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How to read & verify the PMAY beneficiary list (2026)

How to view + verify the PMAY beneficiary list 2026 — village-wise, panchayat-wise, ward-wise. Download Excel/PDF. Fraud detection: spot fake beneficiaries.

How to read & verify the PMAY beneficiary list (2026)

⚠️ DPDP Rules, 2025 (14 Nov 2025) amended Section 8(1)(j) of the RTI Act — public-interest override now under Section 8(2). Read the note →

· 2026/04/19 05:02

Want to see who got a PMAY house in your village or ward? You're entitled to — every beneficiary list is public information under §4(1)(b) RTI Act 2005. Here's how to view it, download it, spot fake beneficiaries, and what to do if your name is wrongly excluded.

Quick Answer

  • PMAY-G list: awaassoft.nic.inReportsBeneficiary → State / District / Block / Panchayat / Year → click “Beneficiary List”. Excel + PDF download.
  • PMAY-U 2.0 list: pmay-urban.gov.inMIS Reports → State / District / ULB / Vertical → list with sanction date.
  • Open data: data.gov.in → search “PMAY beneficiary” — JSON / CSV API for researchers.
  • You're public information under §4(1)(b) RTI Act — no privacy ground can refuse this.
  • Find your name missing? RTI to BDO/CMO for grounds of exclusion + State Permanent Wait List (SPWL).

Why this list matters

The PMAY beneficiary list shows:

  • Who got a PMAY house (name, father/husband, age, gender)
  • When they were sanctioned (sanction date, instalment dates)
  • How much they got (subsidy amount, instalment-wise)
  • Construction status (foundation, lintel, roof, completion)
  • Geo-tag verification status (with photos in some cases)

This data exposes:

  • Fake beneficiaries (PMAY going to politically connected non-eligible families)
  • Dead beneficiaries still drawing subsidy
  • Beneficiary list manipulation at panchayat level
  • Ghost houses (sanctioned but never built)
  • Wrong income-band classification

How to view PMAY-G beneficiary list (rural)

  1. Click Reports in the top menu.
  2. Click BeneficiaryState Wise.
  3. Drill down: StateDistrictBlock (Mandal)Panchayat / VillageYear (FY since 2016-17).
  4. Click “Beneficiary List” — table appears.
  5. Each row shows: Sl. No., Registration Number, Name, Father/Husband Name, Caste, Type (House category), Sanction date, Status.
  6. Click “Excel” to download.

Granular drill-down (for advanced users)

  1. Same path → Photo Album under Reports — geo-tagged photos at foundation/lintel/roof/completion stages.
  2. MIS Reports → “Sanctioned Vs Completed” → progress per panchayat.
  3. ReportsVerification Reports → see physical verification status.

How to view PMAY-U 2.0 beneficiary list (urban)

  1. Open pmay-urban.gov.in (legacy mirror at pmaymis.gov.in).
  2. Top menu: MIS ReportsState Wise.
  3. Drill: StateDistrictUrban Local Body (Municipal Corp / Council / Nagar Panchayat)Vertical (BLC / AHP / ARHC / ISS).
  4. Beneficiary list appears with: Application Number, Name, Father, Address, Vertical, Sanction Date, Subsidy Released.
  5. Excel / PDF download from same page.

ULB-level lists

Many cities publish their own lists on the ULB website:

  • Mumbai: MHADA portal → PMAY allotments
  • Delhi: DDA portal → PMAY-U beneficiary
  • Bengaluru: BBMP → housing department
  • Chennai: TNUHDB → PMAY-U list
  • Hyderabad: GHMC → housing wing

Open Data Portal — for researchers / journalists

data.gov.in hosts machine-readable PMAY data:

  • State-wise sanction & completion (CSV, updated quarterly)
  • Panchayat-wise allocation (XML)
  • MIS dashboards (interactive, linked to DataKnow API)

For journalists tracking ghost beneficiaries, this is your starting point.

If your name is missing from the list

Step 1 — Confirm SECC/Awas+ inclusion

For PMAY-G: open secc.gov.in → search by village → confirm your name in the deprivation list. Awas+ list (post-2018 additions) is on awaassoft.nic.in → Reports → Awas+ Survey.

For PMAY-U: confirm income band eligibility (EWS/LIG/MIG-1/MIG-2). Submit fresh application if not in list.

Step 2 — Check State Permanent Wait List (SPWL)

Many states maintain an SPWL for post-SECC additions. Check at:

  • Maharashtra: Awas Yojana portal
  • Tamil Nadu: TN CMAY portal
  • Kerala: LIFE Mission portal
  • Telangana: TS Housing Department

Step 3 — File RTI for grounds of exclusion

Under §6 RTI Act 2005, file an RTI to BDO (Gramin) / CMO (Urban) asking:

  1. Why is my name not in the PMAY beneficiary list of my panchayat/ward?
  2. What is the SECC 2011 / Awas+ inclusion status of my household?
  3. On what date was the beneficiary list last updated?
  4. What is the procedure for adding my name to the SPWL?
  5. Provide the complete beneficiary list with subsidy amounts (under §4(1)(b)).

🪄 Free AI RTI Drafter — generates this RTI in 60 seconds, pre-filled with your details.

Step 4 — If RTI exposes manipulation

If the list shows fake / dead / non-eligible beneficiaries:

  1. File complaint with District Magistrate.
  2. Parallel complaint with State Vigilance Commission.
  3. File Lokayukta complaint for systemic corruption.
  4. Whistleblower protection under PIDPI Act 2014 if you fear retaliation.

Spotting fake beneficiaries — 7 red flags

While reading a PMAY list, these patterns suggest fraud:

  • Same address, multiple beneficiaries — joint/extended families splitting on paper to claim multiple houses.
  • Names of dead persons — beneficiary deceased before sanction; family/relative collecting instalments.
  • No Aadhaar — every PMAY 2.0 beneficiary should have Aadhaar; missing field = fake.
  • House sanctioned but no foundation photo in Photo Album after 6 months — ghost house.
  • Same Patwari/JE signing all geo-tag verifications in one panchayat — collusion risk.
  • Sanction date before SECC 2011 inclusion for that family — impossible timeline.
  • Repeat beneficiaries — same Aadhaar/PAN getting PMAY in two states (rare due to Aadhaar dedup, but happens).

Real story from a citizen

What we hear from RTI Wiki users: A panchayat in Bihar showed 47 PMAY-G sanctions in 2022. RTI for the full beneficiary list + photo album revealed:

  • 12 names had no foundation photo after 18 months (ghost houses)
  • 4 names matched dead persons (verified via village register)
  • 6 names had identical addresses (joint families splitting)

Total exposed: 22 fake/inflated beneficiaries out of 47. State Vigilance investigation followed. RTI cost: ₹10. Outcome: 18 sanctions cancelled, 4 panchayat officials suspended.

Documents you can demand under RTI

You're entitled to ALL of these (free, ₹10 fee, 30-day reply):

  1. Full beneficiary list of your panchayat / ward, with names + sanction dates + subsidy amounts
  2. Photo Album — geo-tagged construction photos
  3. Verification reports — Patwari/JE inspection findings
  4. DBT release register — instalment-wise bank credits
  5. Complaint register — past complaints regarding fake beneficiaries
  6. SECC/Awas+ inclusion criteria applied
  7. Cancellation/exclusion list — sanctions later cancelled, reasons
  8. CAG audit reports if any (if higher-level officer holds them)

Anti-fraud tools we built

  • PMAY Status Checker — one-click portal opener for any registration number
  • Citizen 360 — full civic intelligence by PIN code; surfaces local schemes + fraud red flags
  • AI RTI Drafter — drafts RTIs targeting beneficiary list manipulation
  • PIO Reply Checker — analyses evasive RTI replies for §8 misuse

FAQ

Is the PMAY beneficiary list confidential?

No. It's public information under §4(1)(b) RTI Act 2005 — every public authority must proactively publish it. PIOs cannot refuse on §8(1)(j) privacy grounds because subsidy beneficiaries are public-interest disclosure.

I see my neighbour's name in the list but they have a pucca house already. What can I do?

File RTI for the eligibility verification report of that household. If discrepancy is real, the sanction is grounds for cancellation. File parallel complaint with DM + State Vigilance.

Can I get the list for a different panchayat / ward (where I don't live)?

Yes. RTI under §6 doesn't restrict based on the applicant's location. You can ask for any public information from any public authority in India.

What if BDO refuses to give the list saying "data is not maintained"?

This is §4(1)(b) violation. Maintenance is mandatory. File First Appeal under §19(1) within 30 days; the FAA must direct disclosure. Also file complaint with State Information Commission under §18 for non-compliance with §4.

Can I file an RTI online?

Yes — for central public authorities at rtionline.gov.in. For states, most have their own portals (Maharashtra, Karnataka, Delhi). For others, paper RTI by post is the simplest route. Our AI RTI Drafter generates ready-to-print PDFs.

How often is the beneficiary list updated?

Quarterly in most states; monthly in active districts. Sanction events update the list within 7 days. Construction/instalment events within 15 days.

I'm in Awas+ list but not in PMAY beneficiary list. Why?

Awas+ list ≠ sanctioned beneficiary list. Awas+ is the eligibility pool post-SECC; PMAY beneficiary list is actually sanctioned. Sanction depends on annual targets; not everyone in Awas+ gets PMAY in any given year.

How do I find the panchayat's full beneficiary list since 2016?

On awaassoft.nic.in → Reports → Beneficiary → drill to your panchayat → use the Year filter (2016-17 to 2025-26). Download year-by-year, then concat.

All RTI Wiki tools

Sources

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Last reviewed: 3 May 2026 — RTI Wiki editorial team.