi,
sim,
deactivation,
banking,
fraud,
rti |
| Salary Credited But Balance Not Updated? — citizen guide 2026
[Salary Credited But Balance Not Updated? — citizen guide 2026 — RTI Wiki]
Quick Reply: Salary c… |
| salary-credited-balance-not-updated,
salary-not-reflecting,
bank-balance-issue,
available-vs-ledger-balance,
neft-salary-delay,
rbi-ombudsman-salary-complaint,
lien-hold-salary,
upi-balance-issue,
rti-salary-credit-delay,
bank-complaint-docket-number,
salary-account-zero-balance,
tat-compensation-100-per-day,
banking-grievance-india,
salary,
credited,
balance,
not,
updated,
2026,
bank,
account,
hold,
lien,
kyc,
freeze,
banking,
ombudsman,
rbi,
rti |
| Scammed on UPI? Recovery Playbook 2026
[Scammed on UPI Recovery 2026 — RTI Wiki]
Quick Reply: Scammed on UPI? The first 30 minutes decide. Recover with 1930 +… |
| upi,
scam,
recovery,
1930,
ncrp,
rbi,
master,
direction,
july,
2017,
zero,
liability,
banking,
ombudsman,
2021,
npci,
odr,
bns,
318,
it,
act,
66d,
induced,
authorisation,
citizen-crisis,
2026 |
| Telegram Investment Scam Recovery in India (2026)
[Telegram Investment Scam 2026 — RTI Wiki]
Quick Reply: Lured into a Telegram / WhatsApp investment group, t… |
| telegram,
investment,
scam,
pig,
butchering,
sha,
zhu,
pan,
whatsapp,
fraud,
sebi,
scores,
unregistered,
advisor,
bns,
318,
it,
act,
66d,
rbi,
1930,
ncrp,
banking,
ombudsman,
2021,
rules,
takedown,
citizen-crisis,
2026 |
| Banking, Finance & Money
[Banking, Finance & Money — RTI Wiki]
Quick Reply: Banking, Finance & Money — citizen guides, RTI templates, and legal resources from… |
| banking,
rti,
finance,
money |
| UPI AutoPay Debit After Free Trial: Cancel Mandate and Get Refund
[Real photo of a mobile payment at a counter, used to explain recurring digital payment manda… |
| upi,
autopay,
subscription,
fraud,
banking,
cyber fraud,
finance legal |
| This page has moved
[This page has moved — RTI Wiki]
Quick Reply: This page has moved to the Banking and Finance section of RTI Wiki.
This article has been m… |
| banking,
rti,
page,
moved |
| )
metatag-robots=(index,follow,max-snippet:-1,max-image-preview:large)
metatag-article:author=(Dr. Shrawan Kumar Pathak)
metatag-article:section=(Sarkari Yojana… |
| yojana,
sarkari-yojana,
pm-jan-dhan,
financial-inclusion,
banking,
zero-balance-account,
bsbd,
rupay,
overdraft,
dbt,
rupee-card |