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1Articles & guides
57…egistration stuck? File one RTI]] [[rti-mudra-loan-rejected|Mudra loan rejected? File one RTI to find out why]] [[rti-myths|Common RTI Myths Busted — what you can and cannot ask (2026)]] [[rti-news|RTI News & Weekly Upda…
/all-guides
…rrowers who have successfully repaid an earlier Tarun loan. MUDRA loans are non-corporate, non-farm small-business loans, collateral free (covered under CGTMSE CGFMU), routed through public sector banks, private banks, R…
/apply-mudra-tarun-loan-up-10-lakh-2026
…ormation.wikiogcheck-status-mudra-loan-status.webp?1200x675|Mudra Loan Status help desk scene}} Reviewed on: 2026-06-19. Direct answer. To check your Pradhan Mantri Mudra Yojana loan status, log in with your r…
/check-status/mudra-loan-status
…rtners, CIBIL ≥ 700 (most lenders). Other product families: Mudra loan (PMMY) up to ₹10 lakh through any bank, Stand-Up India for SCSTWoman entrepreneurs ₹10 lakh-1 crore. CGTMSE guarantee covers the lender for 75-85% of…
/apply-business-loan-msme-cgtmse-2026
…rty papers. You do not need a guarantor in the usual sense. Mudra loans are collateral-free, backed for the lender by the Credit Guarantee Fund for Micro Units (CGFMU). That guarantee protects the bank, so it has less re…
/yojana/mudra-yojana
…Visit any PSU bank, private bank, or RRB branch. - Ask for "Mudra loan PMMY". - Submit form + documents. - Officer assesses + visits business (KishoreTarun). - Decision in 7–15 days. - On sanction: loan agreement, EMI au…
/pm-mudra-yojana
{{:social:auto:yojana-pm-svanidhi-photo-20260702.webp?direct&1200|Street vendor discussing PM SVANidhi loan papers at her food cart}} Friend, if you push a vegetable cart, run a tea stall, sell fruit on a footpath, or la…
/yojana/pm-svanidhi
This is the banking command desk for India 2026. You will find 51+ citizen-tested guides spanning UPI and AEPS fraud recovery, UPI AutoPay subscription debits, NACH and ECS auto-debit disputes, credit-report errors, cred…
/banking/start
…h the portal. Vendors with [[check-status:mudra-loan-status|MUDRA loans]] through the same lender can cross-check both accounts on the lender's app. The PM SVANidhi Mobile App (Android) replicates the portal's status fun…
/check-status/pm-svanidhi-status
…ered homestays — legal risks]] [[:pm-mudra-yojana|Apply for Mudra Loan — full guide]] [[:government-schemes-india-2026|All government schemes hub]] Tourism-scheme cross-references (relevant for homestay operators): [[:pm…
/government-schemes-homestay-owners-india-2026
{{ :social:auto:apply-mahila-udyam-nidhi-2026.png?direct&1200 |How to apply for Mahila Udyam Nidhi 2026 — RTI Wiki citizen guide}} Quick answer. Mahila Udyam Nidhi is a SIDBI-refinanced soft-loan scheme that …
/apply-mahila-udyam-nidhi-2026
{{:social:auto:yojana-pmay-urban-photo-20260702.webp?direct&1200|First time homebuyer family reviewing PMAY Urban subsidy papers}} Think of a young couple in a growing city. He drives a delivery van, she works at a nearb…
/yojana/pmay-urban
…o:rti-mudra-loan-rejected.webp?direct&1200 |Social auto rti mudra loan rejected}} Short version. PMMY (Pradhan Mantri Mudra Yojana) loans — Shishu (₹50K), Kishore (₹50K-5L), Tarun (₹5L-10L) — are processed by…
/rti-mudra-loan-rejected
… systemic fraud cracked. Hyderabad 2024 — scam disguised as MUDRA loan agent. Real MUDRA scheme has zero fee. Cyber cell investigated. Lender must be RBI-registered NBFC bank. No upfront fees beyond regulated ones. Manda…
/fake-loan-approval-scam
{{ :social:auto:apply-stand-up-india-loan-2026.png?direct&1200 |How to apply for Stand-Up India loan 2026 — RTI Wiki citizen guide}} Quick answer. Stand-Up India is a Government of India scheme launched on 5 …
/apply-stand-up-india-loan-2026
…e though — your father cannot also be enrolled. Q. I took a MUDRA loan in 2021. Can I apply now?\\ Yes — the 5-year cooling period would expire in 2026. Confirm at the CSC by checking your CIBIL portal eligibility status…
/apply-pradhan-mantri-vishwakarma-2026
…y compare PM SVANidhi with [[check-status:mudra-loan-status|Mudra loan status]] to understand which product better fits your situation once the SVANidhi tranche is cleared. No. The official Loan Operational Guidelines st…
/check-status/pm-svanidhi-rejected
{{https:righttoinformation.wikiogcheck-status-pm-vishwakarma-status.webp?1200x675|PM Vishwakarma Status help desk scene}} Reviewed on: 2026-06-19. Direct answer. Log in with your registered mobile number at [[…
/check-status/pm-vishwakarma-status
{{ :social:auto:apply-svanidhi-street-vendor-loan-2026.png?direct&1200 |How to apply for PM SVANidhi street vendor loan 2026 — RTI Wiki citizen guide}} Quick answer. PM SVANidhi (Pradhan Mantri Street Vendor'…
/apply-svanidhi-street-vendor-loan-2026
… amount needed is smaller, [[check-status:mudra-loan-status|MUDRA loans]] under Shishu, Kishore, or Tarun categories may be a better fit. Street vendors looking for smaller working capital can explore [[check-status:pm-s…
/check-status/stand-up-india-status
No, your bank cannot legally demand collateral or third-party guarantee for a Micro or Small Enterprise loan up to Rs 20 lakh. From 1 April 2026, RBI directions mandate that banks must not accept collateral security for …
/mse-collateral-free-loan-20-lakh-rbi-2026-india
Money is the most-asked welfare topic on RTI Wiki. India has 60+ active central financial schemes — banking access (Jan Dhan), micro-loans (Mudra), pension (Atal Pension), girl child savings (Sukanya), street vendor loan…
/financial-support-schemes-india
…y, bank's own Master Circular on home loans education loans Mudra loans (these are mostly already published under §4 proactive disclosure but ask if not).
[Your full name] [Your full postal address with PIN] [Phon…/rti-template-bank-pio-psu-2026
…TI for PM-Vishwakarma]] [[:rti-mudra-loan-rejected|RTI when Mudra loan rejected]] [[:rti-stand-up-india-loan|RTI for Stand-Up India loan]] [[:apply-pmfby-fasal-bima-yojana-2026|Apply for PMFBY Fasal Bima Yojana]] [[:rti-…
/government-schemes/start
{{ :social:auto:apply-india-2026-index.png?direct&1200 |Apply for any India government service — RTI Wiki 2026 master index}} Quick answer. This page is the single landing index for 98 step-by-step guides to applying for…
/apply-india-2026-index
Direct answer. Stand-Up India mandates every scheduled commercial bank branch to extend at least one ₹10 lakh – ₹1 crore loan to a SCST entrepreneur AND one to a woman entrepreneur for greenfield (first-time) ventures in…
/stand-up-india-scheme
…ate-Level Bankers Committee) — banking issues Bank refusing Mudra loan — try multiple banks; SLBC coordinator if blocked. ZED certification rejected — re-apply after addressing audit observations. %%GeM%% seller-rating l…
/audience/msme-entrepreneurs
{{:social:auto:yojana-kisan-credit-card-photo-20260702.webp?direct&1200|Farm family discussing Kisan Credit Card loan papers at a rural bank}} Start with one official number. The government has told Parliament that opera…
/yojana/kisan-credit-card
…). Last reviewed: 24 April 2026. [[:rti-mudra-loan-rejected|Mudra loan rejected? File one RTI to find out why]] [[:apply-mahila-udyam-nidhi-2026|How to apply for Mahila Udyam Nidhi — complete 2026 guide]] [[:apply-stand-…
/rti-stand-up-india-loan
{{:social:auto:yojana-pm-vishwakarma-photo-20260702.webp?direct&1200|Artisans working with tools under PM Vishwakarma Yojana}} A free certificate and ID card, a Rs 15,000 toolkit e-voucher, training with a Rs…
/yojana/pm-vishwakarma
…e downloaded. Two weeks later, I applied to BoB Surat for a Mudra loan of ₹8 lakh under MSME priority sector. Got approved at 9.65% versus the 11.15% rate they had quoted me earlier as a non-MSME — saving of about ₹6,000…
/register-udyam-msme-2026
…shed, or a retail input shop - may separately qualify for a MUDRA loan for that non-farm activity. The [[check-status:mudra-loan-status|MUDRA loan status]] guide covers the tracking steps for that route. KCC accounts are…
/check-status/kcc-status
{{ :social:auto:apply-pradhan-mantri-awas-plus-2026.png?direct&1200 |How to apply for PMAY-G via Awaas Plus 2026 — RTI Wiki citizen guide}} Quick answer. Awaas+ 2024-25 is the fresh exclusion-survey by the Mi…
/apply-pradhan-mantri-awas-plus-2026
…ase of death. e-Shram registered workers often qualify for: Mudra Loan — up to Rs 10 lakh for self-employed under PM-MUDRA. PM SVANidhi — Rs 10,000-50,000 working capital for street vendors. PM Vishwakarma — Rs 3 lakh sk…
/eshram-card-status-check-2026
…90 days for sanction PM-KISAN: 30 days for first instalment Mudra loan: 7–15 days at bank e-Shram: instant (online registration) Refuse and report. File complaint with: (a) District Magistrate, (b) State Vigilance, (c) L…
/government-schemes-india-2026
Direct answer. PM SVANidhi gives progressive working-capital loans to street vendors — ₹10,000 (1st), ₹20,000 (2nd, after on-time repayment), ₹50,000 (3rd, after second on-time). 7% interest subsidy (effective rate near …
/pm-svanidhi-yojana
{{ :social:auto:pm-vishwakarma-status-2026.png?direct&1200 |Indian artisan checking PM Vishwakarma Yojana status online in 2026}} Use only the official PM Vishwakarma portal to check application status or beneficiary det…
/pm-vishwakarma-status-2026
/yojana/start
…a internal-link audit 2026-04-24 [[:rti-mudra-loan-rejected|Mudra loan rejected? File one RTI to find out why]] — discovered via internal-link audit 2026-04-24 [[:rti-nsp-scholarship-pending|NSP scholarship not credited?…
/rti-property-mutation-delay
{{:social:auto:yojana-pm-suryaghar-photo-20260702.webp?direct&1200|Family and technician installing rooftop solar under PM Surya Ghar}} Want to cut your light bill with a subsidised rooftop solar panel? Here is what to d…
/yojana/pm-suryaghar
{{ :social:auto:apply-aatmanirbhar-bharat-rojgar-yojana-abry-2026.png?direct&1200 |How to apply for ABRY 2026 — RTI Wiki citizen guide}} Quick answer. Aatmanirbhar Bharat Rojgar Yojana (ABRY) is an EPF-subsid…
/apply-aatmanirbhar-bharat-rojgar-yojana-abry-2026
…gistration stuck? File one RTI]] [[:rti-mudra-loan-rejected|Mudra loan rejected? File one RTI to find out why]] [[:rti-certified-copies-government-records|Need a certified copy of a govt record? File one RTI]] [[:rti-nps…
/citizen-rti-playbook
…ion not credited? File one RTI]] [[:rti-mudra-loan-rejected|Mudra loan rejected? File one RTI to find out why]] [[:rti-aadhaar-update-not-reflected|Aadhaar update stuck? File one RTI to UIDAI]] [[:rti-anganwadi-services|…
/rti-kisan-credit-card-delayed
… schemes for homestay owners]] [[:pm-mudra-yojana|Apply for Mudra Loan — full guide]] [[:government-schemes-india-2026|Government schemes hub]] [[https:righttoinformation.wikitoolsai-rti-draft-app.html|AI RTI Drafter — g…
/swadesh-darshan-india-2026
{{ :social:auto:apply-naps-national-apprenticeship-2026.png?direct&1200 |How to apply for NAPS apprenticeship 2026 — RTI Wiki citizen guide}} Quick answer. NAPS — the National Apprenticeship Promotion Scheme …
/apply-naps-national-apprenticeship-2026
{{ :social:auto:apply-skill-india-pmkvy-2026.png?direct&1200 |How to apply for PMKVY 2026 — RTI Wiki citizen guide}} Quick answer. PMKVY (Pradhan Mantri Kaushal Vikas Yojana) is the flagship skill-development…
/apply-skill-india-pmkvy-2026
/mygov-myscheme-citizen-services-india
…rma scheme stuck? File one RTI]] [[:rti-mudra-loan-rejected|Mudra loan rejected? File one RTI to find out why]] [[:rti-aadhaar-update-not-reflected|Aadhaar update stuck? File one RTI to UIDAI]] [[:rti-anganwadi-services|…
/rti-msme-udyam-registration
…n only applies to plain unfurnished rentals, not homestays. MUDRA Loan (under Pradhan Mantri Mudra Yojana, Tarun tier up to Rs 10 lakh) at 9–11% interest is a clean fit for homestay setup. Detailed in [[:government-schem…
/start-profitable-homestay-india-2026
{{ :social:auto:rti-mudra-loan-rejected.webp?direct&1200 |सामाजिक स्वचालित आरटीआई मुद्रा ऋण अस्वीकृत}} संक्षिप्त संस्करण। पीएमएमवाई (प्रधान मंत्री मुद्रा योजना) ऋण — शिशु (₹50K), किशोर (₹50K-5L), तरुण (₹5L-10…
/hi/rti-mudra-loan-rejected
Direct answer. KCC gives farmers short-term + investment credit at 4% effective interest (after subvention) on amounts up to ₹3 lakh — no collateral up to ₹1.60 lakh. Issued by any PSUprivatecooperative bank. Now extende…
/kisan-credit-card
Direct answer. Pradhan Mantri Jan Dhan Yojana is India's financial-inclusion scheme — every Indian (10+) with Aadhaar can open a zero-balance bank account at any branch, any day, in 30 minutes. Comes with a free RuPay de…
/pm-jan-dhan-yojana
{{:social:auto:yojana-pm-jan-dhan.png?nolink&1200x675|Indian woman opening a PM Jan Dhan bank account at a banking correspondent counter.}} Dear friend, if you have never had a bank account of your own, this letter is fo…
/yojana/pm-jan-dhan
…dia-governance-schemes|💻 Digital India]] [[:pm-mudra-yojana|Mudra loan for small biz]] [[:pm-svanidhi-yojana|SVANidhi for vendors]] [[:financial-support-schemes-india|💰 Financial Support]] [[https:ondc.org|ONDC official]…
/ondc
{{:social:auto:audience-sc-st.png?direct&1200 |Government schemes for SCST in India — complete list (2026) — RTI Wiki}} Quick answer: India's 16.6% SC + 8.6% ST population (2011 census, total 25.2%) has 40+ c…
/audience/sc-st
{{ :social:auto:rti-kisan-credit-card-delayed.webp?direct&1200 |सामाजिक स्वचालित आरटीआई किसान क्रेडिट कार्ड विलंबित}} संक्षिप्त संस्करण। किसान क्रेडिट कार्ड (केसीसी) — जो सार्वजनिक क्षेत्र के बैंक क्षेत्रीय ग…
/hi/rti-kisan-credit-card-delayed
{{ :social:auto:rti-property-mutation-delay.webp?direct&1200 |सोशल ऑटो आरटीआई संपत्ति म्यूटेशन विलंब}} संक्षिप्त संस्करण। यदि आपकी संपत्ति म्यूटेशन (दाखिल-खारिज इंतखाब नामांतरण) तहसीलदार उप-पंजीयक पटवारी के प…
/hi/rti-property-mutation-delay