e-Shram Card — UAN + Rs 2L insurance for unorganised workers (2026)

• Indian, age 16-59
• Unorganised worker (not in EPFO/ESIC)
• Income tax non-payer
• Examples: domestic worker, street vendor, agri labourer, construction, gig worker

Free Universal Account Number (UAN) + e-Shram card (PVC/digital). Auto-enrolment in PMSBY for first year (Rs 2L accident cover free). Convergence to other schemes: PMSYM (pension Rs 3K/month), PMJAY (Rs 5L health), PM-DAKSH skill, etc.

1. Visit eshram.gov.in — Self-register or visit nearest CSC.
2. Aadhaar OTP eKYC — Auto-fills name, DoB, gender, address.
3. Fill occupation + bank details — 396+ occupation codes (NCO 2015).
4. Submit + receive UAN immediately — e-Shram card downloadable as PDF.
5. Auto-enrol in PMSBY — Rs 2L accident insurance — free first year.
6. Annual update — Update employment / address yearly.

• Aadhaar (with linked mobile)
• Bank account
• Mobile number

Full document checklist: Documents required for eshram card

Same-day UAN issuance via Aadhaar route. CSC: 1-2 days.

• Official portal: eshram.gov.in
• Helpline: e-Shram: 14434
• Track status: How to check status
• Step-by-step apply guide: How-to-apply walkthrough

• Aadhaar mobile not linked — OTP fails; link at UIDAI first.
• EPF / ESIC member — disqualified; e-Shram is for UoW only.
• Bank Aadhaar de-linked — future scheme benefits will fail.
• PMSBY claim denied — within 30 days of accident; family applies via UAN holder bank.

Most “delays” or “rejections” clear within 7-15 days of an RTI being filed. Use this 5-question template:

1. Status of my application no. _____ dated _____ as on date.
2. Name + designation of dealing officer assigned to my file.
3. Reasons for delay beyond the statutory timeline.
4. Copy of any noting / movement of my file in the past 30 days.
5. Likely date of disbursement / decision.

Auto-fill the PIO + your case: Open the AI RTI Drafter →

More schemes for you: All unorganised workers schemes

No — it is worker identity. Doesn't guarantee work but unlocks scheme convergence.

Yes — first year auto. Rs 12/year auto-debit thereafter.

Yes if no contribution > 36 months and currently in unorganised sector.

Re-download free at eshram.gov.in with UAN + Aadhaar OTP.

• All 150 Sarkari Yojanas
• 25 status-check guides
• 30 documents-required checklists
• 25 how-to-apply guides
• 16 rejection-recovery guides
• 10 audience-hub schemes
• 32 helplines + grievance routes
• Full RTI Playbook

• Official portal: eshram.gov.in
• Issued by: Ministry of Labour & Employment
• Launched: 2021
• Citizen feedback via %%AwaazRTI%% (composite, identifying details removed)

Last reviewed: 26 April 2026.