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+{{htmlmetatags>
+metatag-keywords=(state government pension, state pension delay, state pension rti)
+metatag-description=(State govt employee pensions: OPS (Old Pension Scheme) for pre-2004 hires; NPS for post-2004. State-specific issues.)
+}}
+====== State government pension — issues + RTI (2026 guide) ======
+{{ :social:auto:pension-government-pension-state.png?direct&1200 }}
+<WRAP info>
+**Quick answer:** State govt pension governed by state Pension Rules. Pre-2004 hires: OPS (defined benefit). Post-2004: NPS. Delays / disputes: RTI to State Pension Department.
+</WRAP>
+===== Key facts =====
+  * State pension rules vary
+  * OPS (pre-2004): defined benefit, employer-funded
+  * NPS (post-2004): contribution-based, market-linked
+  * Some states reverting to OPS (2023+)
+  * RTI to State Pension Office under state RTI Act
+===== Step-by-step process =====
+  - **Submit pension claim post-retirement** — Form 10 (state-specific).
+  - **Verification + PPO issuance** — 60 days statutory.
+  - **Monthly pension credit** — Bank account.
+  - **OPS vs NPS choice (some states)** — State-specific reversal options.
+  - **Family pension on death** — Apply within 3 months.
+  - **RTI for delays / calculation** — State Pension Office.
+===== Documents needed =====
+  * Service certificate
+  * Aadhaar
+  * Bank account
+  * Retirement order
+===== Common issues + how to handle =====
+  * PPO delayed > 60 days — RTI to State Pension Office.
+  * OPS reversal pending — RTI for state policy + queue.
+  * Family pension delayed — RTI for verification status.
+  * Calculation dispute — RTI for formula application.
+===== If stuck — file an RTI =====
+Most "delays" or "rejections" clear within 7-15 days of an RTI being filed. Use this 5-question template:
+<code>
+. Status of my application no. _____ dated _____ as on date.
+. Name + designation of dealing officer assigned to my file.
+. Reasons for delay beyond the statutory timeline.
+. Copy of any noting / movement of my file in the past 30 days.
+. Likely date of resolution / decision.
+</code>
+**Auto-fill the PIO + your case:** [[:citizen-rti-playbook|Open the AI RTI Drafter →]]
+===== Frequently asked questions =====
+==== OPS or NPS — which? ====
+State + joining date dependent. RTI for your specific category.
+==== Family pension rate? ====
+% of last salary typically. State-specific.
+==== Pension delayed > 90 days? ====
+File RTI. Use AI RTI Drafter.
+==== Higher Pension option (state)? ====
+Post-2022 SC ruling on EPS-95. State govt similar but state-specific.
+===== Summary + next step =====
+<WRAP center round tip 90%>
+**Bottom line:** State govt pension governed by state Pension Rules. Pre-2004 hires: OPS (defined benefit). Post-2004: NPS. Delays / disputes: RTI to State Pension Department. If delayed beyond statutory timeline, file an RTI — most cases clear within 15 days.
+  * **AI RTI Drafter:** [[:citizen-rti-playbook|Auto-fill PIO + your case]]
+  * **Browse all pension guides:** [[:pension:start|Index]]
+</WRAP>
+===== Related =====
+  * [[:pension:start|All pension guides]]
+  * [[:check-status:start|25 status-check guides]]
+  * [[:how-to-apply:start|25 how-to-apply guides]]
+  * [[:rejection-recovery:start|16 rejection-recovery guides]]
+  * [[:helplines:start|32 helplines + grievance routes]]
+  * [[:citizen-rti-playbook|Full RTI Playbook]]
+//Last reviewed: 26 April 2026.//
+{{tag>pension government-pension-state citizen-services rti-fallback}}

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