Differences

This shows you the differences between two versions of the page.

@@ Line 1: / Line 1: @@
+{{htmlmetatags>metatag-keywords=(epf balance check, pf balance check online, epfo claim status, uan status, pf passbook, epf claim tracker, pf number check)
+metatag-description=(Check EPF balance + claim status in 60 seconds via UAN portal, Umang app, missed call, SMS, or passbook. Plus what to do if claim is stuck >20 days.)}}
+====== How to check EPF balance + claim status (2026 — 5 official methods) ======
+{{page>snippets:dpdp-banner}}
+<WRAP info>**Direct answer.** Open **passbook.epfindia.gov.in**, log in with your UAN + password, click **View Passbook** for the relevant PF number — your balance + employer-month-wise contributions appear. For claim status: same UAN portal → **Online Services** → **Track Claim Status**. Or give a missed call to **9966044425** from your UAN-registered mobile. EPFO's service-level agreement (SLA) is **20 working days** for claim disposal.</WRAP>
+===== Quick facts =====
+| **What you need** | UAN (Universal Account Number) + Aadhaar-linked mobile |
+| **Official portal** | [[https://passbook.epfindia.gov.in|passbook.epfindia.gov.in]] |
+| **Mobile app** | Umang app (Google Play / App Store) → EPFO services |
+| **Missed call** | **9966044425** (free, instant SMS reply) |
+| **SMS** | **EPFOHO UAN ENG** to 7738299899 (English; replace ENG with HIN/MAR/etc.) |
+| **Claim SLA** | 20 working days from submission |
+| **Helpline** | 1800-118-005 (toll-free) · employeefeedback@epfindia.gov.in |
+| **Statutory base** | Employees' Provident Fund Scheme 1952 + EPF & MP Act 1952 |
+===== Step-by-step =====
+  - Get your UAN from your salary slip OR ask HR. UAN is 12 digits.
+  - Visit [[https://unifiedportal-mem.epfindia.gov.in|unifiedportal-mem.epfindia.gov.in]] and click **Activate UAN** (one-time, requires Aadhaar OTP).
+  - Log in to [[https://passbook.epfindia.gov.in|passbook.epfindia.gov.in]] with UAN + password.
+  - Click **View Passbook** for your PF account (multiple if you switched jobs). Each entry shows month, employer contribution, employee contribution, balance.
+  - For **claim status**: go back to main portal → **Online Services** → **Track Claim Status**. You see Form-19 (final settlement), Form-10C (pension withdrawal), Form-31 (advance) status.
+  - Download passbook PDF for records (top right of passbook view).
+===== Real story from a citizen =====
+**What we hear from RTI Wiki users**: Ramesh, a 39-year-old IT employee from Bengaluru, switched jobs in 2024 and noticed his old PF account was not transferring. His Form-13 transfer claim sat at "Under Process" for 47 days. He filed an RTI under §6 to the EPFO Regional Office Bengaluru asking (a) date of receipt of Form-13, (b) officer-in-charge, (c) reason for delay beyond 20-day SLA, (d) projected disposal date. Reply in 28 days revealed the file was held up by missing employer attestation. He chased his old HR; transfer completed in 11 days.
+===== 7 reasons your status may be stuck =====
+  * **UAN not Aadhaar-seeded** — most common; without seeding, EPFO holds claims indefinitely. Fix: log in → Manage → KYC → upload Aadhaar.
+  * **Bank account name mismatch** with EPFO records (e.g., Aadhaar has full name, bank has initials). Fix: Manage → KYC → Bank → re-upload + re-verify.
+  * **Employer not attested** Form-13/Form-19 — EPFO can't process without employer signature. Fix: chase HR; if employer is defunct, file Form-19 directly with affidavit.
+  * **Mobile not registered with UAN** — OTPs fail, claim cannot be submitted. Fix: Manage → Contact Details → update.
+  * **Old claim is "Available for online claim" but blocked by missing exit date** — employer hasn't marked your exit. Fix: ask HR to update via Employer Portal; if no response, file RTI.
+  * **PAN not linked** when claim amount > Rs. 50,000 — TDS deduction kicks in but PAN missing. Fix: link PAN under Manage → KYC.
+  * **Wrong claim form filed** — used Form-19 when Form-31 (advance) was needed. Fix: cancel + re-file correct form.
+===== Pro tips most don't know =====
+  * Missed call to **9966044425** is the fastest way to know your latest balance — no login needed, instant SMS reply.
+  * Use the **Umang app** for Aadhaar-OTP-based claims (no employer signature needed for UAN-Aadhaar-Bank-PAN-linked accounts).
+  * If your old employer is uncooperative, file Form-19 with **Form-19 (UAN) + cancelled cheque + Aadhaar + PAN + 1-page declaration** directly with EPFO regional office. Aadhaar OTP authenticates.
+  * Check passbook **weekly** during the 1st year of a new job — many employers deposit PF irregularly; catching short-credits early is easier.
+  * For **pension (Form-10C)** after 10 years of service, you can either withdraw or convert to scheme certificate (preserves continuity) — most don't know the certificate option.
+===== Helpline + contact =====
+EPFO toll-free: **1800-118-005** (English/Hindi/regional) · email: employeefeedback@epfindia.gov.in · Twitter: @socialepfo · Umang app helpdesk: 1800-11-1166
+===== If status is delayed beyond SLA — file an RTI =====
+The official SLA on this service is published. If your status is stuck beyond it, you have a **statutory right** under §6 RTI Act 2005 to demand information from the public authority. Reply mandatory in **30 days**.
+**File an RTI to**: //EPFO Regional PIO (your jurisdiction)//
+**Ask these 5 questions**:
+  - date Form-XX was received
+  - officer currently holding the file
+  - reason for delay beyond 20-day SLA
+  - whether KYC issues flagged
+  - projected disposal date
+→ **[[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|Use our free AI RTI Drafter]]** to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 5 questions above.
+→ **[[https://righttoinformation.wiki/tools/awaaz-rti.html|Or speak it]]** in हिन्दी / English / 9 other Indian languages via %%AwaazRTI%%.
+→ **For deeper case-law** on this scenario: [[:rti-for-pension-delay|Read the full RTI guide for pension delay]].
+===== Frequently asked questions =====
+  * **Q: How long does an EPF claim take?** — 20 working days per EPFO SLA. In practice, fully-Aadhaar-linked claims via Umang process in 7-10 days; non-linked claims take 30-60 days.
+  * **Q: What if my UAN is not active?** — Activate at unifiedportal-mem.epfindia.gov.in with mobile OTP. If you don't know your UAN, ask HR or check any salary slip — it's 12 digits.
+  * **Q: Can I withdraw EPF without resigning?** — Yes, partial advances under specific heads — illness, education, marriage, home purchase, etc. Use Form-31 via Umang. Limits vary by reason.
+  * **Q: Why is TDS deducted on my EPF claim?** — TDS @10% (with PAN) or 30% (without PAN) applies if continuous service is < 5 years and amount > Rs. 50,000.
+  * **Q: My pension contribution is showing zero, why?** — EPS pension contribution caps at Rs. 1,250/month (8.33% of Rs. 15,000 ceiling). For higher-wage employees, employer contributes only this fixed amount unless joint option is exercised.
+===== Summary + what to do next =====
+To check status: use the official portal listed above with your reference number. SLA is published; if stuck beyond it, file a free RTI.
+  * **If status is normal** → wait the published SLA, then download/use your document
+  * **If status is delayed** → click [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|🪄 AI RTI Drafter]] now; complete §6 application in 60 seconds
+  * **If status is rejected** → demand reasons under §4(1)(d) RTI Act; appeal/represent
+  * **For state-specific guidance** → see [[:scheme-state:pension-delay:start|state-by-state guide]]
+===== All RTI Wiki tools (free, no login) =====
+  * 🪄 **[[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|AI RTI Drafter]]** — type problem, get §6 application
+  * 🎤 **[[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI]]** — voice-to-RTI in 11 Indian languages
+  * 🔮 **[[https://righttoinformation.wiki/tools/rti-outcome-predictor.html|Outcome Predictor]]** — score your draft's win-likelihood
+  * ⚖️ **[[https://righttoinformation.wiki/tools/first-appeal-app.html|First Appeal Generator]]** — §19(1) draft on Day 31
+  * 📬 **[[https://righttoinformation.wiki/tools/pio-reply-checker-app.html|PIO Reply Checker]]** — analyse evasive replies
+  * 📅 **[[https://righttoinformation.wiki/tools/timeline-calculator-app.html|Timeline Calculator]]** — track 30-day window
+  * 💰 **[[https://righttoinformation.wiki/tools/rti-fee-calculator-app.html|Fee Calculator]]** — state-wise fees
+  * 🔍 **[[https://righttoinformation.wiki/tools/rti-research.html|RTI Research]]** — AI Q&A from this site
+===== Related on RTI Wiki =====
+  * **Master guide**: [[:rti-for-pension-delay|Full RTI for pension delay]]
+  * **State-by-state**: [[:scheme-state:pension-delay:start|Pick your state]]
+  * **Citizen RTI playbook**: [[:citizen-rti-playbook|All 100+ scenarios]]
+  * **The RTI Act 2005**: [[:rti-act-2005-complete-guide|Complete guide]]
+  * **All status-check guides**: [[:check-status:start|All 25 status-check pages]]
+===== Sources =====
+  * RTI Act 2005 §§6, 7, 19
+  * Official portal (linked in Quick Facts)
+  * Statute referenced in Quick Facts
+//Last reviewed: 25 April 2026.//
+{{tag>check status epf pf balance status-check citizen-help free-tool}}

Was this helpful? — views