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Quick Reply: RTI Wiki blog — analysis, case-law summaries, and citizen guides on Right to Information Act 2005.

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Telegram Trading Groups: Fake Profit Screenshot Traps

Telegram Trading Groups Explained: How Fake Profit Screenshots Trap Indians — RTI Wiki

A friend forwards a Telegram channel. The admin posts screenshots of daily profit. Rs 8,000 profit in 20 minutes. Rs 42,000 profit from options. Crypto doubled overnight. Hundreds of people post “thank you sir”.

You are not greedy. You only want extra income. School fees are high. EMIs are running. Salary is not enough. The group looks active, confident, and successful.

Then the admin says, “Join premium before market opens. Only 20 seats. Profit guaranteed.”

Quick Reply: Fake Telegram trading groups use edited profit screenshots, urgency, fake testimonials, small first profits, and fake SEBI names to push paid tips or deposits. Before paying, check whether the adviser is SEBI registered on the official SEBI website. If you lost money, preserve screenshots, payment proof, Telegram handles, links, and file a cybercrime complaint where fraud is involved.

If you are short on time, go to what to do in the next 30 minutes.

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Supreme Court RTI rulings — the last 12 months that matter

Supreme Court RTI rulings — the last 12 months that matter — RTI Wiki

Quick Reply: A practical reader guide to every Supreme Court RTI judgment April 2025 — April 2026 — what each held, why it matters, how to use it in an application.

Over the last twelve months the Supreme Court has decided several matters that practising RTI applicants must know. The headline judgment was the Electoral Bonds matter (Association for Democratic Reforms v. UoI 2024) — already digested. Here are five less-discussed but practically powerful rulings.

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Airport Lounge Access India: The Hidden Fine Print

RBI Ombudsman as of 1 July 2026: Bank, certain NBFC, prepaid-instrument and credit-information complaints go under the Reserve Bank - Integrated Ombudsman Scheme, 2026, which replaced RB-IOS 2021 from 1 July 2026. First complain to the entity. If there is no reply in 30 days (or the longer NPCI/card-network window, if it applies) or you reject the reply, file free at cms.rbi.org.in within 90 days. The Ombudsman can award up to Rs 30 lakh for consequential loss and up to Rs 3 lakh for time, expenses and harassment. Complaints received before 1 July 2026 stay under the 2021 scheme. Source: RBI FAQ, updated 1 July 2026 and the RB-IOS 2026 FAQ PDF dated 1 July 2026.

· 2026/08/22 03:33

Quick Reply: Your credit card lounge benefit has three hidden gates: a spend threshold, a quarterly visit cap, and a voucher most banks now require before entry.

Last reviewed: 2026-06-23 A traveller checking their bank app in a modern Indian airport lounge before boarding

You are at the airport early. Your credit card says you have lounge access. The desk turns you away. This happens because most card benefits have three hidden gates – a spend threshold, a quarterly visit cap, and a voucher your bank may now require before entry. Miss any one and you are standing outside looking in.

This guide explains exactly how each gate works, which cards have which, and what to do if you are wrongly refused.

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