NPCI records scope — CIC — RTI Wiki Citizen Guide 2026

NPCI records scope — CIC — RTI Wiki Citizen Guide 2026 — RTI Wiki

Quick Reply: NPCI is §2[h] public authority; aggregate UPI/Rupay statistics disclosable; settlement-layer technical details §8[1][d].

Central Information Commission · 2021-01-01 · Citation awaited

NPCI = §2(h); aggregate UPI/Rupay stats disclosable; settlement-layer technical details §8(1)(d).

Case details

Court Central Information Commission
Decided 2021-01-01
Citation Citation awaited
Petitioner Researcher
Respondent NPCI
RTI Act sections §2(h), §8(1)(d)
Outcome Partly allowed

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Outcome

NPCI is §2(h) public authority; aggregate UPI/Rupay statistics disclosable; settlement-layer technical details §8(1)(d).

Ratio decidendi

National Payments Corporation of India (NPCI), jointly owned by PSU and private banks under RBI oversight, is a public authority under §2(h). Aggregate UPI/Rupay transaction volumes, participant bank lists, and policy circulars are disclosable. Settlement-layer technical details and commercial pricing are §8(1)(d) protected.

Keywords

NPCI, UPI, Rupay, §2(h)

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Editorial summary, not a certified report. The ratio here is an editorial compression. Before citing this ruling in a PIO order, FAA speaking order, or any appellate filing, verify against the full reported decision. RTI Wiki is not a legal service.

Editorial summary · last reviewed 21 April 2026.

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