How to check EPF balance + claim status (2026 — 5 official methods)

Direct answer. Open passbook.epfindia.gov.in, log in with your UAN + password, click View Passbook for the relevant PF number — your balance + employer-month-wise contributions appear. For claim status: same UAN portal → Online ServicesTrack Claim Status. Or give a missed call to 9966044425 from your UAN-registered mobile. EPFO's service-level agreement (SLA) is 20 working days for claim disposal.

Quick facts

What you need UAN (Universal Account Number) + Aadhaar-linked mobile
Official portal passbook.epfindia.gov.in
Mobile app Umang app (Google Play / App Store) → EPFO services
Missed call 9966044425 (free, instant SMS reply)
SMS EPFOHO UAN ENG to 7738299899 (English; replace ENG with HIN/MAR/etc.)
Claim SLA 20 working days from submission
Helpline 1800-118-005 (toll-free) · [email protected]
Statutory base Employees' Provident Fund Scheme 1952 + EPF & MP Act 1952

Step-by-step

  1. Get your UAN from your salary slip OR ask HR. UAN is 12 digits.
  2. Visit unifiedportal-mem.epfindia.gov.in and click Activate UAN (one-time, requires Aadhaar OTP).
  3. Log in to passbook.epfindia.gov.in with UAN + password.
  4. Click View Passbook for your PF account (multiple if you switched jobs). Each entry shows month, employer contribution, employee contribution, balance.
  5. For claim status: go back to main portal → Online ServicesTrack Claim Status. You see Form-19 (final settlement), Form-10C (pension withdrawal), Form-31 (advance) status.
  6. Download passbook PDF for records (top right of passbook view).

Real story from a citizen

What we hear from RTI Wiki users: Ramesh, a 39-year-old IT employee from Bengaluru, switched jobs in 2024 and noticed his old PF account was not transferring. His Form-13 transfer claim sat at “Under Process” for 47 days. He filed an RTI under §6 to the EPFO Regional Office Bengaluru asking (a) date of receipt of Form-13, (b) officer-in-charge, © reason for delay beyond 20-day SLA, (d) projected disposal date. Reply in 28 days revealed the file was held up by missing employer attestation. He chased his old HR; transfer completed in 11 days.

7 reasons your status may be stuck

  • UAN not Aadhaar-seeded — most common; without seeding, EPFO holds claims indefinitely. Fix: log in → Manage → KYC → upload Aadhaar.
  • Bank account name mismatch with EPFO records (e.g., Aadhaar has full name, bank has initials). Fix: Manage → KYC → Bank → re-upload + re-verify.
  • Employer not attested Form-13/Form-19 — EPFO can't process without employer signature. Fix: chase HR; if employer is defunct, file Form-19 directly with affidavit.
  • Mobile not registered with UAN — OTPs fail, claim cannot be submitted. Fix: Manage → Contact Details → update.
  • Old claim is “Available for online claim” but blocked by missing exit date — employer hasn't marked your exit. Fix: ask HR to update via Employer Portal; if no response, file RTI.
  • PAN not linked when claim amount > Rs. 50,000 — TDS deduction kicks in but PAN missing. Fix: link PAN under Manage → KYC.
  • Wrong claim form filed — used Form-19 when Form-31 (advance) was needed. Fix: cancel + re-file correct form.

Pro tips most don't know

  • Missed call to 9966044425 is the fastest way to know your latest balance — no login needed, instant SMS reply.
  • Use the Umang app for Aadhaar-OTP-based claims (no employer signature needed for UAN-Aadhaar-Bank-PAN-linked accounts).
  • If your old employer is uncooperative, file Form-19 with Form-19 (UAN) + cancelled cheque + Aadhaar + PAN + 1-page declaration directly with EPFO regional office. Aadhaar OTP authenticates.
  • Check passbook weekly during the 1st year of a new job — many employers deposit PF irregularly; catching short-credits early is easier.
  • For pension (Form-10C) after 10 years of service, you can either withdraw or convert to scheme certificate (preserves continuity) — most don't know the certificate option.

Helpline + contact

EPFO toll-free: 1800-118-005 (English/Hindi/regional) · email: [email protected] · Twitter: @socialepfo · Umang app helpdesk: 1800-11-1166

If status is delayed beyond SLA — file an RTI

The official SLA on this service is published. If your status is stuck beyond it, you have a statutory right under §6 RTI Act 2005 to demand information from the public authority. Reply mandatory in 30 days.

File an RTI to: EPFO Regional PIO (your jurisdiction)

Ask these 5 questions:

  1. date Form-XX was received
  2. officer currently holding the file
  3. reason for delay beyond 20-day SLA
  4. whether KYC issues flagged
  5. projected disposal date

Use our free AI RTI Drafter to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 5 questions above.

Or speak it in हिन्दी / English / 9 other Indian languages via AwaazRTI.

For deeper case-law on this scenario: Read the full RTI guide for pension delay.

EPF passbook download

For epf passbook download, pf passbook download:

  1. Log in with UAN + password.
  2. Pick the Member ID (one per employer if you've changed jobs).
  3. Click View Passbook.
  4. Download as PDF — full transaction history with employer + employee contributions, interest, withdrawals.

EPF claim status (after withdrawal)

For epf claim status, pf claim status:

  1. Click Online Services → Track Claim Status.
  2. Status shows: Claim SubmittedUnder ProcessApprovedSettledRejected (with reason).

SLA: 20 working days for online (Aadhaar-linked) claims, 30 days for offline.

If stuck beyond SLA, file an RTI to the Regional PF Commissioner under §6(1) RTI Act 2005.

EPF balance check by SMS

For epf balance sms, pf balance sms number:

  1. SMS EPFOHO UAN ENG (or HIN/MAR/etc for regional) to 7738299899.
  2. You get UAN, member ID, last contribution, current balance.
  3. Note: works only if your mobile is linked to UAN at EPFO.

EPF balance by Missed Call

For epf missed call number:

  1. Give a missed call to 9966044425 from your UAN-linked mobile.
  2. Auto-disconnect after 1 ring; you receive an SMS with current EPF balance + last 3 transactions.
  3. Free, no SMS charges.

UAN Number — what it is, how to find

For uan number, uan check:

UAN (Universal Account Number) is a 12-digit number issued by EPFO that follows you across employers — your one-stop EPF identity. To find your UAN:

  1. Easiest: ask your current employer's HR / payroll team.
  2. From salary slip: most slips have UAN.
  3. From EPFO portal: go to unifiedportal-mem.epfindia.gov.inKnow Your UAN → enter PF Member ID + DOB.

UAN is used for all EPF operations — passbook, claims, transfers, KYC, status checks.

EPF transfer status (after job change)

For epf transfer status, pf transfer claim:

After joining a new employer, your EPF should auto-transfer:

  1. Log in at unifiedportal-mem.epfindia.gov.inOnline Services → Transfer Request.
  2. Pick old employer + new employer + verify Aadhaar OTP.
  3. Submit. Track at Track Claim Status.
  4. SLA: 20 working days.

If transfer is stuck (often happens when KYC isn't complete at one of the employers), file an RTI to your Regional PF Commissioner.

🔔 Track EPF interest rate announcements + new EPFO circulars by email. Help RTI Wiki yearly →

Frequently asked questions

How long does an EPF claim take?

20 working days per EPFO SLA. In practice, fully-Aadhaar-linked claims via Umang process in 7-10 days; non-linked claims take 30-60 days.

What if my UAN is not active?

Activate at unifiedportal-mem.epfindia.gov.in with mobile OTP. If you don't know your UAN, ask HR or check any salary slip — it's 12 digits.

Can I withdraw EPF without resigning?

Yes, partial advances under specific heads — illness, education, marriage, home purchase, etc. Use Form-31 via Umang. Limits vary by reason.

Why is TDS deducted on my EPF claim?

TDS @10% (with PAN) or 30% (without PAN) applies if continuous service is < 5 years and amount > Rs. 50,000.

My pension contribution is showing zero, why?

EPS pension contribution caps at Rs. 1,250/month (8.33% of Rs. 15,000 ceiling). For higher-wage employees, employer contributes only this fixed amount unless joint option is exercised.

Summary + what to do next

To check status: use the official portal listed above with your reference number. SLA is published; if stuck beyond it, file a free RTI.

  • If status is normal → wait the published SLA, then download/use your document
  • If status is delayed → click 🪄 AI RTI Drafter now; complete §6 application in 60 seconds
  • If status is rejected → demand reasons under §4(1)(d) RTI Act; appeal/represent
  • For state-specific guidance → see state-by-state guide

All RTI Wiki tools (free, no login)

Sources

  • RTI Act 2005 §§6, 7, 19
  • Official portal (linked in Quick Facts)
  • Statute referenced in Quick Facts

Last reviewed: 25 April 2026.

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