Bank depositor's own account records — CIC
Quick Reply: SBI + other PSU banks = §2[h]; account holder's own account records, KYC, transaction history fully disclosable. PSU banks = §2(h); depositor's own account records.
Central Information Commission · 2021-01-01 · Citation awaited
PSU banks = §2(h); depositor's own account records fully accessible; §8(1)(j) doesn't operate against data subject.
Case details
| Court | Central Information Commission |
|---|---|
| Decided | 2021-01-01 |
| Citation | Citation awaited |
| Petitioner | SBI account holder |
| Respondent | State Bank of India |
| RTI Act sections | §2(h) |
| Outcome | Applicant allowed |
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Outcome
SBI + other PSU banks = §2(h); account holder's own account records, KYC, transaction history fully disclosable.
Ratio decidendi
Public-sector banks — SBI, PNB, BOI, Canara, BOB — are public authorities under §2(h) by government shareholding. An account holder's own account opening records, KYC, transaction history, and loan-account correspondence are fully accessible to them. Third-party account data remains §8(1)(j) protected.
Keywords
SBI, PSU banks, §2(h), account records
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Related
Editorial summary, not a certified report. The ratio here is an editorial compression. Before citing this ruling in a PIO order, FAA speaking order, or any appellate filing, verify against the full reported decision. RTI Wiki is not a legal service.
Editorial summary · last reviewed 21 April 2026.
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