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Gruha Lakshmi Yojana — Rs 2,000/month for women in Karnataka (2026)

Karnataka: Rs 2,000/month direct to woman head of family. ~1.2 crore beneficiaries. * Karnataka domicile, woman head of family * Family income < Rs 1.5 lakh.

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yojana:gruha-lakshmi-karnataka [2026/05/05 04:27] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>
 +metatag-keywords=(gruha lakshmi, gruha lakshmi karnataka, karnataka women scheme, gruha lakshmi yojana)
 +metatag-description=(Karnataka: Rs 2,000/month direct to woman head of family. ~1.2 crore beneficiaries. * Karnataka domicile, woman head of family * Family income < Rs 1.5 lakh.)
 +}}
  
 +====== Gruha Lakshmi Yojana — Rs 2,000/month for women in Karnataka (2026) ======
 +
 +{{:social:auto:yojana-gruha-lakshmi-karnataka.png?direct&1200 |Gruha Lakshmi Yojana — Rs 2,000/month for women in Karnataka (2026) — RTI Wiki}}
 +
 +<WRAP info>
 +**Rs 2,000 per month direct to bank account of woman head of family.**
 +
 +**State:** Karnataka  ·  **Launched:** 2023  ·  **Issued by:** Karnataka Govt — Women Welfare
 +</WRAP>
 +
 +===== Who is eligible =====
 +  * Karnataka domicile, woman head of family
 +  * Family income < Rs 1.5 lakh (rural) / Rs 2 lakh (urban)
 +  * Aadhaar + bank account
 +  * Not eligible if family member is govt employee
 +
 +===== What you get =====
 +Rs 2,000/month direct to woman head of family. Started August 2023.
 +
 +===== How to apply (step-by-step) =====
 +  - **Visit Karnataka One / Bangalore One / Gram Panchayat** — Or apply via sevasindhu.karnataka.gov.in.
 +  - **Submit Aadhaar + ration card + bank passbook** — Self-declaration of income.
 +  - **Block office verifies** — 30 days.
 +  - **Monthly DBT begins** — Rs 2,000 credited.
 +
 +===== Documents needed =====
 +  * Aadhaar
 +  * KA ration card
 +  * Bank passbook
 +  * Self-declaration
 +
 +===== Timeline =====
 +First credit: 60-90 days from approval.
 +
 +===== Portal + helpline =====
 +  * **Official portal:** [[https://sevasindhu.karnataka.gov.in|sevasindhu.karnataka.gov.in]]
 +  * **Helpline:** Karnataka Sevasindhu: 080-44554455
 +
 +===== Common issues =====
 +  * Income > limit — disqualifies.
 +  * Govt job in family — disqualifies.
 +  * Bank Aadhaar de-linked — DBT bounces.
 +  * Multiple women in family — only head qualifies.
 +
 +===== Benefit delayed or rejected? File an RTI =====
 +
 +Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
 +
 +<code>
 +1. Status of my application no. _____ dated _____ as on date.
 +2. Name + designation of dealing officer assigned to my file.
 +3. Reasons for delay beyond the statutory timeline.
 +4. Copy of any noting / movement of my file in the past 30 days.
 +5. Likely date of disbursement / decision.
 +</code>
 +
 +**Auto-fill the PIO + your case:** [[:citizen-rti-playbook|Open the AI RTI Drafter →]]
 +
 +**More schemes for you:** [[:audience:women|All women schemes]]
 +
 +===== Frequently asked questions =====
 +==== Multiple women — multiple cards? ====
 +No — only woman head of family.
 +
 +==== Money delayed? ====
 +File RTI to Karnataka WCD.
 +
 +==== Can pensioner woman apply? ====
 +Yes if family income < limit.
 +
 +===== Summary + next step =====
 +
 +<WRAP center round tip 90%>
 +**Bottom line:** Rs 2,000 per month direct to bank account of woman head of family. Apply at **sevasindhu.karnataka.gov.in**. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
 +
 +  * **Apply now:** [[https://sevasindhu.karnataka.gov.in|sevasindhu.karnataka.gov.in]]
 +  * **If delayed — RTI Drafter:** [[:citizen-rti-playbook|File RTI in 5 minutes]]
 +  * **Browse all yojanas:** [[:yojana:start|Sarkari Yojana index]]
 +</WRAP>
 +
 +===== Related =====
 +  * [[:yojana:start|All Sarkari Yojanas]]
 +  * [[:check-status:start|Status-check guides]]
 +  * [[:helplines:start|Helplines + grievance]]
 +  * [[:citizen-rti-playbook|Full RTI Playbook]]
 +
 +//Last reviewed: 26 April 2026.//
 +
 +{{tag>yojana sarkari-yojana gruha-lakshmi-karnataka karnataka}}