State government pension β issues + RTI (2026 guide)
Quick answer: State govt pension governed by state Pension Rules. Pre-2004 hires: OPS (defined benefit). Post-2004: NPS. Delays / disputes: RTI to State Pension Department.
Key facts
- State pension rules vary
- OPS (pre-2004): defined benefit, employer-funded
- NPS (post-2004): contribution-based, market-linked
- Some states reverting to OPS (2023+)
- RTI to State Pension Office under state RTI Act
Step-by-step process
- Submit pension claim post-retirement β Form 10 (state-specific).
- Verification + PPO issuance β 60 days statutory.
- Monthly pension credit β Bank account.
- OPS vs NPS choice (some states) β State-specific reversal options.
- Family pension on death β Apply within 3 months.
- RTI for delays / calculation β State Pension Office.
Documents needed
- Service certificate
- Aadhaar
- Bank account
- Retirement order
Common issues + how to handle
- PPO delayed > 60 days β RTI to State Pension Office.
- OPS reversal pending β RTI for state policy + queue.
- Family pension delayed β RTI for verification status.
- Calculation dispute β RTI for formula application.
If stuck β file an RTI
Most βdelaysβ or βrejectionsβ clear within 7-15 days of an RTI being filed. Use this 5-question template:
1. Status of my application no. _____ dated _____ as on date. 2. Name + designation of dealing officer assigned to my file. 3. Reasons for delay beyond the statutory timeline. 4. Copy of any noting / movement of my file in the past 30 days. 5. Likely date of resolution / decision.
Auto-fill the PIO + your case: Open the AI RTI Drafter β
Frequently asked questions
OPS or NPS β which?
State + joining date dependent. RTI for your specific category.
Family pension rate?
50% of last salary typically. State-specific.
Pension delayed > 90 days?
File RTI. Use AI RTI Drafter.
Higher Pension option (state)?
Post-2022 SC ruling on EPS-95. State govt similar but state-specific.
Summary + next step
Bottom line: State govt pension governed by state Pension Rules. Pre-2004 hires: OPS (defined benefit). Post-2004: NPS. Delays / disputes: RTI to State Pension Department. If delayed beyond statutory timeline, file an RTI β most cases clear within 15 days.
- AI RTI Drafter: Auto-fill PIO + your case
- Browse all pension guides: Index
Related
Last reviewed: 26 April 2026.
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