Direct answer. PMMVY gives ₹5,000 cash for the first child and additional ₹6,000 if the second child is a girl, to pregnant + lactating mothers. Money is paid via DBT in 2–3 instalments tied to ANC visits + child immunisation. Apply at your Anganwadi Centre. Aadhaar + bank required. Free. Approved by Cabinet 2017, expanded under PMMVY 2.0 in 2022.

• ₹5,000 for first child (any gender). 2 instalments.
• +₹6,000 if second child is a girl = ₹11,000 total. 1 instalment.
• Apply at Anganwadi Centre in your area.
• Helpline: 011-2330 2010 (PMMVY-CAS).
• Stuck? 🪄 RTI in 60 sec.

• Pregnant or lactating woman aged 19+ (younger if married).
• Indian citizen.
• First live birth OR second live birth IF the child is a girl.
• No bar on income or category (Ujjwala-2.0-style universal).
• Aadhaar mandatory.
• Government employee mothers excluded (they get separate maternity benefit under CCS Rules).

• Janani Suraksha Yojana (JSY): ₹1,400 (rural BPL) / ₹1,000 (urban BPL) for institutional delivery. Stackable with PMMVY.
• Many state schemes also stack (Mamta in Punjab, Mukhyamantri Matru-Shishu in MP, etc.).

1. Aadhaar of mother (mobile-linked)
2. Aadhaar of husband (for verification)
3. Bank passbook (mother's name, Aadhaar-seeded)
4. MCP card (Mother & Child Protection) — issued at Anganwadi at first ANC
5. LMP date (Last Menstrual Period) — usually estimated by ANM at first visit
6. Self-declaration

1. Visit your nearest Anganwadi Centre (AWC). ASHA worker / ANM will guide.
2. Form 1A — pregnancy registration + 1st ANC. Submit within 150 days of LMP.
3. Anganwadi enters details in PMMVY-CAS (Common Application Software).
4. DBT to bank account for 1st instalment within 30 days.
5. Form 1B — after delivery, with delivery proof. 2nd instalment within 30 days.
6. Form 1C — after first round of child immunisation. Receipt for ₹6,000 if second child is girl.
7. Track at https://wcd.nic.in/pmmvy-cas (CAS portal).

• Late registration — Form 1A must be filed within 150 days of LMP. After that, eligibility lost.
• MCP card not maintained — ANC visits must be recorded. ASHA worker maintains; verify weekly.
• Aadhaar–bank mismatch — name spelling differences between Aadhaar and bank cause silent DBT failures. Fix at branch first.
• Multiple Aadhaar numbers — flagged + cancelled. One canonical Aadhaar only.
• Joint account in bank — must be mother's individual account for DBT.

No — PMMVY covers first child + second only if girl. Third + ineligible.

1st instalment (post-registration) — yes (received during pregnancy). 2nd + 3rd — no, since they're triggered by live birth + child's first immunisation. Stillbirth doesn't reverse the 1st instalment.

No — registration must be within 150 days of LMP. Post-delivery registration is too late.

Yes — PMMVY is universal (no income/category bar) for non-government-employee women. Register at Anganwadi.

Only if husband is government employee receiving maternity benefit under CCS Rules — then excluded (to avoid double benefit).

Visit Anganwadi at new address. Update in PMMVY-CAS. DBT continues to your bank — bank account is the anchor, not the Anganwadi.

ASHA worker reissues at Anganwadi. Free. Take Aadhaar.

Yes, all stackable. Best to enrol in all three at the first Anganwadi visit.

• Sukanya Samriddhi — for the girl child < 10
• BBBP + state schemes — local cash for girl child
• Ayushman Bharat — health cover
• Ujjwala 2.0 — free LPG
• 👩 All women's schemes
• e-Shram — universal worker card

• PMMVY official — MWCD
• PMMVY-CAS portal
• Helpline: 011-2330 2010

{REVIEWED}

Last reviewed: 3 May 2026.

• Infographic concept: 3-stage payment chart: ₹3,000 (registration during pregnancy) → ₹2,000 (post-delivery + child immunisation) → ₹6,000 if 2nd child is girl. Total: ₹5,000-11,000.

1. Minimal mother-and-baby icon with '₹6,000' rupee bubble.
2. Anganwadi building icon with ASHA worker silhouette.
3. MCP card icon with checkmarks for ANC visits.

Realistic warm photo of an Indian woman in late pregnancy at an Anganwadi centre, ASHA worker filling her MCP card.