You are here: India’s RTI Help Desk — Start Here » tag » default 📱Test our Android app — free beta!Join Beta GroupYou'll receive the install link by email after joining.✕TAG: default PageDescriptionDifferencesTagsPenal Charges vs Penal Interest: RBI Loan Rules - citizen guide 2026Penal Charges vs Penal Interest: RBI Loan Rules - citizen guide 2026 Since 1 January 2024, your bank or NBFC can charge only a flat penal charge when you miss … penal, charges, 2026, india, rbi, loan, default, interest, capitalization, kfs