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Financial Schemes Finder — find every government scheme you qualify for

Tell us your state, age, gender, social category and what you do. We will filter 80+ central and major state schemes and show only the ones you qualify for. Download a personalised PDF.

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FAQ — Government schemes 101

Is this list official?

The dataset is curated from each scheme's official portal (PIB, MyScheme.gov.in, state DBT portals) and verified in May 2026. We do not run the schemes; we point you to the right official link. Always verify on the source site before applying.

I do not see my state's marquee scheme — why?

State schemes change frequently with each cabinet. We list ~5 to 10 of the largest schemes per state. If your state has a scheme we missed, write to us at contact.

How do I apply?

Each scheme card includes the official application portal URL. Most central schemes are now on MyScheme.gov.in. State schemes use state DBT portals or eDistrict / Seva Sindhu / e-Haqdarshak.

What if my application is delayed or rejected?

Use our free AI RTI Drafter to file an RTI to the implementing department asking for status, file noting and rejection reason. RTI is the fastest legal escalation when DBT or scheme money does not arrive.

Are these schemes taxable?

Most cash benefits to BPL / poor families are exempt. Pension income from APY / NPS, scholarship beyond ₹1.5 lakh, and loan-linked subsidies have specific tax rules — check Section 10(16) and 10(17) of the Income Tax Act.

Can NRIs / OCI cardholders apply?

No. Almost every scheme requires resident Indian status, often resident of a specific state for 5+ years. NRIs are eligible only for select agriculture schemes (PMFBY) on land they own in India.