Table of Contents
RBI moratorium / loan-recast records — Delhi HC
High Court of Delhi · 2021-01-01 · Citation awaited
Loan-recast criteria + aggregate data disclosable; individual borrower data remains § 8(1)(d)/(j).
Case details
| Court | High Court of Delhi |
|---|---|
| Decided | 2021-01-01 |
| Citation | Citation awaited |
| Petitioner | Borrower |
| Respondent | Commercial bank |
| RTI Act sections | §8(1)(d) |
| Outcome | Partly allowed |
Outcome
Loan-recast eligibility criteria and aggregate uptake disclosable; individual borrower data § 8(1)(d)/(j) protected.
Ratio decidendi
RBI moratorium / loan-recast policy documents and aggregate uptake data are §4 disclosures. Bank-wise breakdown may be disclosable subject to commercial-confidence balancing under §8(1)(d). Individual borrower data is §8(1)(j) + §8(1)(d) protected.
Keywords
RBI moratorium, loan recast, §8(1)(d), Delhi HC
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Related
Editorial summary, not a certified report. The ratio here is an editorial compression. Before citing this ruling in a PIO order, FAA speaking order, or any appellate filing, verify against the full reported decision. RTI Wiki is not a legal service.
Editorial summary · last reviewed 21 April 2026.
Discussion