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—check-status:epf-pf-balance [2026/07/22 17:44] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(epf balance check, pf balance check online, epfo claim status, uan status, pf passbook, epf claim tracker, pf number check)
 +metatag-description=(Check EPF balance + claim status in 60 seconds via UAN portal, Umang app, missed call, SMS, or passbook. Plus what to do if claim is stuck >20 days.)}}
 +
 +====== How to check EPF balance + claim status (2026 — 5 official methods) ======
 +
 +
 +
 +
 +{{ :social:auto:check-status-epf-pf-balance.png?direct&1200 |How to check EPF balance + claim status (2026 — 5 official methods) — RTI Wiki}}
 +
 +<WRAP center round info 95%>
 +**Quick Reply:** Check EPF balance + claim status in 60 seconds via UAN portal, Umang app, missed call, SMS, or passbook. Plus what to do if claim is stuck >20 days.
 +</WRAP>
 +
 +<WRAP info>**Direct answer.** Open **passbook.epfindia.gov.in**, log in with your UAN + password, click **View Passbook** for the relevant PF number — your balance + employer-month-wise contributions appear. For claim status: same UAN portal → **Online Services** → **Track Claim Status**. Or give a missed call to **9966044425** from your UAN-registered mobile. EPFO's service-level agreement (SLA) is **20 working days** for claim disposal.</WRAP>
 +
 +===== Quick facts =====
 +| **What you need** | UAN (Universal Account Number) + Aadhaar-linked mobile |
 +| **Official portal** | [[https://passbook.epfindia.gov.in|passbook.epfindia.gov.in]] |
 +| **Mobile app** | Umang app (Google Play / App Store) → EPFO services |
 +| **Missed call** | **9966044425** (free, instant SMS reply) |
 +| **SMS** | **EPFOHO UAN ENG** to 7738299899 (English; replace ENG with HIN/MAR/etc.) |
 +| **Claim SLA** | 20 working days from submission |
 +| **Helpline** | 1800-118-005 (toll-free) · [email protected] |
 +| **Statutory base** | Employees' Provident Fund Scheme 1952 + EPF & MP Act 1952 |
 +
 +===== Step-by-step =====
 +  - Get your UAN from your salary slip OR ask HR. UAN is 12 digits.
 +  - Visit [[https://unifiedportal-mem.epfindia.gov.in|unifiedportal-mem.epfindia.gov.in]] and click **Activate UAN** (one-time, requires Aadhaar OTP).
 +  - Log in to [[https://passbook.epfindia.gov.in|passbook.epfindia.gov.in]] with UAN + password.
 +  - Click **View Passbook** for your PF account (multiple if you switched jobs). Each entry shows month, employer contribution, employee contribution, balance.
 +  - For **[[check-pf-balance-claim-withdrawal-2026|claim status]]**: go back to main portal → **Online Services** → **Track Claim Status**. You see Form-19 (final settlement), Form-10C (pension withdrawal), Form-31 (advance) status.
 +  - Download passbook PDF for records (top right of passbook view).
 +
 +===== Real story from a citizen =====
 +**What we hear from RTI Wiki users**: Ramesh, a 39-year-old IT employee from Bengaluru, switched jobs in 2024 and noticed his old PF account was not transferring. His Form-13 transfer claim sat at "Under Process" for 47 days. He filed an RTI under §6 to the EPFO Regional Office Bengaluru asking (a) date of receipt of Form-13, (b) officer-in-charge, (c) reason for delay beyond 20-day SLA, (d) projected disposal date. Reply in 28 days revealed the file was held up by missing employer attestation. He chased his old HR; transfer completed in 11 days.
 +
 +===== 7 reasons your status may be stuck =====
 +  * **UAN not Aadhaar-seeded** — most common; without seeding, EPFO holds claims indefinitely. Fix: log in → Manage → KYC → upload Aadhaar.
 +  * **Bank account name mismatch** with EPFO records (e.g., Aadhaar has full name, bank has initials). Fix: Manage → KYC → Bank → re-upload + re-verify.
 +  * **Employer not attested** Form-13/Form-19 — EPFO can't process without employer signature. Fix: chase HR; if employer is defunct, file Form-19 directly with affidavit.
 +  * **Mobile not registered with UAN** — OTPs fail, claim cannot be submitted. Fix: Manage → Contact Details → update.
 +  * **Old claim is "Available for online claim" but blocked by missing exit date** — employer hasn't marked your exit. Fix: ask HR to update via Employer Portal; if no response, file RTI.
 +  * **PAN not linked** when claim amount > Rs. 50,000 — TDS deduction kicks in but PAN missing. Fix: link PAN under Manage → KYC.
 +  * **Wrong claim form filed** — used Form-19 when Form-31 (advance) was needed. Fix: cancel + re-file correct form.
 +
 +===== Pro tips most don't know =====
 +  * Missed call to **9966044425** is the fastest way to know your latest balance — no login needed, instant SMS reply.
 +  * Use the **Umang app** for Aadhaar-OTP-based claims (no employer signature needed for UAN-Aadhaar-Bank-PAN-linked accounts).
 +  * If your old employer is uncooperative, file Form-19 with **Form-19 (UAN) + cancelled cheque + Aadhaar + PAN + 1-page declaration** directly with EPFO regional office. Aadhaar OTP authenticates.
 +  * Check passbook **weekly** during the 1st year of a new job — many employers deposit PF irregularly; catching short-credits early is easier.
 +  * For **pension (Form-10C)** after 10 years of service, you can either withdraw or convert to scheme certificate (preserves continuity) — most don't know the certificate option.
 +
 +===== Helpline + contact =====
 +EPFO toll-free: **1800-118-005** (English/Hindi/regional) · email: [email protected] · Twitter: @socialepfo · Umang app helpdesk: 1800-11-1166
 +
 +===== If status is delayed beyond SLA — file an RTI =====
 +
 +The official SLA on this service is published. If your status is stuck beyond it, you have a **statutory right** under §6 RTI Act 2005 to demand information from the public authority. Reply mandatory in **30 days**.
 +
 +**File an RTI to**: //EPFO Regional PIO (your jurisdiction)//
 +
 +**Ask these 5 questions**:
 +
 +  - date Form-XX was received
 +  - officer currently holding the file
 +  - reason for delay beyond 20-day SLA
 +  - whether KYC issues flagged
 +  - projected disposal date
 +
 +→ **[[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|Use our free AI RTI Drafter]]** to generate a complete §6(1) application in 60 seconds. The Drafter pre-fills your name, address, fee statement, and the 5 questions above.
 +
 +→ **[[https://righttoinformation.wiki/tools/awaaz-rti.html|Or speak it]]** in हिन्दी / English / 9 other Indian languages via %%AwaazRTI%%.
 +
 +→ **For deeper case-law** on this scenario: [[:rti-for-pension-delay|Read the full RTI guide for pension delay]].
 +
 +===== EPF passbook download =====
 +
 +For //epf passbook download//, //pf passbook download//:
 +
 +  - Open [[https://passbook.epfindia.gov.in/MemberPassBook/login|passbook.epfindia.gov.in/MemberPassBook]].
 +  - Log in with **UAN + password**.
 +  - Pick the **Member ID** (one per employer if you've changed jobs).
 +  - Click //View Passbook//.
 +  - Download as PDF — full transaction history with employer + employee contributions, interest, withdrawals.
 +
 +===== EPF claim status (after withdrawal) =====
 +
 +For //[[check-pf-balance-claim-withdrawal-2026|epf claim status]]//, //pf claim status//:
 +
 +  - Log in at [[https://unifiedportal-mem.epfindia.gov.in/memberinterface|unifiedportal-mem.epfindia.gov.in]].
 +  - Click **Online Services → Track Claim Status**.
 +  - Status shows: //Claim Submitted// → //Under Process// → //Approved// → //Settled// → //Rejected (with reason)//.
 +
 +**SLA**: 20 working days for online (Aadhaar-linked) claims, 30 days for offline.
 +
 +If stuck beyond SLA, file an RTI to the **Regional PF Commissioner** under §6(1) RTI Act 2005.
 +
 +===== EPF balance check by SMS =====
 +
 +For //epf balance sms//, //pf balance sms number//:
 +
 +  - SMS **EPFOHO UAN ENG** (or HIN/MAR/etc for regional) to **7738299899**.
 +  - You get UAN, member ID, last contribution, current balance.
 +  - **Note**: works only if your **mobile is linked to UAN** at EPFO.
 +
 +===== EPF balance by Missed Call =====
 +
 +For //epf missed call number//:
 +
 +  - Give a **missed call to 9966044425** from your **UAN-linked mobile**.
 +  - Auto-disconnect after 1 ring; you receive an SMS with current EPF balance + last 3 transactions.
 +  - **Free**, no SMS charges.
 +
 +===== UAN Number — what it is, how to find =====
 +
 +For //uan number//, //uan check//:
 +
 +**UAN** (Universal Account Number) is a **12-digit number** issued by EPFO that follows you across employers — your one-stop EPF identity. To find your UAN:
 +
 +  - **Easiest**: ask your current employer's HR / payroll team.
 +  - **From salary slip**: most slips have UAN.
 +  - **From EPFO portal**: go to [[https://unifiedportal-mem.epfindia.gov.in/memberinterface|unifiedportal-mem.epfindia.gov.in]] → //Know Your UAN// → enter PF Member ID + DOB.
 +
 +UAN is used for **all** EPF operations — passbook, claims, transfers, KYC, status checks.
 +
 +===== EPF transfer status (after job change) =====
 +
 +For //epf transfer status//, //pf transfer claim//:
 +
 +After joining a new employer, your EPF should auto-transfer:
 +  - Log in at //unifiedportal-mem.epfindia.gov.in// → //Online Services → Transfer Request//.
 +  - Pick old employer + new employer + verify Aadhaar OTP.
 +  - Submit. Track at //Track Claim Status//.
 +  - **SLA**: 20 working days.
 +
 +If transfer is stuck (often happens when KYC isn't complete at one of the employers), file an RTI to your Regional PF Commissioner.
 +
 +<WRAP center round tip 95%>
 +**🔔 Track EPF interest rate announcements + new EPFO circulars by email.** **[[https://righttoinformation.wiki/donor.php|Help RTI Wiki yearly →]]**
 +</WRAP>
 +
 +===== Frequently asked questions =====
 +==== How long does an EPF claim take? ====
 +
 +20 working days per EPFO SLA. In practice, fully-Aadhaar-linked claims via Umang process in 7-10 days; non-linked claims take 30-60 days.
 +
 +==== What if my UAN is not active? ====
 +
 +Activate at unifiedportal-mem.epfindia.gov.in with mobile OTP. If you don't know your UAN, ask HR or check any salary slip — it's 12 digits.
 +
 +==== Can I withdraw EPF without resigning? ====
 +
 +Yes, partial advances under specific heads — illness, education, marriage, home purchase, etc. Use Form-31 via Umang. Limits vary by reason.
 +
 +==== Why is TDS deducted on my EPF claim? ====
 +
 +TDS @10% (with PAN) or 30% (without PAN) applies if continuous service is < 5 years and amount > Rs. 50,000.
 +
 +==== My pension contribution is showing zero, why? ====
 +
 +EPS pension contribution caps at Rs. 1,250/month (8.33% of Rs. 15,000 ceiling). For higher-wage employees, employer contributes only this fixed amount unless joint option is exercised.
 +
 +
 +===== Summary + what to do next =====
 +
 +To check status: use the official portal listed above with your reference number. SLA is published; if stuck beyond it, file a free RTI.
 +
 +  * **If status is normal** → wait the published SLA, then download/use your document
 +  * **If status is delayed** → click [[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|🪄 AI RTI Drafter]] now; complete §6 application in 60 seconds
 +  * **If status is rejected** → demand reasons under §4(1)(d) RTI Act; appeal/represent
 +  * **For state-specific guidance** → see [[:scheme-state:pension-delay:start|state-by-state guide]]
 +
 +===== All RTI Wiki tools (free, no login) =====
 +
 +  * 🪄 **[[https://righttoinformation.wiki/tools/ai-rti-draft-app.html|AI RTI Drafter]]** — type problem, get §6 application
 +  * 🎤 **[[https://righttoinformation.wiki/tools/awaaz-rti.html|AwaazRTI]]** — voice-to-RTI in 11 Indian languages
 +  * 🔮 **[[https://righttoinformation.wiki/tools/rti-outcome-predictor.html|Outcome Predictor]]** — score your draft's win-likelihood
 +  * ⚖️ **[[https://righttoinformation.wiki/tools/first-appeal-app.html|First Appeal Generator]]** — §19(1) draft on Day 31
 +  * 📬 **[[https://righttoinformation.wiki/tools/pio-reply-checker-app.html|PIO Reply Checker]]** — analyse evasive replies
 +  * 📅 **[[https://righttoinformation.wiki/tools/timeline-calculator-app.html|Timeline Calculator]]** — track 30-day window
 +  * 💰 **[[https://righttoinformation.wiki/tools/rti-fee-calculator-app.html|Fee Calculator]]** — state-wise fees
 +  * 🔍 **[[https://righttoinformation.wiki/tools/rti-research.html|RTI Research]]** — AI Q&A from this site
 +
 +===== Related on RTI Wiki =====
 +
 +  * **Master guide**: [[:rti-for-pension-delay|Full RTI for pension delay]]
 +  * **State-by-state**: [[:scheme-state:pension-delay:start|Pick your state]]
 +  * **Citizen RTI playbook**: [[:citizen-rti-playbook|All 100+ scenarios]]
 +  * **The RTI Act 2005**: [[:rti-act-2005-complete-guide|Complete guide]]
 +  * **All status-check guides**: [[:check-status:start|All 25 status-check pages]]
 +
 +===== Sources =====
 +
 +  * RTI Act 2005 §§6, 7, 19
 +  * Official portal (linked in Quick Facts)
 +  * Statute referenced in Quick Facts
 +
 +//Last reviewed: 25 April 2026.//
 +
 +{{tag>check status epf pf balance status-check citizen-help free-tool}}