NRI and cross-border guides

Reviewed on: 2026-06-12.

You live in Dubai or Toronto. Your NRE account gets frozen for re-KYC even after you mailed the documents. A field you inherited in your home district has been waiting two years for mutation. A redevelopment builder wants your signature on an agreement you have never read. This category is for people managing Indian money, property and status from outside India: NRI and NRO banking, inherited and ancestral property, OCI matters and cross-border business such as export registrations.

The scope line matters. If your problem is a passport, a visa, an apostille or something that went wrong at the airport, that lives under travel, passport and NRI documents. This hub is about assets and accounts inside India while you are outside it.

The good news is that almost every remedy here works remotely. The RBI Integrated Ombudsman accepts complaints online at cms.rbi.org.in. CPGRAMS at pgportal.gov.in reaches central departments. State RTI portals and the central RTI portal accept applications from NRIs, and revenue records in most states are now online. A power of attorney, properly attested at the Indian mission, handles the steps that still need a physical presence. The guides below give the exact sequence for each problem.

• Account frozen for KYC even after you submitted documents
• Nominee claim on a deceased relative's account is stuck
• Inherited agricultural land mutation delayed
• Apartment redevelopment: owner consent checklist before you sign
• AD code registration stuck at the port on ICEGATE

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