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RTI Act, 2005 (Amended 14 Nov 2025): Full Text
… Digital Personal Data Protection Act, 2023 substitution of Section 8(1)(j), and the 2019 amendments to Sections 13, 16 and 27. Each section links to its leading judicial interpretation. {{ :social:auto:act.webp?direct&1…
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Third-Party Information under RTI — Section 11 procedure (2026)
…elf, a ground to refuse disclosure. After 14 November 2025, Section 8(1)(j) privacy reasoning operates against the amended clause. The Section 11 procedure is unchanged, but its outcome is more conservative on personal i…
/explanations/third-party
Article
RTI Grounds for Rejection 2026 — 10 Valid Section 8(1) Refusals
Section 8(1) of the Right to Information Act, 2005 contains ten grounds on which a Public Information Officer (PIO) may reject a request — from national security to personal information. After the DPDP 2025 amendment to …
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CBSE v. Aditya Bandopadhyay: Answer Sheets Ruling
…hat it held the answer sheets in a fiduciary capacity under Section 8(1)(e) of the Right to Information Act and could not disclose them. The Supreme Court disagreed. The Court held that an evaluated answer sheet is "info…
/important-decisions/cbse-and-anr-vs-aditya-bandopadhyay
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How Public Information Officers Should Evaluate and Respond to RTI
…ecifically invoked, with reasons, under a precise clause of Section 8, Section 9, or Section 24. - Exemption is not total. Section 8 ends with a public interest override (Section 8(2)) and Section 10 mandates severabilit…
/pio-rti-reply-guide
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Section 8(1)(j) after DPDP 2025
…andles First Appeal and Second Appeal to the CICSIC. Section 8(1)(j) of the RTI Act, 2005 was amended by Section 44(3) of the Digital Personal Data Protection Act, 2023 — notified through the DPDP Rules, 2025 on 1…
/pio-section-8-1-j-framework
Article
PIO RTI Reply Guide 2026: Duties, Timelines, Exemptions, File Noting and Templates
…ersonal Data Protection Act, 2023 (DPDP Act) interacts with Section 8(1)(j) and how the office should handle requests touching personal information after 14 November 2025. For the matching applicant-side guide see [[:gui…
/guide/guidelines-for-public-information-officer
Article
How a First Appellate Authority Writes a Speaking Order Under the RTI
…ecord is two lines: "The information sought is exempt under Section 8. Rejected." You, the FAA, now have 30 days to dispose of the appeal — sometimes extended to 45 with reasons. You must: - Decide whether the PIO's reas…
/faa-speaking-order-guide
Article
DPDP Act and Section 8(1)(j) — PIOs' New Playbook (2026)
{{htmlmetatags>metatag-title=(DPDP Act and Section 8 1 j PIOs New Playbook India 2026)&metatag-description=(Public authorities now cite DPDP Act 2023 to redact third-party details under RTI Section 8 1 j. Learn what chan…
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What is Public Interest under the RTI Act — updated April 2026
…tmlmetatags>metatag-keywords=(public interest RTI 2026, RTI Section 8(1)(j) after DPDP, does public interest override work 2026, RTI personal information disclosure current rules, Section 8(2) RTI override, rti right to …
/explanations/public-interest
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SARFAESI Notice Response, Property Auction Defence, citizen guide 2026
If a registered letter from your bank just landed with the words "Notice under Section 13(2) of the SARFAESI Act, 2002", you are not yet at the point of eviction, and you still hold real legal cards. The Securitisation a…
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Why RTI rejection rates are rising in 2026—analysis
…ped 38% in 2026. Why PIOs now refuse more applications, how Section 8 exemptions are being weaponized, and what citizens can do.) metatag-keywords=(RTI rejection rates 2026, Section 8 RTI Act, PIO refusal, first appeal R…
/blog/why-rti-rejection-rates-are-rising-2026
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Section 18 Complaint vs Section 19 Second Appeal RTI
… has refused access to information without invoking a valid Section 8 9 11 ground (Section 18(1)(b)). - The PIO has not responded within the time limit (Section 18(1)(c)) - though most Commissions prefer that this ground…
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Article
Section 8 of the RTI Act, 2005
{{ :ogcard-03.png?direct&1200 |Section 8 RTI Exemptions — RTI Wiki}} Section 8 of the Right to Information Act, 2005 contains the ten permissible grounds on which a Public Information Officer can deny information — but e…
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The Right to Information Act, 2005 — summary, sections, and notes
…rds=(rti act 2005 summary, rti act sections, rti act notes, section 8, section 19, section 20, section 2(h), section 4, public information officer, first appellate authority, information commission, rti act amendments, d…
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M5, Exemptions Deep Dive, Section 8, 9 and 24
…he working PIO. You will spend most of your career applying section 8 and section 10. By the end of this module you will be able to walk through every clause in your sleep. The Supreme Court has held in CBSE v Aditya Ban…
/cpd/pio/m5-exemptions-deep-dive
Article
Why You Should Not Fear Personal-Information RTI Queries
…isclosure be declined on the following specific grounds: 1. Section 8(1)(j) — the queried information comprises personal information of the undersigned, the disclosure of which has no relationship to any public activity …
/blog/rti-against-government-officer
Article
Supreme Court- ICAI Vs Shaunak H.Satya
…to the evaluation process. The Institute declined, invoking Section 8(1)(e) of the Right to Information Act on the ground that the records were held in a fiduciary capacity. The Supreme Court held that an examining body …
/important-decisions/icai-vs-shaunak-h-satya
Article
6 Reasons Your RTI Gets Rejected (And Fixes)
…r six reasons: vague subject, asking for opinions, invoking Section 8 exemptions, fiduciary or third-party claims, file-noting objections, and the "no such record" excuse. Each rejection has a specific counter under the …
/why-rti-gets-rejected
Article
M1, RTI Act 2005, Working Knowledge for PIOs
… how an application is made. Section 7 is the 30-day clock. Section 8 lists the exemptions. Section 9 protects copyright. Section 10 is the severability lifeline. Section 11 is the third-party consultation procedure. Con…
/cpd/pio/m1-rti-act-working-knowledge
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What Indians file RTI applications about
…, dopt annual report, satark nagrik sangathan, cic appeals, section 8(1)(j), rti refusal grounds, rti statistics) metatag-description=(A practitioner's note on the subject-matter pattern of Right to Information applicati…
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Section 8(1)(j) Reply: 5-Question PIO Test
… RTI Wiki}} {{htmlmetatags>metatag-keywords=(blog pio reply section 8 1 j after dpdp 2025 rti right to information india) metatag-title=(Section 8 1 j Reply 5 Question PIO Test India)&metatag-description=(The 5-question …
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Shri Ketan Kantilal Modi vs Central Board Of Excise & Customs
{{ :social:auto:important-decisions-cic-case-laws-shri-ketan-kantilal-modi-vs-central-board-of-excise-customs.png?direct&1200 |important-decisions cic-case-laws shri-ketan-kantilal-modi-vs-central-board-of-excise-customs…
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Delhi High Court PhD Theses Ruling
… public-funded theses, %%PhD%% thesis Right to Information, Section 8(1)(j) %%PhD%% thesis, academic research transparency India, DPDP Act %%PhD%% research, rti right to information india) metatag-description=(Breakdown …
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Supreme Court- Thalappalam Coop. Vs State of Kerala
…on 2(h) remains good law. The 14 November 2025 amendment to Section 8(1)(j) does not affect the holding. {{tag>supreme court cooperative housing society}} The question before the Supreme Court was whether a cooper…
/important-decisions/thalappalam-coop-vs-state-of-kerala
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DPDP Act vs RTI Conflicts: The 2026 Legal Landscape
…metatags>metatag-keywords=(DPDP Act RTI exemption 2026, RTI Section 8 after DPDP, DPDP override on RTI India, right to deny information current status, Section 44(3) DPDP Act, RTI public interest override 2026, DPDP Rule…
/blog/dpdp-vs-rti-2026
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M2, Latest Developments, SC and HC Cases, CIC Judgments, Interpretations
…uties. After this module you will know not just the text of section 8 and section 24, you will know how the courts have read them and where the boundary lies in 2026. A PIO who reads only the bare Act will reject a third…
/cpd/pio/m2-case-law-developments
Article
Privacy and RTI: Filing Smart in the DPDP Era (2026 Guide)
…asons 2026, how to file RTI now India, DPDP Rules 2025 RTI, Section 8(1)(j) amended, Section 8(2) override, public interest RTI 2026, rti right to information india) metatag-title=(Filing Smart in the DPDP Era RTI Reject…
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RTI Second Appeal under Section 19(3): CIC and SIC Filing Guide 2026
…oI (2013). (iii) The information sought is not exempt under Section 8 9 11, and even if any portion is exempt, the non-exempt portion is severable under Section 10 and ought to have been supplied. (iv) [Other grounds - e…
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Article
The Right to Information Act, 2005 — a decade of change, 2015 to 2025
…s, rti act amendments, rti amendment 2019, dpdp rules 2025, section 8(1)(j) amendment, subhash chandra agarwal, electoral bonds, anjali bhardwaj, rti at twenty, rti commission pendency) metatag-description=(An evaluatory…
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RTI S.8(1)(j) Narrowed by DPDP Act 2023 — citizen guide 2026
…nal Data Protection Act 2023, Section 44(3) substituted RTI Section 8(1)(j). The new text replaces the old discretionary "unwarranted invasion of privacy" standard with a narrower, rights-grounded formulation. PIOs can n…
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Article
FAA Checklist for Section 8 Exemption Appeals
…er refuses an RTI under any of the ten exemption clauses in Section 8(1) of the RTI Act 2005, the First Appellate Authority must, in her speaking order under Section 19(6), record findings on five things: (i) which sub-c…
/guide/faa/section-8-appeal-checklist
Article
The RTI Act, 2005 — section-by-section citizen guide
…s, 2025 (notified 14 November 2025) replaced the proviso to Section 8(1)(j) and shifted the public-interest override to Section 8(2). Every page below is written for citizens — what the section says in plain English, wha…
/act/start
Article
Section 8 RTI Act Exemptions Explained (with CIC Orders)
Section 8 of the Right to Information Act, 2005 lists 11 grounds on which the Public Information Officer is allowed to refuse information. The grounds cover national security, foreign relations, parliamentary privilege, …
/explanations/section-8-exemptions-2026
Article
10 Landmark CIC Decisions That Transformed RTI in India
… that means for you. Each case shows how an exemption under Section 8 actually plays out. Each ruling gives you a line of argument to cite in your own RTI or appeal. Each ruling signals how far Indian transparency law ha…
/landmark-cic-decisions
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Guidelines for First Appellate Authority (FAA) under RTI 2026
…d in writing, after examining the PIO's reasoning, applying Section 8(2) public-interest balancing and ensuring third-party rights under Section 19(4). This guide is for serving First Appellate Authorities, depart…
/guide/guidelines-for-first-appellate-authority
Article
Case law library — landmark RTI Act decisions
…nt practice. Cases decided under the now-removed proviso to Section 8(1)(j) are flagged. New to RTI? Start with the three most-used guides on this site: [[:file-rti-online-india|How to …
/important-decisions/start
Article
Fake Demat Account Fraud India (2026)
…heme 2006 (as amended 2024), citing deficient service under Section 8(1)(b) for failure to freeze a fraudulent account. Ombudsman can award compensation up to ₹20 lakh and direct the bank to compensate you for losses att…
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Article
Property Tax Demand Wrong: Arrears, Name, Category, Appeal 2026
…on Act 1955 read with the Telangana Municipalities Act 2019 section 85 onwards. Other states. Each state has its own act (UP Municipal Corporation Act 1959, Gujarat Provincial Municipal Corporations Act 1949, MP Municipa…
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Article
How to register an NGO (Trust / Society / Section 8 Company)
…bers, registered with the state Registrar of Societies; (3) Section 8 Company under §8 of the Companies Act 2013 — minimum 2 directors, registered at MCA via SPICe+ + INC-12 + INC-13 + INC-14. After the entity exists, ap…
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Article
FAA Speaking Order Format: 5 Templates for RTI First Appeals
…A work: full disclosure, partial disclosure with severance, Section 8 exemption upheld, deemed-refusal direction, and a third-party hearing under Section 11. The five ready templates below are drafted to satisfy the Cent…
/guide/faa/speaking-order-format
Article
How to File a Section 18 RTI Complaint to the Information Commission
A Section 18 complaint is the only RTI weapon that can put Rs 250 a day on a Public Information Officer who ignored you, capped at Rs 25000 under Section 20. But it comes with a sharp catch that costs thousands of applic…
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Article
Section 11 Third Party Notice: Procedure, Template and Timeline
…rd party has 30 days to file an appeal under Section 19(2). Section 8(1)(d) and 8(1)(j): substantive exemptions usually invoked alongside Section 11. The Supreme Court in Reserve Bank of India v Jayantilal N Mistry, (201…
/guide/pio/section-11-third-party-notice
Article
PIO/FAA officer's handbook — the complete reference (2026)
…faa-knowledge-base|PIO recruitment & training]] Cluster 2 — Section 8 deep dives: [[:pio-faa-knowledge-base|§8(1)(d) — commercial confidence]] [[:pio-faa-knowledge-base|§8(1)(e) — fiduciary]] [[:pio-faa-knowledge-base|§8…
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Section 24 RTI: Where the Right to Information Does Not Apply
…tside Section 24, individual records can be withheld under: Section 8(1) - ten content-based exemptions: sovereignty (8(1)(a)), forbidden by Court (8(1)(b)), parliamentary privilege (8(1)(c)), commercial confidence and t…
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All RTI Wiki guides — A to Z
…lternative form of access]] [[pio-section-8-1-a-sovereignty|Section 8(1)(a) RTI Act: Sovereignty, Integrity and Security]] [[pio-section-8-1-b-contempt-of-court|Section 8(1)(b) RTI Act: Contempt of Court Exemption]] [[pi…
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RTI Rejected? How to Fix It in First Appeal
…even most common rejection grounds — vagueness, "not held", Section 8 exemption, "voluminous", "third party", procedural objections, and excessive additional-fee — each have a settled legal answer. Pick the one that fits…
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How to File Second Appeal under RTI — CIC Practical Guide 2026
…5. The Supreme Court narrowed the fiduciary exemption under Section 8(1)(e). A regulator-regulated relationship is not fiduciary by itself. Information from regulated banks sits squarely within the RTI framework. See [[:…
/guide/applicant/second-appeal/cic
Article
25 RTI Questions Answered (2026 Update)
… — how to file, fees, timelines, grounds of rejection under Section 8, what to do if the PIO ignores the application, First and Second Appeal procedure, penalties under Section 20, and the post-14-November-2025 DPDP amen…
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Article
Justification for Denial is Mandatory — Speaking Order Requirement
…I request must state in writing: the specific sub-clause of Section 8 or Section 9 relied upon, the reasons for the denial applied to your facts, and the name, address, and appeal period for approaching the First Appella…
/explanations/justification-for-denial-under-rti
Article
RTI Act 2005 Explained Simply
…ommitted to paper. RTI gives you records, not explanations. Section 8(1) lists ten grounds on which a PIO may refuse disclosure, plus Section 8(3) which limits historical exemptions to 20 years. Section 9 adds an elevent…
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Article
PIO Playbook — Recruitment and Examination RTI Applications
…ation cycle are held in fiduciary capacity and exempt under Section 8(1)(e) until the process is complete. After the process ends, disclosure can be considered on merits. Even individual examiner marks are disclosable to…
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Article
RTI Refused as 8(1)(e) Fiduciary? How to Win on Appeal
A PIO can refuse an RTI under Section 8(1)(e) only when the information is genuinely held in a fiduciary capacity, meaning held in trust FOR your benefit. This exemption is one of the most over-used and wrongly applied g…
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Article
What's new on RTI Wiki — RTI Wiki Citizen Guide 2026
…un + sitemap rebuild now surfaces all 323 case pages, 7 new Section 8 framework pages, and 2 tool stubs. Sitemap declared in robots.txt (https:righttoinformation.wikisitemap.xml) for Google next-crawl. Section 4(1)(b) Pr…
/whats-new
Article
M10, How NOT to Fall Under Scrutiny, The PIO Mindset
…y reasoned order is anchored in section 2(f), section 7(1), section 8, section 9, section 10, section 11, and section 24 as relevant. Every order leaves a paper trail. Every paper trail ends with the Proof of Delivery. I…
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Article
NGO Registration Verification Guide India (2026)
…us check]] [[#State-level registrations: Societies, Trusts, Section 8]] [[#Red flags and trust signals]] [[#What to do if an NGO refuses registration proof]] [[#Legal remedies under BNS 2023]] [[#Illustrative scenario: a…
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Article
BCCI outside RTI: CIC decision in Geeta Rani case explained
…can be disclosed; most taxpayer-specific material will face Section 8(1)(j) and confidentiality objections. Sports Authority of India or public stadium authorities: MoUs, use permissions, rental terms, maintenance expens…
/bcci-rti-cic-public-authority-geeta-rani-2026
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How to Use RTI to Solve Personal Problems
…ormation is sought for personal use and is not exempt under Section 8 of the Act. A fee of Rs. 10- is enclosed by way of Indian Postal Order No. [number] dated [date], drawn in favour of the Accounts Officer, Police Depa…
/rti-for-personal-problems
Article
RTI First Appeal under Section 19(1): Complete Filing Guide
…ed refusal" under Section 7(2)). The PIO has rejected under Section 8, Section 9, Section 11, or Section 24, and you do not accept the reason. The PIO has supplied part of the information and withheld part without invoki…
/guide/applicant/first-appeal
Article
Toll plaza RTI: concession agreement, over-collection, FASTag (2026)
…Concession agreements are not "commercial confidence" under Section 8(1)(d): they are public-authority procurement records (Eastern Coalfields Ltd. v. WBIC, Calcutta HC 2015; RBI v. Jayantilal N. Mistry, (2016) 5 SCC 136…
/guide/applicant/application/sample/toll-collection
Article
M4, Drafting the Reply, Format, Severability, Section 10
…rafts against. A casual PIO reply that says "exempted under section 8(1)" without working through severability is the single most common reason a section 20 penalty is imposed. The CIC has held in repeated orders that a …
/cpd/pio/m4-drafting-reply-severability
Article
Penalty and Compensation under RTI: Section 20 and Section 19(8)(b)
Direct answer. Two separate remedies. Section 20 is a penalty of Rs 250 per day of delay, capped at Rs 25,000, imposed only by the Information Commission (not the FAA) on the PIO who without …
/guide/applicant/application/penalty-compensation-under-rti
Article
PIO & FAA Knowledge Base — Advanced RTI Decision-Making
…, severability. [[:pio-faa-knowledge-base|PIO framework for Section 8(1)(j) after the DPDP Rules, 2025]]\\ Read the law right. Apply the public-interest test correctly. Cite Deshpande and Aditya Bandopadhyay. Draft a spe…
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Article
Fundamental RTI Facts Every Applicant Should Know
…-day PIO deadline, (5) 48-hour life-and-liberty window, (6) Section 8 has 10 exemptions, (7) Section 10 severability must be applied, (8) Section 19 has two appeals (FAA + Commission), (9) Section 20 penalty is Rs 250day…
/guide/applicant/fundamental-facts-about-rti
Article
Suo Motu Disclosure under Section 4 — The Proactive Duty
…s they are revised. After the 14 November 2025 amendment to Section 8(1)(j) by DPDP Rules 2025, personal information of third parties (e.g., beneficiaries' names with addresses) is tested against the amended privacy prov…
/explanations/suo-moto-disclosure-under-rti
Article
When RTI Information Must Be Supplied Free of Cost
…tive (even if "no information available" with reasons under Section 8 Section 10 cited), Section 7(6) does not trigger. If the reply is non-substantive ("file under examination", "kindly approach another department" with…
/guide/applicant/application/information-free-of-cost
Article
Crypto Tax and Scam Warning Guide India (2026)
…allet address, though certain details may be exempted under Section 8(1)(h) of the RTI Act 2005. > Warning — Do not assume crypto transactions are invisible to Indian authorities. KYC-compliant exchanges report high-valu…
/crypto-tax-and-scam-warning-guide-india
Article
File RTI Online in India — Manual 12-Step Guide
…hout a public-interest ground. Why: After 14 November 2025, Section 8(1)(j) refusals on personal information are narrower and stricter. Correct: State the public-interest ground up front and invoke Section 8(2) where rel…
/file-rti-online-india-manual
Article
Forex Trading Scam India — RBI Warning + Recovery (2026)
…rs. For statutory damages, the Consumer Protection Act 2019 Section 84 permits claims of up to ₹1 crore for negligent or unfair trade practices. Section 87 provides for punitive damages, and Section 88 allows class-actio…
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PIO Rejected Under S.8 Without Reason — Appeal Template 2026
{{htmlmetatags>metatag-description=(PIO cited Section 8 to refuse your RTI but gave no justification? The burden of proof is on the PIO. Appeal with this template citing CIC precedents. 2026 guide.) metatag-keywords=(RTI…
/appeal-templates/wrongful-section-8-rejection
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Template: Third-party notice under Section 11
…hether the information attracts any of the exemptions under Section 8 or Section 9 of the Act, with specific reference to the sub-clause. c. Whether public interest in disclosure, under Section 8(2) of the Act, would or …
/templates/pio-third-party-notice
Article
What FAA Can and Cannot Do under RTI
…aking order format]] [[guide:faa:section-8-appeal-checklist|Section 8 appeal checklist]] [[guide:faa:deemed-refusal-checklist|Deemed-refusal checklist]] [[guide:faa:third-party-appeals|Third-party appeals]] [[guide:faa:d…
/guide/faa/powers-and-limits
Article
Section 8(1)(j) Personal Information: PIO Decision Checklist
Section 8(1)(j) of the RTI Act 2005 exempts personal information whose disclosure has no relationship to public activity or interest, or whose disclosure would cause unwarranted invasion of p…
/guide/pio/section-8-1-j-personal-information
Article
Cheque Bounce India: Section 138 NI Act Notice and Complaint Guide 2026
Quick answer. If your cheque has bounced for "insufficient funds" or "exceeds arrangement", you have exactly 30 days from the return memo to send a statutory legal notice under Section 138 of the Negotiable I…
/cheque-bounce-138-ni-act-notice-complaint-india
Article
Home Loan Tax Benefits: Section 24, 80C and 80EEA India
… and principal repayment within the Rs 1.5 lakh limit under Section 80C. These deductions sit almost entirely inside the old tax regime, so the regime you pick decides whether you get them at all. The extra first-time-bu…
/home-loan-tax-benefits-section-24-80c-india
Article
CIC Orders Post-DPDP: Section 8(1)(j) Rulings 2023-25 — citizen guide 2026
…round tip 95%> In 50 words: After the DPDP Act 2023 amended Section 8(1)(j), the Central Information Commission began applying the narrower personal-information standard. This page analyses 6 landmark and instructive CIC…
/dpdp-rti/recent-cic-orders-post-dpdp
Article
Section 10 Severability: How to Redact and Disclose Part Records
…ity rule: when part of a record falls under an exemption in Section 8 or Section 9, the PIO must disclose the non-exempt portion after reasonably severing the exempt material. Outright denial of the entire record because…
/guide/pio/section-10-severability
Article
Section 8(1)(a) RTI Act: Sovereignty, Integrity and Security
…andles First Appeal and Second Appeal to the CICSIC. Section 8(1)(a) of the Right to Information Act, 2005 exempts information whose disclosure would prejudicially affect the sovereignty and integrity of India, se…
/pio-section-8-1-a-sovereignty
Article
PIO Reply after DPDP: Personal Information, Public Interest and File Noting
… RTI Act 2005 continues to operate as before, including its Section 8(1)(j) exemption for personal information. A PIO should not refuse RTI requests citing the DPDP Act unless the specific provision is in force and the r…
/guide/pio/reply-after-dpdp