• Quick facts (2026)
• PMAY-G status check
• PMAY-U 2.0 status check
• State-by-state guide (UP / MH / Bihar / MP / RJ / GJ / KA / TN)
• If you're not in the list
• 8 reasons status is stuck
• Decision tree by status
• File a free RTI
• FAQ — 16 questions

1. Open awaassoft.nic.in in your browser.
2. In the top menu, click “Stakeholders” → choose “IAY/PMAYG Beneficiary”.
3. On the next page enter:
   • Your 17-digit Registration Number (printed on your sanction letter), OR
   • Click “Advanced Search” → enter State → District → Block → Panchayat → Year → name + father's name.
4. Click “Submit”. The status screen shows:
   • SECC eligibility → Verification → Sanction → 1st instalment → Foundation geo-tag → 2nd instalment → Lintel → 3rd instalment → Roof / Completion → Geo-tag final → Final instalment.
5. Each step shows a date stamp. Take a screenshot for your records.

• Ask your Panchayat Secretary / Block Development Officer (BDO) — they hold the master beneficiary list.
• Check the MIS reports at awaassoft.nic.in → Reports → Beneficiary → State-wise.
• File an RTI to the BDO asking for the full beneficiary list of your panchayat — see the section below.

1. Open pmay-urban.gov.in (new 2024 portal) — or the legacy mirror at pmaymis.gov.in.
2. Click “Search Beneficiary” in the top right.
3. Enter:
   • Name + Father's name + State (most common search), OR
   • Aadhaar number (if you opted-in for Aadhaar-based search), OR
   • Application Reference Number from your sanction letter.
4. The result shows your status across the 8 stages: Application → Verified → Sanction → 1st tranche → Construction → 2nd tranche → Final tranche → Completion + DBT.

PMAY-U 2.0 verticals (you'll be slotted into one):

• Beneficiary-Led Construction (BLC) — you own land; up to ₹2.50 lakh subsidy.
• Affordable Housing in Partnership (AHP) — government builds; you buy at subsidised rate.
• Affordable Rental Housing Complex (ARHC) — rental for migrants.
• Interest Subsidy Scheme (ISS) — CLSS-style interest subsidy on home loans up to ₹25 lakh value (rolled out under 2.0).

UP has India's largest PMAY-G + PMAY-U beneficiary base (1.4 crore+ sanctioned houses).

• PMAY-G: visit awaassoft.nic.in → State Uttar Pradesh → District → Block → Panchayat.
• State helpline: 0522-2236719 (UP PMAY-G control room).
• State-specific top-up: Mukhyamantri Awas Yojana for non-SECC eligible.
• PMAY-U 2.0 in UP: applications open at pmay-urban.gov.in + most ULBs accept walk-ins.

• Maharashtra Awas Yojana runs alongside central PMAY-G (post-SECC additions).
• PMAY-U 2.0: under MHADA + state DUDAs — apply at https://mhada.gov.in.
• State helpline: 022-22025392.
• Top cities: Mumbai (MHADA), Pune (PMC), Nagpur, Nashik all accept BLC + AHP applications.

• Visit awaassoft.nic.in → Bihar → district.
• State helpline: 0612-2200800.
• Mukhyamantri Gramin Awas Yojana is the state's parallel scheme.
• High beneficiary density: Patna, Gaya, Muzaffarpur, Bhagalpur districts.

• State helpline: 0755-2422162.
• Mukhyamantri Awas Yojana (MP) as alternative for non-SECC.
• PMAY-U 2.0 under State Urban Development Authority (Urban Administration & Development Department).

• State helpline: 0141-5104614.
• Mukhyamantri Chiranjeevi (housing top-up under different banner).
• High demand: Jaipur, Jodhpur, Udaipur, Kota.

• State helpline: 079-23257501.
• PMAY-U 2.0 through GUDM (Gujarat Urban Development Mission).
• Top cities: Ahmedabad (AMC), Surat (SMC), Vadodara, Rajkot.

• State helpline: 080-22341183.
• State scheme: Yashasvini for farmers (housing + health).
• PMAY-U 2.0 through Karnataka Slum Development Board + city corporations (Bengaluru BBMP, Mysuru, Mangaluru).

• State helpline: 044-25671414.
• TN CMAY (Chief Minister's Awas Yojana) = post-SECC additions for those not in central PMAY-G.
• PMAY-U 2.0 through TNUHDB (Tamil Nadu Urban Habitat Development Board).
• Major cities: Chennai (TNUHDB), Coimbatore, Madurai.

1. Verify SECC 2011 inclusion at secc.gov.in — type your village/ward → check your name. Most rural exclusions trace here.
2. State Permanent Wait List (SPWL) — Maharashtra, Tamil Nadu, Kerala, Telangana have post-SECC additions. Apply via your Tehsildar/BDO.
3. PMAY-U 2.0 fresh applications — applications open in 4 phases starting 1 Sept 2024. State Urban Development Authority (DUDA) accepts walk-in applications in most states.
4. File an RTI — see below for the auto-drafted format.

What we hear from RTI Wiki users: Lakshmi, a 45-year-old widow in rural Andhra Pradesh, was approved for PMAY-G in 2022. By 2025 she had received only the first instalment of ₹35,000 of the ₹1.20 lakh sanctioned. Construction was stalled. She filed an RTI to BDO under §6 asking (a) instalment-wise release dates and amounts, (b) geo-tag verification status, © reason for delay in 2nd/3rd instalments, (d) officer-in-charge. Reply in 27 days revealed pending geo-tag verification (the village Patwari hadn't visited). Patwari visited within 6 days; remaining instalments released within 30 days. Total RTI cost: ₹10.

• SECC 2011 ineligibility (Gramin) — you're not in the SECC list. Most common cause for “Not Eligible”. Fix: state-specific post-SECC verification (Maharashtra Awas Yojana, TN CMAY, Kerala LIFE).
• Income exceeds threshold (Urban) — EWS ≤ ₹3 L, LIG ₹3–6 L, MIG-1 ₹6–12 L, MIG-2 ₹12–18 L. Verify on your ITR before rejecting; sometimes outdated income data is on file.
• Already own a house in any name in India (joint ownership counts) — automatic disqualification.
• Land record issue (Gramin) — you must own (or be in legal possession of) the land. Patta/khasra mismatch blocks sanction.
• Aadhaar–bank linkage missing — 2nd / 3rd instalments hold without DBT linkage. Visit branch with Aadhaar to seed.
• Geo-tag mandate — instalments freeze if Patwari/Junior Engineer hasn't uploaded foundation/lintel/roof photos via AwaasApp. Most common silent blocker.
• Beneficiary contribution unpaid — many states require ₹5,000–25,000 from the beneficiary towards toilet/electricals. Often confused with the central subsidy.
• Beneficiary list manipulation at panchayat level — fake beneficiaries inserted, real ones excluded. RTI for the full beneficiary list of your panchayat exposes it.

• MGNREGA convergence — 90 person-days of MGNREGA wages (~₹22,000–28,000) are payable for the labour component of your house construction. Most beneficiaries don't claim it. Apply at your Gram Panchayat with MGNREGA job card.
• Soak-pit / toilet under SBM — ₹12,000 from Swachh Bharat Mission for the toilet inside your PMAY-G house, separate from the ₹1.20 lakh main subsidy.
• CLSS / Interest Subsidy Scheme — apply via your bank, not via state portal. Bank submits to NHB/HUDCO. Interest subsidy is credited up-front to reduce loan principal.
• Geo-tagged photos — track your house on AwaasSoft → Reports → Photo Album. If photos are missing, your Patwari/JE hasn't uploaded — escalate.
• PMAY-G eligibility post-2018 — even if not in original SECC, members of the Awas+ list (added via 2018 survey app) are now valid beneficiaries. Check at awaassoft.
• NRC and PMAY — Aadhaar is mandatory; NRC linkage doesn't apply for PMAY.

The published SLA is 60–90 days for sanction. If your status is stuck beyond it, you have a statutory right under §6 RTI Act, 2005 to demand information from the public authority. The authority must reply within 30 days (§7(1)). Default fee is ₹10; BPL applicants pay nothing (§7(5)).

File an RTI to: BDO (rural) / Town Planning + CMO (urban) / State Mission Director PMAY

Ask these 7 questions:

1. SECC 2011 / Awas+ eligibility category and inclusion date.
2. Beneficiary list inclusion date and panchayat/ward serial number.
3. All instalments released — dates and amounts (with bank account credited).
4. Geo-tag verification status — foundation / lintel / roof / completion (with inspecting officer name).
5. Reason for delay or deduction in any instalment, if applicable.
6. Officer-in-charge of my application — name, designation, contact.
7. For PMAY-U: convergence with CLSS / ISS interest subsidy — applied / pending / disbursed.

→ 🪄 Use the free AI RTI Drafter to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 7 questions above.

→ 🎤 Or speak it in हिन्दी / English / 9 other Indian languages via AwaazRTI.

→ For deeper case-law on this scenario: Read the full RTI guide for PMAY status.

Most often no — but several states (Maharashtra Awas Yojana, TN CMAY, Kerala LIFE, Telangana Double Bedroom) have separate post-SECC mechanisms. If you were added through the Awas+ 2018 survey app, you're eligible under PMAY-G expansion. Check your status at awaassoft.nic.in.

Direct mobile-only search not supported by official portals. You need: Registration Number (Gramin) OR Application Reference Number (Urban) OR name + father's name + state. Mobile number is used only for OTP verification during status look-up at pmay-urban.gov.in.

PMAY-G: enter Aadhaar in “Advanced Search” at awaassoft.nic.in. PMAY-U 2.0: tab “Aadhaar” at pmay-urban.gov.in → 12 digits + OTP. Confirms identity but search still needs your Aadhaar to be linked to your application.

Visit awaassoft.nic.in → Reports → Beneficiary → State-wise → drill down to State → District → Block → Panchayat → click “Beneficiary List”. Excel + PDF download. See full beneficiary list guide.

Under PMAY-U 2.0 ISS (rolled out from 1 Sept 2024): EWS/LIG get up to 5% interest subsidy on home loans up to ₹25 lakh value, with a maximum subsidy of ₹1.80 lakh disbursed in 5 instalments over 5 years. CLSS-MIG closed in March 2022 and is not part of PMAY 2.0.

No — PMAY is for Indian residents only. NRI status disqualifies. Aadhaar-based authentication is mandatory.

File an RTI to BDO/CMO for: (a) completion certificate status, (b) final geo-tag verification report, © inspecting officer name and inspection date. Most “stuck completion” cases resolve once the final geo-tag photo is uploaded by the Patwari/JE.

No — only for new construction or upgradation of kutcha / semi-pucca to pucca. If you already have a pucca house, you're disqualified. Adding a floor or extension is not covered.

No — your PMAY record is keyed to Aadhaar number + bank account. Mobile number change doesn't affect status check, but UPI/SMS notifications won't reach the new number until you update with the bank.

Yes — PMAY mandates that the house be in the woman's name (or jointly with husband) under both Gramin and Urban. Separated women, widows, single mothers can apply directly. Father's name + age + Aadhaar required.

Yes — Aadhaar (or Aadhaar enrolment number with proof of enrolment) is mandatory under both Gramin and Urban. Without Aadhaar–bank link, DBT instalments cannot be released.

Indira Awas Yojana (IAY) was the predecessor scheme (1985–2016). PMAY-G replaced IAY on 1 April 2016 with revised guidelines: SECC-based eligibility, higher subsidy, geo-tagging, DBT, MGNREGA convergence.

File RTI to BDO under §6 for: instalment release dates, bank account credited, reason for non-receipt. 30-day mandatory reply. If money was released but didn't reach you → it's a bank/DBT issue (file complaint with bank under RBI ombudsman). If not released → it's an administrative issue (file First Appeal under §19(1) on Day 31 if PIO doesn't reply).

AwaasApp on Google Play is for field officers to upload geo-tagged photos. For citizens, the easiest mobile route is the same web portal at awaassoft.nic.in — it's mobile-responsive. Apps from third parties claiming to “check PMAY status” are unofficial — avoid sharing Aadhaar.

For Gramin: bank passbook + Aadhaar + sanction letter + geo-tagged construction photos (uploaded by Patwari). For Urban: same plus CLSS form 1B if claiming interest subsidy.

Hindi version coming soon — meanwhile, every PMAY-G + PMAY-U portal supports Hindi. Bookmark awaassoft.nic.in (toggles to Hindi) and use our 🎤 AwaazRTI tool to file RTI in Hindi if your status is stuck.

Senior citizens are not specifically prioritised in PMAY-G eligibility (SECC-based). But PMAY-U 2.0 has a special tranche for 70+ EWS applicants. Plus, every 70+ citizen is automatically eligible for Ayushman Bharat ₹5 lakh free hospital cover since October 2024.

• Status is normal → wait the published SLA (60–90 days for sanction; 12–18 months for completion).
• Status is delayed → click 🪄 AI RTI Drafter now; complete §6 application in 60 seconds. Free.
• Status shows rejected → demand reasons under §4(1)(d) + §19 First Appeal.
• State-specific guidance → see state-by-state PMAY guide.
• Construction stuck → file RTI specifically for geo-tag verification status — most common silent blocker.
• Want to dive deep → read the PMAY 2026 Complete Guide (eligibility, subsidy, application).

• 🪄 AI RTI Drafter — type problem, get §6 application
• 🎤 AwaazRTI — voice-to-RTI in 11 Indian languages
• 🏠 PMAY Status Checker — one-click portal opener
• 🔮 Outcome Predictor — score your draft
• ⚖ First Appeal Generator — §19(1) draft on Day 31
• 📬 PIO Reply Checker — analyse evasive replies
• 📅 Timeline Calculator — track 30-day window
• 💰 Fee Calculator — state-wise fees
• 🔍 RTI Research — AI Q&A from this site
• 🌐 Citizen 360 — full civic intelligence by PIN code

• PMAY 2026 — complete guide: PMAY-G + PMAY-U 2.0 full eligibility + subsidy + apply
• PMAY documents required: Full checklist for both Gramin + Urban
• PMAY beneficiary list: How to view + verify with anti-fraud tips
• Master RTI guide for PMAY: Full RTI for PMAY status
• State-by-state: PMAY guide by state
• Citizen RTI playbook: All 100+ scenarios
• The RTI Act 2005: Complete Act with amendments
• Government schemes hub: All government schemes 2026
• Housing & basic needs schemes: PMAY + JJM + Ujjwala + Saubhagya
• Ayushman Bharat: ₹5 lakh free hospital cover
• MGNREGA wage delay: 15-day rule + 0.05% compensation
• Pension delay: RTI to AG/CPAO
• All status-check guides: All status-check pages

• PMAY-U 2.0 official portal — Ministry of Housing & Urban Affairs
• AwaasSoft — PMAY-G MIS, Ministry of Rural Development
• RTI Act, 2005 — full text
• PIB release: PMAY 2.0 launched 1 Sep 2024 (Cabinet Note)
• Ministry of Rural Development — PMAY-G Operational Guidelines 2016 (rev 2024)
• SECC 2011 portal — eligibility verification
• Helplines: 1800-11-6446 (Gramin) · 1800-11-3377 / 1800-11-3388 (Urban)

{REVIEWED}

Last reviewed: 3 May 2026 — by RTI Wiki editorial team. Statutory citations + portal URLs verified against primary government sources.

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