Right to Information Wiki

RTI for delayed PMFBY crop insurance claim (2026)

RTI template for delayed PMFBY (Pradhan Mantri Fasal Bima Yojana) crop insurance claims. To Insurance Company + DLMC + State Agriculture Dept.

RTI for delayed PMFBY crop insurance claim (2026)

Quick answer: PMFBY claims must be paid within 60 days of yield assessment under PMFBY Operational Guidelines. If delayed, file RTI to the empanelled insurance company + District Level Monitoring Committee (DLMC) + State Agriculture Department.

Statutory framework

Under PMFBY Operational Guidelines (Ministry of Agriculture & Farmers Welfare, revised 2020), claim settlement timeline is:

  • Yield assessment — 30 days post-harvest via crop-cutting experiments
  • Claim calculation — 15 days post-yield assessment
  • Settlement — 30 days post-claim calculation
  • Total — 60-90 days post-harvest

If delayed, insurer pays 12% interest per annum on the delayed amount.

Where to file

  • Empanelled insurance company (e.g., AIC, IFFCO-Tokio, HDFC ERGO, Universal Sompo, etc.) — RTI under §6(1)
  • District Level Monitoring Committee (DLMC) — chaired by District Collector
  • State Agriculture Department / Block Agriculture Officer

Template (copy + adapt)

To,
The Public Information Officer,
[Insurance Company Name] / Block Agriculture Officer / DLMC, [District]

Subject: Application under §6(1) of the Right to Information Act, 2005

Sir / Madam,

I am seeking the following information regarding my PMFBY crop insurance claim for [crop name], season [Kharif / Rabi] [year]:

1. Status of yield assessment for my insured plot (Khasra no. _____, Village _____, Tehsil _____, District _____) — date of crop-cutting experiment + measured yield.

2. Threshold yield + actual yield + claim amount calculated for my plot.

3. Reasons for delay in claim settlement beyond the statutory 60 days from yield assessment.

4. Date of claim payment, if any made; OR likely date of payment.

5. Number of similar PMFBY claims (same crop, same district, same season) settled vs pending, with age-wise breakdown.

6. Name + designation of the insurance company official + DLMC representative + State Nodal Officer assigned to PMFBY for [district / state].

I enclose Rs 10 RTI fee.

Yours faithfully,
[Name]
[Address]
[Aadhaar / Bank Account Number for cross-verification]
[Date]

Common reasons claims get stuck

  • Yield assessment delayed by ATMA / KVK
  • Crop-cutting experiment dispute
  • Aadhaar-bank linkage failure
  • State subsidy share not released
  • Insurance company solvency / processing capacity
  • Notification missing for that crop / area

Escalation

  • 30 days no reply — first appeal under §19(1)
  • DLMC — file written grievance with District Collector
  • State Agriculture Dept — Sansad / Vidhan Sabha members can refer matter
  • CPGRAMS — pgportal.gov.in, ministry “Agriculture & Farmers Welfare”

Use the AI RTI Drafter

Open the AI RTI Drafter → for auto-fill of insurance company + DLMC details.

Last reviewed: 26 April 2026.

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