🚦 Where to file
| Civic issues (water, sanitation, garbage, property tax) | Municipal Corporation Ludhiana (MCL), Ludhiana Filing fee: ₹10 IPO/DD |
| Punjab state departments (police, education, health, revenue) | Punjab SIC + → State page |
| Driving licence + vehicle | RTO PB-10, Ludhiana · Or central: parivahan.gov.in |
| Central ministries (passport, IT, GST, EPF) | rtionline.gov.in |