UPI transaction aggregate data — CIC 2024
Quick Reply: NPCI UPI aggregate transaction statistics are §4[1][b]; bank-wise market share disclosable. UPI ecosystem-level data is public; merchant-level billing is not.
Central Information Commission · 2024-11-20 · CIC/NPCI/A/2024/78901
NPCI UPI aggregate transaction statistics are §4[1][b]; bank-wise market share disclosable. UPI ecosystem-level data is public; merchant-level billing is not.
UPI ecosystem-level data is public; merchant-level billing is not.
Case details
| Court | Central Information Commission |
|---|---|
| Decided | 2024-11-20 |
| Citation | CIC/NPCI/A/2024/78901 |
| Bench | H, e, e, r, a, l, a, l, , S, a, m, a, r, i, y, a, , C, I, C |
| Petitioner | Payment Systems Watch |
| Respondent | NPCI |
| RTI Act sections | §2(h), §4(1)(b) |
| Outcome | Applicant allowed |
Outcome
NPCI UPI aggregate transaction statistics are §4(1)(b); bank-wise market share disclosable.
Ratio decidendi
NPCI is an RBI-mandated umbrella organisation substantially financed through public-sector banks. UPI transaction volume, value, bank-wise market share and region-wise distribution constitute §4(1)(b)(xii) records. Individual transaction records fall under §8(1)(e) fiduciary bank-customer.
Keywords
NPCI, UPI, section 2(h), section 4(1)(b), payment aggregate
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Related
Editorial summary, not a certified report. The ratio here is an editorial compression. Before citing this ruling in a PIO order, FAA speaking order, or any appellate filing, verify against the full reported decision. RTI Wiki is not a legal service.
Editorial summary · last reviewed 21 April 2026.
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