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+{{htmlmetatags>
+metatag-keywords=(eshram card, e shram, eshram registration, eshram benefits, eshram pmsby)
+metatag-description=(Free 12-digit UAN + Rs 2L PMSBY accident insurance + scheme convergence for unorganised workers.)
+}}
+====== e-Shram Card — UAN + Rs 2L insurance for unorganised workers (2026) ======
+{{ :social:auto:yojana-eshram-card.png?direct&1200 }}
+<WRAP info>
+**Free 12-digit Universal Account Number + auto Rs 2L PMSBY insurance + convergence to PMSYM pension, PM-JAY etc.**
+**Launched:** 2021  ·  **Issued by:** Ministry of Labour & Employment
+</WRAP>
+===== Who is eligible =====
+  * Indian, age 16-59
+  * Unorganised worker (not in EPFO/ESIC)
+  * Income tax non-payer
+  * Examples: domestic worker, street vendor, agri labourer, construction, gig worker
+===== What you get =====
+Free Universal Account Number (UAN) + e-Shram card (PVC/digital). Auto-enrolment in PMSBY for first year (Rs 2L accident cover free). Convergence to other schemes: PMSYM (pension Rs 3K/month), PMJAY (Rs 5L health), PM-DAKSH skill, etc.
+===== How to apply (step-by-step) =====
+  - **Visit eshram.gov.in** — Self-register or visit nearest CSC.
+  - **Aadhaar OTP %%eKYC%%** — Auto-fills name, %%DoB%%, gender, address.
+  - **Fill occupation + bank details** — 396+ occupation codes (NCO 2015).
+  - **Submit + receive UAN immediately** — e-Shram card downloadable as PDF.
+  - **Auto-enrol in PMSBY** — Rs 2L accident insurance — free first year.
+  - **Annual update** — Update employment / address yearly.
+===== Documents needed =====
+  * Aadhaar (with linked mobile)
+  * Bank account
+  * Mobile number
+**Full document checklist:** [[:documents:eshram-card|Documents required for eshram card]]
+===== Timeline =====
+Same-day UAN issuance via Aadhaar route. CSC: 1-2 days.
+===== Portal + helpline =====
+  * **Official portal:** [[https://eshram.gov.in|eshram.gov.in]]
+  * **Helpline:** e-Shram: 14434
+  * **Track status:** [[:check-status:eshram-card-status|How to check status]]
+  * **Step-by-step apply guide:** [[:how-to-apply:eshram-card|How-to-apply walkthrough]]
+===== Common issues =====
+  * Aadhaar mobile not linked — OTP fails; link at UIDAI first.
+  * EPF / ESIC member — disqualified; e-Shram is for %%UoW%% only.
+  * Bank Aadhaar de-linked — future scheme benefits will fail.
+  * PMSBY claim denied — within 30 days of accident; family applies via UAN holder bank.
+===== Benefit delayed or rejected? File an RTI =====
+Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
+<code>
+. Status of my application no. _____ dated _____ as on date.
+. Name + designation of dealing officer assigned to my file.
+. Reasons for delay beyond the statutory timeline.
+. Copy of any noting / movement of my file in the past 30 days.
+. Likely date of disbursement / decision.
+</code>
+**Auto-fill the PIO + your case:** [[:citizen-rti-playbook|Open the AI RTI Drafter →]]
+**More schemes for you:** [[:audience:unorganised-workers|All unorganised workers schemes]]
+===== Frequently asked questions =====
+==== Is e-Shram a job card? ====
+No — it is worker identity. Doesn't guarantee work but unlocks scheme convergence.
+==== PMSBY really free? ====
+Yes — first year auto. Rs 12/year auto-debit thereafter.
+==== I have inactive PF — can I register? ====
+Yes if no contribution > 36 months and currently in unorganised sector.
+==== Card lost? ====
+Re-download free at eshram.gov.in with UAN + Aadhaar OTP.
+===== Summary + next step =====
+<WRAP center round tip 90%>
+**Bottom line:** Free 12-digit Universal Account Number + auto Rs 2L PMSBY insurance + convergence to PMSYM pension, PM-JAY etc. Apply at **eshram.gov.in**. If delayed beyond timeline, file an RTI — most cases clear within 15 days.
+  * **Apply now:** [[https://eshram.gov.in|eshram.gov.in]]
+  * **Step-by-step guide:** [[:how-to-apply:eshram-card|Apply walkthrough]]
+  * **Documents needed:** [[:documents:eshram-card|Required documents]]
+  * **Track existing application:** [[:check-status:eshram-card-status|Status check]]
+  * **If delayed — RTI Drafter:** [[:citizen-rti-playbook|File RTI in 5 minutes]]
+  * **Browse all 150 yojanas:** [[:yojana:start|Sarkari Yojana index]]
+</WRAP>
+===== Related =====
+  * [[:yojana:start|All 150 Sarkari Yojanas]]
+  * [[:check-status:start|25 status-check guides]]
+  * [[:documents:start|30 documents-required checklists]]
+  * [[:how-to-apply:start|25 how-to-apply guides]]
+  * [[:rejection-recovery:start|16 rejection-recovery guides]]
+  * [[:audience:start|10 audience-hub schemes]]
+  * [[:helplines:start|32 helplines + grievance routes]]
+  * [[:citizen-rti-playbook|Full RTI Playbook]]
+===== Sources =====
+  * Official portal: eshram.gov.in
+  * Issued by: Ministry of Labour & Employment
+  * Launched: 2021
+  * Citizen feedback via [[https://righttoinformation.wiki/tools/awaaz-rti.html|%%AwaazRTI%%]] (composite, identifying details removed)
+//Last reviewed: 26 April 2026.//
+{{tag>yojana sarkari-yojana eshram-card}}

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