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RBI moratorium / loan-recast records — Delhi HC

Loan-recast eligibility criteria and aggregate uptake disclosable; individual borrower data § 8[1][d]/[j] protected. //Loan-recast criteria + aggregate data.

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—cases:delhi-hc-rti-rbi-moratorium-2021 [2026/05/03 08:28] (current) – created - external edit 127.0.0.1
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 +{{htmlmetatags>metatag-keywords=(RBI moratorium / loan-recast records — Delhi HC,High Court of Delhi RTI,RTI §7,RTI §8,RBI moratorium,loan recast,§8(1)(d),Delhi HC)&metatag-description=(Loan-recast eligibility criteria and aggregate uptake disclosable; individual borrower data § 8[1][d]/[j] protected. //Loan-recast criteria + aggregate data.)}}
 +
 +====== RBI moratorium / loan-recast records — Delhi HC ======
 +
 +<WRAP center round info 95%>
 +**High Court of Delhi** · 2021-01-01 · Citation awaited
 +</WRAP>
 +
 +//Loan-recast criteria + aggregate data disclosable; individual borrower data remains § 8(1)(d)/(j).//
 +
 +===== Case details =====
 +
 +^ Court | High Court of Delhi |
 +^ Decided | 2021-01-01 |
 +^ Citation | Citation awaited |
 +^ Petitioner | Borrower |
 +^ Respondent | Commercial bank |
 +^ RTI Act sections | §8(1)(d) |
 +^ Outcome | Partly allowed |
 +
 +===== Outcome =====
 +
 +Loan-recast eligibility criteria and aggregate uptake disclosable; individual borrower data § 8(1)(d)/(j) protected.
 +
 +===== Ratio decidendi =====
 +
 +RBI moratorium / loan-recast policy documents and aggregate uptake data are §4 disclosures. Bank-wise breakdown may be disclosable subject to commercial-confidence balancing under §8(1)(d). Individual borrower data is §8(1)(j) + §8(1)(d) protected.
 +
 +===== Keywords =====
 +
 +RBI moratorium, loan recast, §8(1)(d), Delhi HC
 +
 +===== Similar cases in the corpus =====
 +
 +//These rulings have the closest editorial ratio to this case — computed by tf-idf cosine similarity over ratio, keywords and Act sections. Useful starting points if you are researching the same point of law.//
 +
 +  * [[/important-decisions/rbi-vs-jayantilal-mistry|Reserve Bank of India v. Jayantilal N. Mistry]] (SC 2015)
 +  * [[/cases/reserve-bank-of-india-v-jayantilal-mistry-cic|Reserve Bank of India — PIO's information denial (CIC)]] (CIC 2011)
 +  * [[/cases/hc-assam-rti-citizens-register-2022|NRC aggregate statistics — Gauhati HC]] (HC-GAU 2022)
 +  * [[/cases/cic-rti-vaccination-records-2022|Vaccination and Co-WIN data — CIC]] (CIC 2022)
 +  * [[/cases/sic-bihar-rti-jandhan-2022|Jan Dhan account opening records — Bihar SIC]] (SIC-BR 2022)
 +
 +===== Related =====
 +
 +  * [[https://righttoinformation.wiki/cases/search?court=HC-DEL|All High Court of Delhi rulings in the corpus]]
 +  * [[https://righttoinformation.wiki/cases/search?section=7|All RTI cases turning on §7]]
 +  * [[https://righttoinformation.wiki/cases/search?section=8|All RTI cases turning on §8]]
 +  * [[:cases:search|Full case-law search]]
 +  * [[:cases|Case-Law Database — overview]]
 +  * [[:pio-rti-reply-guide|PIO RTI Reply Guide]]
 +  * [[:act|The RTI Act, 2005 — annotated]]
 +
 +<WRAP center round alert 95%>
 +**Editorial summary, not a certified report.** The ratio here is an editorial compression. Before citing this ruling in a PIO order, FAA speaking order, or any appellate filing, **verify against the full reported decision**. RTI Wiki is not a legal service.
 +</WRAP>
 +
 +
 +
 +//Editorial summary · last reviewed 21 April 2026.//
 +
 +{{tag>case-law court-hc-del section-7 section-8}}