• Aadhaar of all family members — Eligibility verification + biometric authentication at hospital
• Ration card — Family composition proof
• Mobile number (Aadhaar-linked) — For OTP-based authentication
• SECC 2011 ID number — If known; else search by name + state
• Income proof (for state top-up schemes) — Where state extends coverage
• Photograph (for printed card) — Recent, white background

• PM Letter (Ayushman card invitation) — Sent to verified beneficiaries — speeds enrollment
• Ration card type (BPL/AAY) — Strengthens eligibility claim
• Caste certificate — For SC/ST priority and state top-up schemes
• Job card MGNREGA — For rural beneficiaries — supplementary

• Eligibility: SECC 2011 deprivation criteria (D1-D7 categories) + occupation criteria. Rural: 6 deprivation criteria, urban: 11 occupational categories.
• Senior Citizens 70+: universal coverage announced 2024 — no SECC needed.
• Coverage: Rs. 5 lakh per family per year, secondary + tertiary care, 1,800+ procedures.
• Cashless treatment at empanelled hospitals (29,000+ across India). Show e-card + Aadhaar at admission.
• No fee for card; no premium; no enrollment cost.
• State top-ups — Maharashtra MJPJAY (+Rs. 1.5L), Punjab Sehat Sathi, MP Mukhyamantri Jeevan Suraksha extend coverage.

Online at beneficiary.nha.gov.in OR any empanelled hospital's Pradhan Mantri Aarogya Mitra (PMAM) OR Common Service Centre (CSC).

→ Official source: https://pmjay.gov.in/about/pmjay

If you are SECC-eligible but card not generated, file RTI to State Health Agency (SHA) under §6 for eligibility status + reason for non-issuance + projected issuance.

→ Use our 🪄 AI RTI Drafter to generate a free §6(1) application asking for the rejection reason in 60 seconds.

• Q: Am I eligible if my name isn't in SECC 2011? — Limited. Some states (Maharashtra, Punjab) added post-SECC categories. Check state-specific. Senior citizens 70+: universally eligible since 2024.
• Q: Hospital refused cashless — what to do? — Insist on PMAM contact at hospital. If still refused, file complaint at SHA + RTI for hospital empanelment terms.
• Q: Can I use card in any state? — Yes — full portability across India.
• Q: What's NOT covered? — OPD generally not covered. Pre-existing conditions covered. Specific exclusions: cosmetic, fertility (IVF), mental health (limited).
• Q: Premium? — ZERO premium for beneficiaries. Govt subsidises entirely.

1. Gather mandatory documents above before applying — saves a re-visit
2. Apply via official portal (link above) — no agent needed
3. Track status: see our status-check guides
4. If rejected for “documents inadequate”: request specific deficiency under §4(1)(d) RTI Act
5. For state-specific guidance: see state portals directory

• 🪄 AI RTI Drafter — type problem, get §6 application
• 🎤 AwaazRTI — voice-to-RTI in 11 Indian languages
• 🔮 Outcome Predictor — score draft win-likelihood
• ⚖️ First Appeal Generator — §19(1) draft on Day 31
• 📅 Timeline Calculator — track 30-day window

• Track status: How to check ayushman bharat status
• State-by-state: Ayushman Bharat across all 36 states
• If rejected, file RTI: Full RTI guide
• Citizen RTI playbook: All 100+ scenarios
• All documents checklists: All 30 checklists

• Statutory references: as cited in Specifications above
• Official portal: linked in “Where to apply” above
• RTI Act 2005 §§4, 6, 7, 19

Last reviewed: 25 April 2026.