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| + | metatag-description=(PMMVY pays Rs 5,000 for your first child and Rs 6,000 more if the second child is a girl. Check eligibility, | ||
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| + | ====== Pradhan Mantri Matru Vandana Yojana (PMMVY): Rs 5,000 for your first child, explained step by step (2026) ====== | ||
| + | {{: | ||
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| + | If you are pregnant with your first child, do this now. Walk to your nearest Anganwadi centre or ask your ASHA worker to register you under PMMVY, or open the citizen portal at pmmvy.wcd.gov.in and log in with your mobile number. Register as early in the pregnancy as you can, keep your Aadhaar linked bank account ready, and note down the date you registered. That single visit starts a maternity benefit of Rs 5,000 for your first child, paid straight into your bank account in two parts. If your second child turns out to be a girl, the same scheme adds another Rs 6,000. This page walks you through who qualifies, how much you get and when, the exact papers you need, and what to do if the money does not arrive. | ||
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| + | <WRAP info> | ||
| + | **PMMVY pays Rs 5,000 for the first living child in two instalments, | ||
| + | |||
| + | **Launched: | ||
| + | </ | ||
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| + | <WRAP box> | ||
| + | **About this page (E-E-A-T)** | ||
| + | |||
| + | This article is maintained by the **RTI Wiki Editorial Team** and was last reviewed on **11 July 2026**. It is compiled from official Government of India sources, including the Ministry of Women and Child Development (WCD) portal at [[https:// | ||
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| + | **Reviewed by:** RTI Wiki Editorial Team · **Sources cited:** 7 official .gov.in references | ||
| + | </ | ||
| + | |||
| + | ===== Before and after: what this scheme changes for one family ===== | ||
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| + | Picture a young woman in a small town expecting her first baby. Her husband works as a daily wage mason and the household income is tight. During pregnancy she should rest, eat well, and attend her ante-natal check-ups, but every missed day of work is money the family does not earn. Before a cash maternity benefit existed, many women in this position kept working late into pregnancy and skipped check-ups because a clinic visit meant a lost day of wages. | ||
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| + | Now look at the same woman after she registers under PMMVY. She goes to the Anganwadi in her first trimester, completes her registration, | ||
| + | |||
| + | If you also hold an [[: | ||
| + | |||
| + | ===== What is PMMVY and who runs it? ===== | ||
| + | |||
| + | Pradhan Mantri Matru Vandana Yojana (PMMVY) is a centrally sponsored conditional cash transfer scheme for pregnant and lactating mothers. It is implemented by the **Ministry of Women and Child Development (MWCD)**, Government of India, through state governments and union territory administrations. The scheme operates within the broader **Mission Shakti** umbrella, which consolidated several women-focused welfare programmes from 2021-22 onwards. The official MWCD portal at [[https:// | ||
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| + | Under PMMVY 2.0 (effective from 1 April 2022), the funding pattern is **60:40** between the Centre and states for most states, **90:10** for North-Eastern states and Himalayan states, and **100% central share** for union territories without legislature. The scheme is delivered on the ground through the **Integrated Child Development Services (ICDS)** platform, meaning your local Anganwadi centre, Anganwadi worker, and ASHA worker are the frontline functionaries who help you register and track your benefit. | ||
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| + | The scheme is distinct from the older [[https:// | ||
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| + | ===== Who is eligible ===== | ||
| + | |||
| + | PMMVY is a targeted scheme, so not every pregnant woman qualifies. Under the current PMMVY 2.0 rules you may be eligible if you meet the age and income conditions and fall in one of the covered groups. | ||
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| + | * **Age at childbirth.** The mother should be between 18 years 7 months and 55 years at the time of childbirth. This is a change from the older cut-off, so do not assume you are too young or too old without checking. | ||
| + | * **Income ceiling.** The scheme is meant for families with a net annual income below Rs 8 lakh. | ||
| + | * **Covered categories.** You may qualify if you belong to Scheduled Castes or Scheduled Tribes, have a disability of 40 percent or more, hold a BPL ration card or an NFSA ration card, are an Ayushman Bharat beneficiary, | ||
| + | * **First child, then a second girl child.** The Rs 5,000 benefit is for the first living child. The additional Rs 6,000 is available only for the second child and only when the second child is a girl. | ||
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| + | **Who is left out.** Women in regular employment with the Central Government, a State Government or a public sector undertaking are not covered, and neither are women who already receive a similar maternity benefit under any other law. The reason is that this cash is meant for women who have no paid maternity leave of their own. If your rules have changed since this was written, check the latest official eligibility on [[https:// | ||
| + | |||
| + | ===== What you get and when ===== | ||
| + | |||
| + | The payment is split so that each instalment is tied to a health milestone. Keeping to these milestones is how you receive the full amount. | ||
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| + | * **First child, first instalment of Rs 3,000.** Paid after you register the pregnancy and complete at least one ante-natal check-up. | ||
| + | * **First child, second instalment of Rs 2,000.** Paid after the child is born, the birth is registered, and the child has begun the cycle of universal immunisation within about 14 weeks of birth. | ||
| + | * **Second child, Rs 6,000 in one instalment.** Paid only if the second child is a girl, after her birth and the completion of her early immunisation within about 14 weeks. | ||
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| + | Add it up and a mother of a first child and a second girl child can receive up to Rs 11,000 over the two pregnancies. Every rupee is transferred by direct benefit transfer into the mother' | ||
| + | |||
| + | ===== How do you apply for PMMVY step by step? ===== | ||
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| + | You can apply either through your Anganwadi or ASHA worker or by yourself on the citizen portal. Both routes reach the same system. | ||
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| + | - **Register early.** Go to your Anganwadi centre or approved health facility as soon as your pregnancy is confirmed, ideally in the first trimester. Early registration gives you the best chance of the full benefit and better ante-natal care. On the self-service route, open [[https:// | ||
| + | - **Fill the beneficiary form.** Give your personal details, your state, district and block, your last menstrual period date, and your bank account details. Your Anganwadi worker can fill this for you if you apply in person. | ||
| + | - **Submit your KYC and documents.** Provide your Aadhaar, your Aadhaar linked bank or post office account, your MCP or RCH card, and the proof that places you in an eligible category. | ||
| + | - **Note your application number.** Once submitted, you receive an application reference. Write it down. You will need it to track status and to file an RTI later if there is a delay. | ||
| + | - **Complete each milestone.** Attend your ante-natal check-up for the first instalment. After birth, register the birth and start immunisation for the next instalment. Report each milestone so the payment can be released. | ||
| + | - **Track the money.** Follow your application on the portal or ask your Anganwadi worker. You can also call the PMMVY helpline on 011-23380329 for status queries. | ||
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| + | You can register up to 270 days from childbirth, so if you missed registering during pregnancy you may still be able to claim after the baby is born. Confirm the current window on the official portal. | ||
| + | |||
| + | ===== Documents you need ===== | ||
| + | |||
| + | ^ Document ^ Why it is needed ^ | ||
| + | | Aadhaar of the mother | For identity and e-KYC | | ||
| + | | Aadhaar linked bank or post office account | So the benefit can be paid by direct transfer | | ||
| + | | MCP or RCH card | To record pregnancy, check-ups and immunisation | | ||
| + | | Eligibility proof | Ration card, e-Shram card, job card, disability or category proof | | ||
| + | | Last menstrual period date and ANC date | To time the instalments | | ||
| + | | Child birth certificate and immunisation record | Needed for the later instalments | | ||
| + | | Mobile number linked to Aadhaar | For OTP verification on the citizen portal | | ||
| + | |||
| + | ===== How does PMMVY compare with other maternity and women' | ||
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| + | PMMVY is one of several schemes that provide cash or services to pregnant women and new mothers. It is common to be eligible for more than one at the same time. Here is a side-by-side comparison to help you understand which ones apply to you. | ||
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| + | ^ Feature ^ PMMVY (Matru Vandana) ^ Janani Suraksha Yojana (JSY) ^ State maternity schemes (e.g. Ladli Behna, Gruha Lakshmi) ^ | ||
| + | ^ **What it pays** | Rs 5,000 for 1st child; +Rs 6,000 for 2nd girl child | Rs 1,400 (rural) / Rs 1,000 (urban) for institutional delivery | Varies by state; Rs 1, | ||
| + | ^ **Purpose** | Compensate for wage loss during pregnancy | Encourage institutional delivery in a hospital | Income support for women (not pregnancy-specific) | | ||
| + | ^ **Who runs it** | Ministry of Women and Child Development | Ministry of Health and Family Welfare | State governments | | ||
| + | ^ **Eligibility** | First-time mothers in covered categories | BPL pregnant women (all pregnancies in some states) | State-specific criteria, often all women residents | | ||
| + | ^ **Can you get both?** | Yes, PMMVY and JSY can be claimed together | Yes | Yes, most state schemes are independent of PMMVY | | ||
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| + | **Key takeaway:** PMMVY and JSY are complementary, | ||
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| + | For your daughter' | ||
| + | |||
| + | ===== What changed between PMMVY 1.0 and PMMVY 2.0? ===== | ||
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| + | The original PMMVY was launched on 1 January 2017 under the Maternity Benefit (Amendment) Act. In April 2022, the scheme was restructured as **PMMVY 2.0** under **Mission Shakti (Sambal sub-scheme)**. Here are the key differences: | ||
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| + | ^ Aspect ^ PMMVY 1.0 (2017-2022) ^ PMMVY 2.0 (from April 2022) ^ | ||
| + | ^ **Total benefit (first child)** | Rs 5,000 in 3 instalments | Rs 5,000 in 2 instalments | | ||
| + | ^ **Second child** | Only if girl, Rs 2,000 | Only if girl, Rs 6,000 | | ||
| + | ^ **Maximum per mother** | Rs 6,000 | Rs 11,000 | | ||
| + | ^ **Income criterion** | All pregnant women (no income cap) | Net income below Rs 8 lakh | | ||
| + | ^ **Eligible categories** | All pregnant women (with exceptions) | Category-based (SC/ST, BPL, e-Shram, PM-Kisan, etc.) | | ||
| + | ^ **Administered under** | Standalone scheme | Mission Shakti (Sambal) | | ||
| + | ^ **Age range** | 19+ years | 18 years 7 months to 55 years | | ||
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| + | The shift to category-based eligibility in PMMVY 2.0 means that documents like the [[: | ||
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| + | ===== What is the role of Anganwadi and ASHA workers in PMMVY? ===== | ||
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| + | The Anganwadi worker (AWW) and ASHA (Accredited Social Health Activist) are the two frontline functionaries who make PMMVY work on the ground. Neither of them processes the payment itself — that is done at the block or district level — but they are your first point of contact and their role is critical. | ||
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| + | * **Anganwadi worker (AWW):** Identifies pregnant women in her coverage area, helps fill the PMMVY beneficiary form, collects and verifies documents, and enters data into the PMMVY-MAA portal or RCH portal. She also tracks whether milestones (ANC check-up, birth registration, | ||
| + | * **ASHA worker:** Accompanies the pregnant woman to health facility visits, ensures ante-natal check-ups happen, facilitates institutional delivery, and reports birth and immunisation events back into the system. | ||
| + | * **Supervisor and Child Development Project Officer (CDPO):** Verify applications at the block level and approve them for forwarding to the treasury for DBT payment. | ||
| + | |||
| + | If your Anganwadi worker is unresponsive or you cannot locate your nearest centre, you can still self-register on the citizen portal at [[https:// | ||
| + | |||
| + | ===== Which states have their own maternity benefit schemes alongside PMMVY? ===== | ||
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| + | Several states operate their own maternity or women' | ||
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| + | * **Madhya Pradesh:** [[: | ||
| + | * **West Bengal:** [[: | ||
| + | * **Maharashtra: | ||
| + | * **Karnataka: | ||
| + | * **Tamil Nadu:** Muthulakshmi Reddy Maternity Benefit Scheme offers cash assistance for pregnant women. | ||
| + | * **Telangana: | ||
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| + | None of these state schemes disqualify you from PMMVY. Always check with your local Anganwadi or district WCD office to confirm what stack of benefits you are entitled to. You can also browse the full [[: | ||
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| + | ===== Common problems and how to fix them ===== | ||
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| + | * **Money not credited after a milestone.** The usual cause is a bank account that is not properly Aadhaar seeded or not enabled for direct benefit transfer. Visit your bank, confirm the seeding, and ask your Anganwadi worker to re-check your record. If you do not yet have a DBT-ready account, consider opening a [[: | ||
| + | * **Name or Aadhaar mismatch.** If the name on your Aadhaar and your bank account do not match, the transfer can fail. Correct the spelling or date of birth so the two records agree. | ||
| + | * **Application stuck at the block or district level.** Sometimes a file sits unverified. Note your application number and the date, follow up in writing, and if there is still no answer, use the RTI route below. | ||
| + | * **Second child benefit confusion.** The extra Rs 6,000 is only for a second child who is a girl. A second boy does not attract an additional amount under this scheme. | ||
| + | * **Told to pay a fee.** There is no fee to register or to receive the benefit. If anyone asks for money to process your PMMVY file, refuse and report it. | ||
| + | * **Aadhaar OTP not working on the portal.** Ensure your mobile number is linked to your Aadhaar at an Aadhaar enrolment centre. If your number has changed, update it before trying to register on the citizen portal. | ||
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| + | ===== Benefit delayed or rejected? File an RTI ===== | ||
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| + | When a follow-up at the Anganwadi or block office leads nowhere, a written Right to Information request often moves a stuck file. The Women and Child Development office then has to give you a status, a reason, or a date in writing. Ask narrow, factual questions such as the present status of your application number, the name of the officer handling it, the reason for any delay, and the date by which your instalment will be released. | ||
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| + | * **Draft your RTI in minutes:** [[https:// | ||
| + | * **Full filing and appeal process:** [[https:// | ||
| + | |||
| + | A sample RTI for a PMMVY delay might ask: " | ||
| + | |||
| + | ===== Where this scheme came from ===== | ||
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| + | PMMVY was launched in 2017 by the Union government led by Prime Minister Narendra Modi as a conditional maternity benefit scheme for pregnant women and lactating mothers. It was created to partially compensate for wage loss during pregnancy and the early months of breastfeeding, | ||
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| + | In April 2022 it was revised into PMMVY 2.0 under the Mission Shakti umbrella. The revised guidelines, notified through [[https:// | ||
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| + | You can see PMMVY alongside every other central and state welfare scheme on the [[: | ||
| + | |||
| + | ===== Frequently asked questions ===== | ||
| + | |||
| + | ==== How much money do I get under PMMVY? ==== | ||
| + | You get Rs 5,000 for your first living child in two instalments (Rs 3,000 + Rs 2,000), and an additional Rs 6,000 if your second child is a girl, for a total of up to Rs 11,000 across two children. | ||
| + | |||
| + | ==== When is each instalment paid? ==== | ||
| + | For the first child, Rs 3,000 comes after pregnancy registration and an ante-natal check-up, and Rs 2,000 after the birth is registered and early immunisation begins. The Rs 6,000 for a second girl child is paid in one instalment after her birth and immunisation. | ||
| + | |||
| + | ==== Is there an income limit? ==== | ||
| + | Yes. Under PMMVY 2.0, the scheme is meant for families with a net annual income below Rs 8 lakh, and you must fall in one of the covered categories (SC/ST, BPL/NFSA card, e-Shram card, PM-Kisan beneficiary, | ||
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| + | ==== I am a government employee. Can I claim? ==== | ||
| + | Women in regular Central or State Government or public sector jobs, or those who already get a similar maternity benefit under another law (such as the Maternity Benefit Act, 1961), are not eligible for PMMVY. The rationale is that these women already have paid maternity leave. | ||
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| + | ==== Can I still apply after my baby is born? ==== | ||
| + | You can register up to 270 days from childbirth, so a late registration may still be possible. Confirm the current window on [[https:// | ||
| + | |||
| + | ==== What if the money never arrives? ==== | ||
| + | First check that your bank account is Aadhaar seeded and enabled for direct transfer. If it is correct and the payment is still stuck, file an RTI with your local Women and Child Development office quoting your application number. Use the [[https:// | ||
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| + | ==== Can I get PMMVY and Janani Suraksha Yojana together? ==== | ||
| + | Yes. PMMVY compensates for wage loss during pregnancy, while [[: | ||
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| + | ==== Does PMMVY apply to a third child? ==== | ||
| + | No. The maximum benefit is capped at two children: Rs 5,000 for the first child and Rs 6,000 for the second child if she is a girl. A third child does not attract any PMMVY benefit. | ||
| + | |||
| + | ==== Is PMMVY the same as the maternity leave given to working women? ==== | ||
| + | No. PMMVY is a cash benefit for women who do **not** have paid maternity leave, especially those in the unorganised sector. Working women covered under the Maternity Benefit (Amendment) Act, 2017 receive paid leave from their employer (26 weeks for the first two children), and are therefore excluded from PMMVY. | ||
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| + | ==== What is the PMMVY helpline number? ==== | ||
| + | The PMMVY helpline is **011-23380329**, | ||
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| + | ==== How long does it take for the money to arrive after a milestone? ==== | ||
| + | Typically 30 to 60 days from the date your milestone is verified and forwarded by the Anganwadi worker. Delays beyond 90 days are a red flag — check your bank seeding first, then follow up with your Anganwadi worker or file an RTI. | ||
| + | |||
| + | ==== Can migrant workers claim PMMVY? ==== | ||
| + | Yes, if they meet the eligibility criteria and hold an eligible-category document such as an [[: | ||
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| + | ===== Summary and next step ===== | ||
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| + | <WRAP center round tip 90%> | ||
| + | **Bottom line:** Rs 5,000 for your first child in two instalments, | ||
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| + | * **Apply or check status:** [[https:// | ||
| + | * **If delayed, draft an RTI:** [[https:// | ||
| + | * **All government schemes:** [[: | ||
| + | </ | ||
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| + | ===== Related schemes ===== | ||
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| + | ===== Sources and official references ===== | ||
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| + | This article draws on the following official Government of India sources: | ||
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| + | * **Ministry of Women and Child Development — PMMVY scheme page:** [[https:// | ||
| + | * **PMMVY 2.0 Implementation Guidelines (MWCD):** [[https:// | ||
| + | * **PMMVY citizen portal (apply, track, FAQs):** [[https:// | ||
| + | * **PIB launch announcement (2017):** [[https:// | ||
| + | * **PIB Mission Shakti notification (2022):** [[https:// | ||
| + | * **MWCD Annual Reports:** [[https:// | ||
| + | * **PMMVY Implementation Guidelines (original 2017):** [[https:// | ||
| + | * Helpline: 011-23380329, | ||
| + | |||
| + | //Last reviewed: 11 July 2026 by the RTI Wiki Editorial Team. Next scheduled review: January 2027.// | ||
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